Prior to Aug 2016, you have no choice but is stuck with both as the EPF-MIS mandate restricted you to only local exposure. Post Aug 2016 liberalisation, you now can participate in foreign exposed EPF-MIS UTFs.

As such, you don't need two locally exposed UTFs. I would inclined to dump ESISC in lieu of ES Asia Select Income Fund for its awesome risk adjusted performance and some foreign exposure. It's average annualised return is 9% p.a with low volatility due to its fixed income component.

As for KGF, you may continue to keep with it as it is still a good performer. There are no other decent performer in the Kenanga stable. Kenanga, it seems only have a one trick pony, that is only its KGF that is worth mentioning. The other are so - so only.

Xuzen

This post has been edited by xuzen: Oct 23 2016, 05:38 PM

if the online form are obtainable from the web for download.....FSM should have some of the form readied printed out, else i think the FSM office should have a computer with internet connection, useable printer and some paper......

The 2nd option most probably. Wanna cultivate the habit of investing instead of just keeping cash with no returns

Planning to invest me remaining cash in hand to a new fund..
Currently holding 3 funds in my portfolio

Kenanga growth fund
eastspring small cap
Affin Hwang Quantum Fund

Any suggestion what to add? Looking for moderate to high risk

Or should just invest into my current funds?

This post has been edited by Michaelbyz23: Oct 23 2016, 06:59 PM

as xuxen has pointed out to me that I am heavily invested in Malaysia I would say he thinks the same of yours too and as per his posts I shall stop investing in Malaysia for the time being, keeping my current funds the way they are and start investing in Asian ex Japan funds.

based on my reading and research. I will now shift all my attention to Ponzi 2.0 in line with what fsm has said on top of sifu's advise

This post has been edited by Avangelice: Oct 23 2016, 07:09 PM

Thanks!
Any recommendation?

Ponzi 1.0

and

Ponzi 2.0

It is were me I would go for Ponzi 2. 0.

Ponzi? Which one? Sorry noob here!

please browse through page one.

TQ Sifu Xuzen.

Now I have an alrernative. You are the best.

Sifu Xuzen had suggested ES Asia Select Income.

You may have a look on this fund.

Thank you! Will look into that fund

Spent 75% cash to Bungkus already Ponzi 2: CIMB-Principal Asia Pacific Dynamic Income Fund - MYR

Thanks sifu

Devil's Advocates.....

".......we advise investors to remain cautious, and continue to have a long-term view in managing their portfolios. Valuation metrics have picked up quite a fair bit, making some of the markets within the Asia ex-Japan region and Emerging Markets to approach fairer value as compared to the beginning of 2016. Looking from a portfolio perspective, we maintain our neutral position in equities and bonds. While we still believe that the global economy is likely to continue its expansion, expected returns no longer justify an overweight position in equities given that expected returns are not as attractive as before, reducing the expected reward for the amount of risk taken. ---Author : iFAST Research Team --- October 14, 2016 "
https://www.fundsupermart.com.my/main/resea...Domination-7585

Q: Do I need to have an initial investment before starting a RSP?

A: You can start your RSP from as low as RM100 per month for most of the funds without having to fulfill the minimum initial investment amount. EXCEPT for RHB Institutional Islamic Money Market Fund as well as funds from CIMB-Principal Asset Management Berhad and MIDF Amanah Asset Management Berhad where you are required to invest the minimum initial investment amount first before starting the RSP.

its that mean i have to invest the minimum initial amount b4 i can start my RSP in CIMB-Principal Asset Management Berhad?...

Can you cross purchase your from your Eastspring EPF-MIS to CIMB - Principle Asset Management directly?

Based on current understanding, I specifically said ES Asia Select Income because I assume EPF-MIS can only transfer inter-UTMC only and not to other rival UTMC.

Xuzen

--- deleted ---

wrongly posted.

This post has been edited by xuzen: Oct 24 2016, 10:38 AM

sifu you mistaken me for someone else. I never use epf to invest in epf.

oi oi

never take someone's advice without cross checking and doing your own judgment and research. oh my God.

Conflicting views from fsm. I thought there is another article which says asian and em will increase 40% in next 2 year.