Mind disclose what funds do you have?

You might consider shifting some KGF and EISC to Ponzi 2.0 or RHB AIF or Ponzi 1.0 (1/3 in Malaysia) to increase exposure on Asia Ex Japan

For bond sides you may also consider RHB ATF or EBMF.

If you are interested in REITS UT, you may consider AmAsia REITS (Asia inc Jpn but more diversified) or Manulife Reits (Asia ex Jpn but 1/2 in Singapore)

+1
Totally agreed..
I want to delete some of the reply in my thread also cannot..
That fellow love to disturbing me & make angry only..
Lucky not not so much..

avangelice,

Your portfolio is too skewed towards Malaysia. I am underweighing Malaysia as of this moment for the following reason:

i) Oil price is very positively correlated to MYR. Low oil price = weak MYR.

ii) Poor sentiments (1MDB issue) not resolved satisfactory. Too much negative PR surrounding it. Govt is handling the PR matter poorly.

iii) Poor financial result reported by of most listed company on KLSE in the previous quarter.

Xuzen

Prior to Aug 2016, you have no choice but is stuck with both as the EPF-MIS mandate restricted you to only local exposure. Post Aug 2016 liberalisation, you now can participate in foreign exposed EPF-MIS UTFs.

As such, you don't need two locally exposed UTFs. I would inclined to dump ESISC in lieu of ES Asia Select Income Fund for its awesome risk adjusted performance and some foreign exposure. It's average annualised return is 9% p.a with low volatility due to its fixed income component.

As for KGF, you may continue to keep with it as it is still a good performer. There are no other decent performer in the Kenanga stable. Kenanga, it seems only have a one trick pony, that is only its KGF that is worth mentioning. The other are so - so only.

Xuzen

Thanks!
Any recommendation?

Spent 75% cash to Bungkus already Ponzi 2: CIMB-Principal Asia Pacific Dynamic Income Fund - MYR

Thanks sifu 

Not 75% of portfolio, but 75% of remaining cash I have left. Ponzi 2 about 22% of my portfolio.. affin quantum fund is about 40% of my portfolio. Also bought one lump sum

Sorry I have no idea about that as I work in SG. 
And what the guy mentioned there's a separate thread on that.
My portfolio includes:
- First State Dividend Advantage
- HGIF Asia Ex-Jap Eq Sm Cos SGD AD
- Fidelity America A USD (recently axed as I decided to invest in US ETF directly)
- Fidelity Global Technology A EUR (keeping it as it outpeforms most US listed technology ETF)
- United Asian Bond Fund Class SGD
- United SGD Fund Cl A Acc SGD

May I know how long you have been having RHB AIF ? Was it lump sum invested ?

I want to switch out RHB AIF. But there is distribution coming up. What's the impact ? It should just be left-pocket-right-pocket thing right ?

Not much of incentive difference, gold and plat.

Yup, wet hair already since Apr 2016 exactly half a year ago 

Xuzen

Wah Lucky u..
Didn't get invitation

No lar! Just putting my money where my mouth is. Takut nanti people say tok kok only.

If Algozen™ suggestion go Holland, we all go holiday kat Holland together-gether!     

Xuzen

Last night got nothing better to do so I did some quick calculation and found out that if one were to put in Malaysia ringgit one thousand in ASM2020 for ten years without adding nor withdrawing and let the dividend compounded, one would get six point nought six percent annualized return for the whole duration of ten years.
At the end of ten years the one thousand ringgit became MYR 1,801.01.

To give one a perspective, if one were to put in Malaysian ringgit one thousand into FSM LYN perennial favourite Malaysia centric UTF, that is, KGF, the annualized return is seventeen percent. At the end of ten years, that initial one thousand ringgit would have become MYR 4,806.83. This is almost a three fold increase in return.

Taking calculated risk pays off.

Xuzen