Thanks for let me know.
Im MAstercard Simply
why i feel every bank seem VISA better then mastercard?

This post has been edited by Wolgie: Oct 3 2024, 04:58 PM

visa market share is bigger than master

I got this notice too. Cut from 90K to 5K. I spent on this card more than 150K per annum and no outstanding balance. Email them twice to check if this was a mistake but always say this is final. Well, there are many alternatives out there.

What the. 90k to 5k. That’s almost 95% of reduction. Are they insane or what?

They rather terminate directly lol. I already terminated my card with SCB. Haha

not worth with SCB, now i understand why a lot of people complained on this bank.

And he has been spending more than 150k per annum. This is beyond my understanding.
I didn’t spend anything on the card earlier yet they didn’t reduce my CL or they haven’t. .P

Member since 2011. Good credit standing all this while. I have 2 SCB cards, Visa Plat (first card when I joined SCB as employee, lifetime fee waiver even after exit SCB) as main use card for everything except petrol then applied their World Master some 4 years ago. Since then switched to Master to continue as main use card. I've collected few 100K of reward points for conversion to Enrich points (exchange for free air tickets). .

Btw since day-1 all my spending were legitimate, none of them online gambling. Never do cash advance.

I subsequently terminated the no use Visa card early this year to avoid RM25 tax.

If SCB used the Visa card spending trending to revise my credit limit, then they've made a BIG mistake!!!

This post has been edited by patricktoh: Oct 6 2024, 02:54 PM

If they revise down to 50K, I still can accept but 5K is an insult.

I have another World Master card (employee benefits) with 100K CL and one more Visa (member since 1997) with 60K CL that can stand in anytime for my daily use. As of now, these 2 cards always zero outstanding balance.

I can't brain how SCB treats their loyal customers. I started banking with SCB since 2011 when I joined them as employee. Until today as I type, I am still an active customer with > RM10K worth of transactions monthly.

Maybe I am a bad customer for them because never let them earn any cents from outstanding balance interest nor annual fee.

This post has been edited by patricktoh: Oct 6 2024, 03:16 PM

🤣funny. Not even give an option like if you unactive in next 90 days we will reduce your CL due to whatever reason. But they never, just straight up reduce. Haha

I don’t spend on my WorldMiles too (now known as Journey). I use other cards to accumulate my miles but yet still survived till now.

might be you are tagged under premier customer leh. Haha
Don’t know how their system works. But pretty useless in terms of campaign all that. Apply again in future for gift. Hahahaha

ive been using simplycash cc since early Sept 3rd. in recent credit card statement (oct 5th), i still dont see any cashback.
is the cashback always delayed by another month?

This post has been edited by den: Oct 6 2024, 08:19 PM

Should see it end of this month in the rewards account and reflected in next statement

i just log in to my scb and found out they didnt update the history transaction. it was till 18/9/2024. anyone encounter this? saw outstanding but i remember i have settled all outstanding payment

Yes. I made payment yesterday and today. Both also didnt reflect in transaction history. Made me shock for a while. However, i didn check back for SMS/Email to ensure i have made the payment accurately and as a proof of received by SCB

I use the same method to request them grant for full waiver instead of 50%. However, today receive the 50% AF rebate adjustment. So it is RM125 for simpy cash and RM87.50 for Liverpool, technically no point continue to use the card. The hard earned cashback is just use it to offset the 50% AF. After two months, redeemed all the cashback, gonna cancel straight.

This post has been edited by aubergine6958: Oct 8 2024, 02:33 PM

Untungnya rm1k guaranteed! June was rm600 only

Will participate those flash deals only next time lol

so sad i cannot apply thru the online form, keep getting A05 error, maybe i cancel their card 2 time before blacklist me