pls elaborate this fund....
pls attach links
cannot see this fund from lists....

can start the idea of not having 75% heavy on 1 single fund or region?
unless you have other sort of investment or this 75% is just a surplus or peanut sized pocket money....
forming a diversified portfolio would be more ideal....

Wow...if lump sum on that day....untung lah....
...it is another classic example of NOT either DCA or Lump sum....it is just ....plain...whatever....
If that "thing" is not with you...there could also be possibility of each DCA are at the 80% high side range....
Go for FSM 5 stars...stay with it fir a more upsides potential

Tis last 3 months...mkts up leh....
Try simulate that 4 month fom Dec 2015 till Mar 2016

Good...just to point out that ...it is another classic example of that "thing" in play more than the good portfolio placement, or dca or lump sum...
A good portfolio has to performs in good times and still be able to stay intacts during bad times....

😃 this thing will only shows itselfs after we are shown the historical trends....☺
Ha ha
There goes another classic examole on the need to hv a balanced & diversified portfolio. Don't gung ho unless you can take the heat.....there are some forummers that gung ho- ed during early 2015 on china...(some advised them not to go so heavy on china that time too)...then now cursing ut is not a good investment....

may I suggest that you don't pay too much attention in where EPF or KGF invested the monies....
The holding information is NOT up to date.....and also the holdings may change at any time the FM seems fit (or being told by BIGGER boss)

like many FMs had said,...Malaysia mkts is defensive and quite stable...due to LOCAL institutional supports.
I myself consider EPF as part of my FI funds...(low risks & with expected app ROIs of 6+-1)

from it, based on what you posted,...i think it emphasized on select a diversified portfolio, buy and hold for a longer period. Avoid frequent major reorganization of allocation for what ever reasons.
If it is true, than this article is relevant....
The process of constructing a diversified portfolio that achieves an investor's long-term investment objectives is very much like assembling a winning football team.
Investors should first have an asset allocation plan that is based on their own individual risk profile,
and after which, they will need to select the right investments in order to optimise their long-term portfolio returns.
In this aspect, unit trusts offer investors a good way to meet the challenges of asset allocation, as they offer the benefits of diversification and do not require a huge sum of investment capital.
As investment returns don't happen overnight, investors need to adopt a long-term view when it comes to investing, and not let short-term market fluctuations affect their emotions and investment decisions!
https://secure.fundsupermart.com/main/artic...-June-16--11585

Mythbusting: Frequent Rebalancing Improves Portfolio Returns
https://www.fundsupermart.com.my/main/resea...lio-Returns-566

This post has been edited by MUM: Oct 31 2016, 10:49 AM

if you continued to play about,..a pop up window will appears to ask you to subscribe....

you mentioned...."So is this means those who just invest in only 1-2 funds (those who invest under utc mainly) will not make full of their investment?"
just wondering what is the meaning of " make full of their investment?"
having 1-2 funds is still ok if it serves the purpose and risk appetite of that investor.....

Is diversification the only way to go in UT?
diversification is the spread/reduce the risk of investing.....
having said that it could also be good thing if it is "concentrated" . You just have to get 2 criteria right.... to manage to buy the right fund at the right time.....and "sell it" off at the right time.....
just that how many can get these 2 criteria right all the time....

"Because many of person I knew withdraw their epf to invest in UT. Ranging from 10k to 50k."
those are either noobs, or think/beliefs they can get better return than EPF or they had found ways to get better returns than EPF rate.....
either way,....if for me, I would consider my EPF as Fixed income fund ...part of my portfolio allocation strategy....

buy into those counters?

I am just glad that it won't affect the mkts in the long terms....just a few weeks is ok...that is how the speculators make money...
my UTs investment is on long terms...thus no effect......

those that are afraid or think that the mkts nose dive a bit.....go escape now and come back in after the dives....

WOW....25K.....
mine will have to take a few more years to reach that level....

And then be in control by the tyrant china....just like they did to some asean members......asean grouping is doomed.....by the consensus agreement....1 member got controlled...the groupingcannot funtions independly.

was thinking....
during yesterday's drops of indexes.......
the FMs may also reacted by selling off some of the holdings......
so it could also be selling when the prices dropped.....

then in the next few days, or even today...he could buy them back.....at a higher prices......

so due to the sell low and buy higher...thus incurred some losses to the fund.....
when the fund have losses, leading to the total value of holdings in the funds dropped (on top of the lost of stocks prices)...thus lower NAV....

so when i see a lower NAV..it may NOT mean "worth" to buy...?? .

Thanks for the clarifications....

i think they need to "confirm" the cheque are cleared before the units are bought.....

and

Q: WHEN WILL I KNOW ABOUT THE PRICE I GET?

A: Most of the unit trusts in Malaysia are priced based on "forward pricing". This means that if you transact today, you will get the fund’s value as of the closing price of the market today. However, you will know the price in two working days
The price that you could see in the website is the so-called 'indicative price'. This is usually the price of the fund two working days ago. This indicative price is NOT the actual transaction price of the fund that you are buying or selling.

Generally, the fund manager requires approximately two business days to consolidate and derive a unit price for the funds. These prices are further valued independently by the fund's trustees. Therefore, the dealing price will be made known to the public two business days after the transaction date. Once we obtained the price, an email notification will be sent to you.
https://www.fundsupermart.com.my/main/faq/W...ce-I-get-1605#3

This post has been edited by MUM: Nov 11 2016, 10:07 AM

No foreign holding...where got money come back?