hi all sifu, should i dca 1k monthly for CIMB-PRINCIPAL PRS PLUS ASIA PACIFIC EX JAPAN EQUITY to achieve rm3k before 31dec or just do it lump sum?

am too old for the youth incentive.. and already have a prs acc



thanks for the advices

too many uncertain with the us fed rate hike and the election outcome.. everything is possible, as i initially think brexit wont happen.

my newly started fsm portfolio is quite heavily focus in asia pasific zone.. was abit impulsive when newly start fsm.
ponzi 2 35%
rhb emerging market bond 15%
am asia reit 12%
ponzi 1 10%
titan 10%
kgf 10%
Ta global 8%

for malaysia focus.. i have quite substantial amount (haha just my own standard) of public mutual and their prs (yet to contribute this year), as well as asnb.
if as u predict, may face 10% drop..really need to pray the market will be more resilient.

if based on my portfolio which prs u guys suggest ya?

Hi guys, I started FSM 6 month ago, was silent reader here, this is my current portfolio, capital around 40k.

Ponzi 2.0 + and it's PRS counterpart - near 40%
Ponzi 1.0 10%
Am reit 10%
Cimb Titan 10%
TA global fund 8%
RHB emerging Bond 12%
KGF --> switched out to Affin Hwang Select Bond fund recently when it's introduced 10%

I usually DCA monthly accordingly
I found i m too heavy on Ponzi2.0
my plan for 2017 -
-rebalance my portfolio, reduce allocation in ponzi 2.0 to around 25-30% , only contribute to it's prs counter part.
- KIV increase allocation for Titan fund, to around 20%. Abit cautious here...
- maintain the allocation for other UT
- will maintain EQ:FI 80:20
- considering adding new fund into my portfolio, may be a 5-10% in cimb principal australian equity fund next year

any comments?

Thanks for the enlightment..
Seem many here decide to bet on US and Trump.
My current portfolio (Titan and TA global tech already has some coverage on that region), may look into Manulife US or Eastspring global leader for further diversification.

Oh ya, any idea why Japanese/Aussie fund performance so great for this year? No big policy/political changes-> less speculation ?
Too bad i had run out of bullet.. Christmas, School starting, CNY, need spend more money

anyway i have chat with my public mutual UT consultant who is also my close relative, she think I m monitor UT too closely and keep remind me it's for long term. I actually switch half my PM fund to other inhouse fund that focus more outside malaysia, she do agree my previous fund in PM performs rather bad.

This post has been edited by ivzh: Dec 20 2016, 04:48 PM