cashback = last payment amount

Great! Yup able to appreciate now.

cashback in m2u transaction history already been updated

If maximize this month, you can only see in next month's cash back.

I meant to say the latest month's statement , not this month's.

your definitions/words are confusing

i guess you've already maximize the cb by spending last month (Jan calendar), and waiting for rm88 CB this month (Feb calendar).

there's no use of "statement" in this context as mbb's cb following calendar month, not your statement month.


also, now is February yeah, not January

yesterday 1-Feb you posted this "Managed to maximize the RM 88 CB this month. Lol. Will check tomorrow." it confuses ppl

This post has been edited by cybpsych: Feb 2 2017, 07:31 PM

Haha, will try to be convey better then.

Anyone used this card more than 1 year already? Managed to waive the AF ? The requirement is quite high leh given that they only give cb for petrol and grocery only. ... if they give like 1 or 2% for OTHERS then still can use this card ... Once max the RM 88 CB then no point using this card already what ..

Replied you the Recommendation thread. No waiver for this card. That's why many have cancelled after a year of usage.
I will cancel mine too when the time comes.

Thanks Fruitie I guess I'll do the same too haha ... btw will it be too late to cancel AFTER they charge? I mean they will force you to pay before they let you cancel. Better to cancel on the 11th month ?

If you don't spend after they charge, should be still OK.

Any sifu experience how to get credit limit increment from Maybank? I applied for their Visa Signature hoping to increase the credit limit automatically by submitting my latest payslip & EPF statement. Just got approved yesterday and checked online now, didn't get any increment on credit limit at all. It is the lowest credit limit among 9 others bank credit card I have.

at least you got it approved. mine, rejected.

Same.

Maxed it out for a year then cancelled.

Then request for CL increase after you get your card.
I was a bit lucky that they gave me extra 10k when I got my VS.

CL or application got rejected?

Really hard to justify other purchases (non-cash back categories) on this card..

The quota also too high.

With that kinda spending I can spread to a few other cards and get a better return

Cancel some of your existing CC and sure Maybank will increase your current CL.

Bank are more cautious these days in giving CL cos they are required to see total exposure...

I just applied ambank, uob & Citibank recently, the credit limit they given is 2 - 3 times of Maybank. And the later i apply, the higher the credit limit I get.

I agreed with you when i received my Citibank last year, 2-3 times CL of Maybank CC. With additional advanced withdrawal limit also which i don't use. Citibank the most generous besides CIMB.

Yes this is exactly my experience - Maybank the most strict, while Citibank and CIMB super generous. For me, I have to request for CL limit increase from Maybank every year after I get my increment. Citibank will usually call and offer CL increases!