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Credit Cards Standard Chartered Bank Credit Cards V4, Everything About SC Credit Cards

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pakjat
post Sep 4 2024, 08:38 PM

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Hi sifus, can recommend which standard chartered cc is suitable to pay for home solar system with 60 months 0% epp (rm20k)?

Is it best to apply thru banker, official website, or 3rd party website (e.g: ringgitplus)? many thanks
mhs87
post Sep 5 2024, 05:57 PM

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QUOTE(kernel123 @ Sep 3 2024, 10:21 AM)
Hai.any issue to terminate SC credit card ? Been 5 days ,bank never called me .said will call to counter offer bla.bla.bla.
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Your cancellation still pending?

I submitted my application for cancellation on 31/8 but heard nothing until i saw your post

So I contacted them on the app asking about the status on 3/9 evening, this morning they replied me on the app stating gonna expedite the cancellation and they did the cancellation not long after

This post has been edited by mhs87: Sep 5 2024, 05:58 PM
Colinlim75
post Sep 6 2024, 01:35 PM

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So currently SC is the best credit card?
lpinggy89
post Sep 6 2024, 01:36 PM

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QUOTE(fruitie @ Aug 20 2024, 07:15 PM)
I got charged with AF and SST for both my Journey and Smart Card, didn't manage to get any rebate or waiver so I asked to cancel since I hardly use them anyway. Yesterday, the retention team called and offered to waive everything for both cards provided I spend 3x with no minimal amount on each card. I gladly accepted and reloaded ShopeePay RM 1x6. laugh.gif
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Did u make payment for the annual fee (according to the credit card statement)? Cause the customer service ask me to make payment for the card including the annual fee before I can proceed to cancel card eventhough I told her I don't agree to the annual fee.
fruitie
post Sep 6 2024, 02:20 PM

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QUOTE(Colinlim75 @ Sep 6 2024, 01:35 PM)
So currently SC is the best credit card?
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Huh? Since when? There is no best credit card by the way.

QUOTE(lpinggy89 @ Sep 6 2024, 01:36 PM)
Did u make payment for the annual fee (according to the credit card statement)? Cause the customer service ask me to make payment for the card including the annual fee before I can proceed to cancel card eventhough I told her I don't agree to the annual fee.
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Nope. Paid nothing. My payment due date was 27th August and when I called that time it wasn't due yet. The retention team called me also before the due date and told me to perform 3x asap so that it can be waived before 27th. I did all and they were waived before my due date.
kakalaku
post Sep 6 2024, 04:29 PM

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QUOTE(Colinlim75 @ Sep 6 2024, 01:35 PM)
So currently SC is the best credit card?
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not the worst when it comes to benefits

but definitely the worst when it comes to customer service
wyen
post Sep 8 2024, 01:50 PM

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Hello guys i spent rm2.5k above using my journey cc card and wish to use the cashback grab for my airport transfer from klia next week. How should i use it? Using grabride and deduct the fare from my scb card will get the cashbacks?
ericlaiys
post Sep 8 2024, 03:18 PM

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QUOTE(wyen @ Sep 8 2024, 01:50 PM)
Hello guys i spent rm2.5k above using my journey cc card and wish to use the cashback grab for my airport transfer from klia next week. How should i use it? Using grabride and deduct the fare from my scb card will get the cashbacks?
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2.5k spend only valid when you on travel categories and valid for 90 days to entitle grab. If valid, you will get after grab ride and show on next statement. so far, I never get it and the only benefit I get is access lounge unlimited. other that that, it is pretty useless card.
wyen
post Sep 8 2024, 10:05 PM

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QUOTE(ericlaiys @ Sep 8 2024, 03:18 PM)
2.5k spend only valid when you on travel categories and valid for 90 days to entitle grab. If valid, you will get after grab ride and show on next statement. so far, I never get it and the only benefit I get is access lounge unlimited. other that that, it is pretty useless card.
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I spent it for trip.com. Will try and see whether any cashback for grab

This post has been edited by wyen: Sep 8 2024, 10:19 PM
0hmyg0d
post Sep 9 2024, 12:32 PM

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another question on the free grab ride..

lets say I spent RM10k only hotel booking on 1st aug.

