that was from Hk fsm. lolololol..

this is why you cross check your information here and buta buta buy.

Then I will suggest you subscribe for RSP or DCA every month for long term to take advantage of the volatility of Ponzi 2.0 and resist oneself from reacting emotionally towards the market's up and down

Just read FAQ from site, email will do.

Thanks for your reply

https://www.fundsupermart.com.my/main/resea...Years!-7606

Bro, same article now in FSM MY 😎😜

hahahahahahahaha conflicting reports. oi fsm guys.

Gosh..did u just lump sum into Ponzi 2.0 because of one single piece of advice? Do practice safe ~sex~ investing!

I think there is no conflict....
1 article is saying currently ...."some of the markets within the Asia ex-Japan region and Emerging Markets to approach fairer value as compared to the beginning of 2016."

the other one is ...."Based on this trend, we expect the PE of the Asian equity market to be re-rated to 16X over the next two years. We project Asian equities to offer a 40% upside by end of 2018."

1 is based on current valuation, the other one is based on expectation at end of 2018.....

lol as the property guys always say

wait for what liau... BBBBB... UUUUUU

jokes aside I need to emphasize that people should do as much research as they can. I always tok kok here but I listen to every piece of advise and evalutate my decision again and again.

tonight is a shocker for me

Haha, I ran out of idea which to buy already..

can start the idea of not having 75% heavy on 1 single fund or region?
unless you have other sort of investment or this 75% is just a surplus or peanut sized pocket money....
forming a diversified portfolio would be more ideal....

dude. buying ut not like shopping lah unless you very rich. catch all of them like pokemon.

hahaha u very aggressive hor..

hi all sifu, should i dca 1k monthly for CIMB-PRINCIPAL PRS PLUS ASIA PACIFIC EX JAPAN EQUITY to achieve rm3k before 31dec or just do it lump sum?

If you have't have a PRS account, wait until January as you will get RM1k instead of RM500.

3k in 3 months...
3k if lost 10% in 3 months = RM300....
if this RM300 ok will you ...in the long terms?
why RM300?...bcos assuming the Asia pac will drop by 10% in this 3 months...
if you think this 300 will not affect much.....then lump sum lor....

if you hesitate...then DCA 1k monthly lor...
if you wanna try out,...then DCA

based on FSM latest reports, coming US FED rate hike and the possibility of Trump as president...I would suggest DCA

Serious ? 75% of your portfolio in Ponzi 2. A wise choice ?

Source: Hong Leong Investment Bank Research

KLCI: 1,670.0 (+2.8 pts)
DOW: 18,145 (-16 pts)
MSCI ASIA Pac (MXAP): 139.71 (-0.47 pt)
Jan FCPO: RM 2,724 / MT (+6)
BRENT: US$ 51.78/ bbl (+0.4)
USD: 4.179 (-0.002)
SGD: 3.003 (-0.013)
EUR: 4.5551 (-0.043)
GBP: 5.1196 (-0.022)
US: 10-yr yield (-0.02 to 1.73%)
BNM: 10-yr yield (-0.02 to 3.57%)

Cut off time: 7.45am (24 Oct)

US: Dow fell as much as 112 pts but reduced to 16 pts amid better-than-expected earnings from Microsoft and McDonald’s coupled with multibillions M&A deals from BAT/Reynold and AT&T/Time Warner.

MXAP: Asian market ended flat following higher-than-expected Sep property prices’ gain in China, a typhoon hit HK and the Philippines as well as an earthquake in Western Japan.

Bursa Malaysia: KLCI inched up 2.8 pts in the fnal hour after tabling he Budget 2017.

OUTLOOK: Overall, we believe Budget 2017 is mildly positive (especially for the small/mid cap stocks following the RM3bn funds to invest) for the market given broader positive impact against limited negative shocks (i.e. TM). Envisaged weekly trading range is 1645-1692

early in the morning i get this message from my broker. my application haven't approve yet she already send to me.

Hi guys. I'm new to FSM and investment. Do you guys have any recommendations on which funds I should invest into for a starter? Or should I just invest into FSM's recommended funds?

Some side info:

- I have 1 month emergency fund, so I can take some risk (moderate?)
- Funds must be Shariah compliant
- I'm looking to invest for 3 years

You might want to refer to their recommended portfolio

There are conventional as well as islamic portfolio construction recommended by FSM

I do hope you know there is a period of "liquidfy" when attempting to invest and with draw your unit trust when using it to place your "emergency" fund.

other than that welcome to the UT family. keep reading and researching.

-be sure to know the differences between equity, balanced funds, fixed income funds.

-where they invest geographically

-volatility of each fund and return vs risk ratio (if you can stomach the risk and reap the returns)

-definition of DCA, diversification of your portfolio and charges incurred during switching and purchasing

I would like to start by recommending rhb islamic bond fund since you won't be touching this money and it's stable compared to its peers