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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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ericlaiys
post Sep 30 2023, 01:58 PM

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QUOTE(fruitie @ Sep 30 2023, 01:27 PM)
How to get their CS on phone? It’s already 12 minutes and still nobody is free to pick up my calls. I cannot login to the app on my new phone hence I cannot use the in-app chat which I have been using for years. It’s really a painful moment to change to a new phone when it comes to logging into banking apps.
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go to branch option?
ericlaiys
post Oct 7 2023, 07:15 PM

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QUOTE(ah_Keng @ Oct 7 2023, 06:54 PM)
Hi,
Just got my SC journey card, not yet activate.
It says to get 30k miles points, just need 8x transaction. Anyone got any requirement for the transaction? Like type or min spent?
Can use to top up e Wallet?
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how long u wait for it to get approval?
no min...just do 8x transaction.
30k miles only can get after 120 days.
ericlaiys
post Oct 16 2023, 02:17 PM

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SC Journery new member report in. would like to know more about
Unlimited access to airport lounges in KLIA & KLIA2
Q1. If travel every week, can visit the lounges unlimited?
Q2. Which lounges can access at KLIA? PPL only?
Q3. Travel insurance apply per trip or annual

This post has been edited by ericlaiys: Oct 16 2023, 02:24 PM
ericlaiys
post Oct 16 2023, 02:18 PM

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QUOTE(MARVIN333 @ Oct 15 2023, 04:38 AM)
Hi everyone, wanna ask 1 thing. If monthly salary is 13000, usually how much the credit limit I can get ya?
What is your current credit limit? Anyone with 100k?
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subjective depend on bank and your CCRIS record
ericlaiys
post Oct 18 2023, 07:51 AM

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new cc can get waive on sst?
ericlaiys
post Oct 20 2023, 07:37 PM

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QUOTE(silverwave @ Oct 20 2023, 06:59 PM)
Hi, anyone knows if got chance to waive annual fee if I did not meet the yearly min spend requirement? Totally overlooked or else would have cancelled the card
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very hard..so if really cannot hit yearly credit, advise to cancelled it 2 month before
ericlaiys
post Oct 23 2023, 07:41 PM

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QUOTE(jimkoay259 @ Oct 23 2023, 05:59 PM)
I did this and RP told me I will get notified of the reward in November (if SC approves).

Just curious, how's the distribution process like in Touch n Go? has anyone ever 'cashed out' from TNG into their personal bank?
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yes. that time can transfer out. now not sure
ericlaiys
post Nov 4 2023, 04:47 PM

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QUOTE(silverwave @ Nov 4 2023, 02:47 PM)
Hi, for those mentioned about hard to get AF waiver, can negotiate until they agree for a 50% waiver
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why pay when u can get waive if reapply again?
ericlaiys
post Nov 6 2023, 11:20 AM

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QUOTE(ChiaW3n @ Nov 6 2023, 11:12 AM)
how many months to cool down in order to recognise as new to bank customer?
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1 year
ericlaiys
post Nov 6 2023, 11:37 AM

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QUOTE(ChiaW3n @ Nov 6 2023, 11:35 AM)
but with a sleeping bank account with no credit card can it be considered as ntb? lol
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better transfer in and out some money to keep it activate. besides, must consider rm8 debit card annual fee if worth it.
for my case, i will terminate saving and cc like hsbc rather than forget on existing account which will turn dormant.
ericlaiys
post Nov 11 2023, 04:42 PM

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QUOTE(kakalaku @ Nov 11 2023, 03:48 PM)
my SCB card has remained inactive (stopped using), and i just realised that I've been charged AL and SST

Any ways to call SCB to immediately waive the fees and cancel the card?
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waive dont hope too much.but you can try to call
ericlaiys
post Nov 13 2023, 08:03 PM

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QUOTE(vez @ Nov 13 2023, 03:40 PM)
SC customer service really speechless

anything is about "others", dont put hope can reach them through phone

and yes the app can submit AF waiver request but not Service Tax sweat.gif
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i have called regarding sc mobile key reset. quite fast pick up. may be diff phone number as this listed when i got problem generate access key. sc diff to get sst rebate
ericlaiys
post Nov 14 2023, 11:31 AM

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QUOTE(ben3003 @ Nov 14 2023, 11:12 AM)
shit this SCB app suddenly say got phone setting change need to re-register sc mobile key... call the 8888, totally cannot go thru. im outside msia, need do transfer  sweat.gif

the temporary pin for SC mobile can get at ATM?
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by call. i just did that last week. i called the 03-....
u need to validate by key in temporary sms ,then sc will send temporary sc key

This post has been edited by ericlaiys: Nov 14 2023, 11:31 AM
ericlaiys
post Nov 16 2023, 02:41 PM

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QUOTE(ben3003 @ Nov 16 2023, 10:27 AM)
Anyone sc mobile app keep ask to register sc mobile key? Keep say i change new device..
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only one. Just call CS
ericlaiys
post Nov 17 2023, 10:28 AM

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QUOTE(ben3003 @ Nov 17 2023, 10:10 AM)
i think they are getting lots of call due to ios7.1.1 update the SC mobile app need to refresh hence the temp pin need do again.
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yes. it also happened to me once i update
ericlaiys
post Nov 20 2023, 01:07 PM

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QUOTE(virulence @ Nov 20 2023, 10:49 AM)
Is that the quickest way to contact CS for card cancellation? I want to settle this week and cancel by this month. I do not want to be charged SST & AF next month.
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make sure u got no pre-authorization from hotel. i just cancelled my hsbc, unable to cancel as need to wait 1 month for pre-auth from previous hotel stay. nothing much can do as other side (hotel and bank cleared), problem is my cc must wait 1 month.

i did notice these on other cc

This post has been edited by ericlaiys: Nov 20 2023, 01:08 PM
ericlaiys
post Nov 25 2023, 01:05 AM

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QUOTE(Mr Leo @ Nov 24 2023, 11:21 PM)
Guys I would like to ask that if during 4th Nov I spend rm2500 and I settled this amount before statement come out, will I still entitle for cashback for Nov spending?
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cashback based on spent. not based on your payment. sure you can pay earlier. i always did that
ericlaiys
post Dec 7 2023, 10:08 AM

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QUOTE(LostAndFound @ Dec 7 2023, 09:24 AM)
Does google pay have any benefit? E.g. samsung pay can collect points which can redeem voucher or get discount on samsung product.
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easy and safer. not disclose cc info to merchant
ericlaiys
post Dec 11 2023, 04:50 PM

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QUOTE(Billy.Who @ Dec 11 2023, 04:44 PM)
? Uhhh.. the other poster just said they got it.

I've also gotten the RM 25 SST/Service tax waivers for my previous cards from Citibank & HSBC by calling the respective card issuer's hotlines.

Perhaps the banks might employ different terms such as 'rebates' or 'credits' but functionally they are still waivers.  iirc Citibank in particular used that reasoning ("we are required to charge SST by the govt") but will reimburse you by crediting the amount on the next statement after you pay.
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it is up to bank to give some sort of rebate. not waive sst. mean bank willing to pay for u so u stay loyal. normally easy to waive when you got constant use their card
ericlaiys
post Dec 12 2023, 01:37 PM

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QUOTE(knwong @ Dec 12 2023, 01:31 PM)
I decide to cut my SC Journey card cos not fully utilized. I called in and the lady say someone from another department will call within 7 working days to confirm so ask me not to destroy the card yet...

Is that how they work?
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This card only useful if often travel

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