I took on 1 grab ride in Aug.. by right i should be entitled for a free ride to airport.

what about in Sept? because the t&c says to spend RM2.5k in 90 days before... which i have spent 10k
ericlaiys
post Sep 9 2024, 01:19 PM

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QUOTE(0hmyg0d @ Sep 9 2024, 12:32 PM)
another question on the free grab ride..

lets say I spent RM10k only hotel booking on 1st aug.

I took on 1 grab ride in Aug.. by right i should be entitled for a free ride to airport.

what about in Sept? because the t&c says to spend RM2.5k in 90 days before... which i have spent 10k
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not free ride...it say....up to rm65
u better ask cs, i never get it since i used last year
ben3003
post Sep 12 2024, 08:45 AM

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for simplycash card, how to waive or get rebate on annual fee? tried the option say cannot and is final decision. plan to cancel the card.
MGM
post Sep 12 2024, 09:57 AM

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QUOTE(ben3003 @ Sep 12 2024, 08:45 AM)
for simplycash card, how to waive or get rebate on annual fee? tried the option say cannot and is final decision. plan to cancel the card.
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Normally need the cancel card approach for full AF waiver n sst rebate.
ben3003
post Sep 12 2024, 10:45 AM

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QUOTE(MGM @ Sep 12 2024, 09:57 AM)
Normally need the cancel card approach for full AF waiver n sst rebate.
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ok, but if cancel i need to clear my card before cancel? and is call to cancel or use the help at app?

This post has been edited by ben3003: Sep 12 2024, 10:47 AM
ClarenceT
post Sep 12 2024, 10:46 AM

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QUOTE(ben3003 @ Sep 12 2024, 10:45 AM)
ok, but if cancel i need to clear my card before cancel?
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Of course.
ben3003
post Sep 12 2024, 10:48 AM

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QUOTE(ClarenceT @ Sep 12 2024, 10:46 AM)
Of course.
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shit they already billed the annual fee, if cancel means i have to pay the annual fee?

Btw where is the chat feature? couldnt find it in the app, only secure mail. even at help there only option for u to choose, no direct chat

This post has been edited by ben3003: Sep 12 2024, 10:53 AM
batman1172
post Sep 15 2024, 07:37 PM

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QUOTE(ben3003 @ Sep 12 2024, 10:48 AM)
shit they already billed the annual fee, if cancel means i have to pay the annual fee?

Btw where is the chat feature? couldnt find it in the app, only secure mail. even at help there only option for u to choose, no direct chat
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Call them.
Tell them to reverse the annual fee. If they say no, ask them cancel the card. They will rather reverse it than lose a customer
beLIEve
post Sep 15 2024, 10:42 PM

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QUOTE(ben3003 @ Sep 12 2024, 10:48 AM)
shit they already billed the annual fee, if cancel means i have to pay the annual fee?

Btw where is the chat feature? couldnt find it in the app, only secure mail. even at help there only option for u to choose, no direct chat
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Chat only available for VIP customers.

Either you open case (I think under Services or something like that) or call.
synical
post Sep 18 2024, 10:55 AM

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QUOTE(ben3003 @ Sep 12 2024, 10:48 AM)
shit they already billed the annual fee, if cancel means i have to pay the annual fee?

Btw where is the chat feature? couldnt find it in the app, only secure mail. even at help there only option for u to choose, no direct chat
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There's a fee waiver thing in the app, under "Help & Services" > Card Management > Credit Card Fee Waiver > Annual fee
enterthefatdragon
post Sep 20 2024, 09:36 AM

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hi, my AF and SST charged....use online to waive but was rejected and decision is final

asked me to use another method to send message to CS...

not sure how long CS will respond to me....

thinking of cancelling cards if no good reply
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