There is a FSM event here? Didn't even notice.. when is the next? Do you also know alot of FSM investors in Kuching?

one or two but they also half baked from what they tell me.

Kuching people still believe alot in public mutual like my mom. she lost money because her agent told her to go in China at the wrong time. then she follow blindly when the same said agent go ask her to invest in gold and we all know how that turned out.

Anyways since you are from Kuching I'll remember you the next time you need help. kaki lang

I see. Mostly put alot of trust in their agent. How come you didn't give your mom advise from your perspective?
Thanks sifu in advance. I also follow quite blindly to sifus advise here. My knowledge is lacking, and it's better to be by the sides of the experienced investors, much safer than on my own especially when I don't do enough research on my own.

no....you have to manual do it yourself...
fyi,. there is 1 simple one and 1 very canggih (MUST have some excel skill to use) one in post#1

old people. they are vehemently against the new generations. anyways remember to follow the cardinal rules of investing. anything, just ask any of the guys here but with a pinch of salt

Nice to know there are Kuchingnites here too! I didn't know of such event! Looking forward to the next one..hehe

FSM got organised event at kch mei ? Didn't know

I feel you on that

But somehow I managed my girlfriend to invest in FSM (previously she with her family rely agent friends to invest in PM) as well as my parents (soon to be)

Just doing the best of our part to spread, even to peers will do

there was one in april


https://www.fundsupermart.com.my/main/resea...?articleNo=2195

donno how come you guys manage to miss it was on a Saturday but my clinic is operating on Saturday. shit.

fsm if you reading this don't forget us east Malaysian peeps

Didn't alert , miss oledi = =

Hi 5! That's what I've been doing as well

But I think compared to most of the other forumers here, I'm actually not anti agent. I'm just anti-PM

The sad fact is, UTC or to a certain extent, financial planners in Msia has been reduced to a sales man. So if they don't have expertise that we can leverage on, might as well DIY. I only pay for services where I can see value

U just value-oriented la

like rich & soon-to-be rich folks, even multi-billionaires get a kick out of getting $1 value for 60 cents or 80 cents cost

I see, clinic on Saturday? I think you will know some of my colleagues, or I might have seen you before.
Next FSM event we can go.

ill be sure to remind you if anything comes along or vice versa. see ya man.

I rarely came across any agents, be it financial or insurance, let alone UT

Just that my gf as well as my parents really trust on PM (due to pre and early 2000 strong performance)

So initially is hard for me to present FSM's convenience, a wide variety of choice and low cost to them until I started to work recently, earn income and take the initiative to try it out myself, while learning from all the sifus here, to make my words more credible for them to invest in FSM

Thanks to technology and recent PM subpar performance that makes the variety of choice in FSM platform attractive

funny you should say that.

I was Hong Leong eBroker office in kuching last friday and was "interviewed" by one of the ladies there. She expected I was another naive idiot who wanted quick money but end up losing all his savings then go office flip table.

I gave her info of what I learn here. Dollar cost averaging, to how stocks vs unit trusts work and lastly she ask I bet you are a unit trust agent.

I tell you that face she made when I told her i work in medical. LOL...Makes me one proud mother fucker.

All thanks to you boys for tutoring me.

Smart people like you surely leaves govt once you see the opportunity! Say hi to Dr Wong S.Y., your previous HOD
Anyways, sifu, I want to get back to UT investing. feels so lost, any good place where you'd recommend me to start reading again? Do you also do stocks?

I am no sifu bro. I am still learning but I can say I would pour tea to xuxen as a token of respect and gratitude. He has thought me well and I believe in his methodology of investing.

As for articles, I normally read ideas from FSM android app. You should have that in your phone at all times. Also follow this thread esp when a person here asks for portfolio evaluation or when one of the veterans open up his crystal ball for us to peek.

Do get yourself acquainted with reading day to day happenings around the world and roughly gauge how an event affects you be it the Budget 2017 to Brexit to Fed Hike to the presidential elections. No doubt UT is considered "stable" compared to stocks but sometimes an event directly can cause a downward trend like the one two weeks ago when India-pakistan started a short combat. (caused Manulife India to dip for a little bit) which rebounded back over the weekend.

I can rewrite what they have teached me but the best place is to read all the previous threads. Its a tedious process but I love it.

Compared to reading politics, anwar back side debacle or whatever. I prefer to keep upgrade myself on a daily basis.

I won't be surprised that you would actually know more than some of those so-called con-sultans! Just a bit of reading, researching, understanding and reading this amazing thread go a longggg way! So yeah..in their faces! 😈 Anyways..this thread makes learning more fun!

How small can this world be? Never knew the medical community in kch is active in DIY UT investment:P If I'm not mistaken Avangelice is in private practice now,no?

Do take the time to read the last few versions of this thread. Its worthwhile👍

Actually I'm thinking very hard how I got to know FSM and for the life of me I can't remember. Definitely not from here cos I only discover this thread after I started with FSM. I think must be when I try to find ways to invest in PRS for tax relief.

Anyway since then I've been a strong advocate for FSM, until beginning of this year when I realise non-finance background ppl who r not interested in investments can benefit from a good agent

OT: there used to be a UTC in this thread ma. But the fella went MIA from the forum jor. That's where I buy affin hwang select bond