U can actually appeal for waiver. Forgot to cancel my supp card auto billing which was after the annual renewal date but was told by CR that only usage on main card applies and even so u still can appeal after paying for it.

Wondering if VS can be applied under the 1 hour CC approval or not.

Or if the 1 hour thing still works?

Nope, I tried for my supp card before. Reason given was the VS card is outsourced and they cant do it in their card centre. So I assume the same goes for main card holder.

I helped my boss to apply for this credit card but they rejected the application citing "high commitment" as the reason. What does "high commitment" mean?

meaning what he's earning no longer have margin for another card with what he's currently paying for installments (houses, cars etc) and the number of credit cards he's already owning. banks have their ways to calculate/determine that.

My case too, recently tried to apply few cards or request for credit limit increase but all rejected. Some rejected with no reason given some said too high commitment. MBB rejected my credit limit increase request.

MBB really stingy with their credit limit...i applied new MBB card limit very low...hsbc that i applied roughly same time gave 20k limit..MBB not even pass 5 figure..lol

MBB really stingy with their credit limit...i applied new MBB card limit very low...hsbc that i applied roughly same time gave 20k limit..MBB not even pass 5 figure..lol

Yeah, my other banks already give 5 digit while MBB only gives me below 5 figure.

Yes. They give lower limit compare to other foreign bank. However, one thing to take note, if maybank willing to give you high limit that means you are genuinely financially stable and low risk. As the bank is very prudent in issuing credit limit, you may put up a request to increased credit limit after holding the card for a year. They would access your new income as well as your credit card payment history.

Not necessary. Apply another card doesn't mean it will automaticly increased your credit limit. Is case by case basis.

Upgrade card not only adding card. From lower range to higher range. Yes, it will, at least for Maybank so far I heard and my own experience.

Yes it may. But it is very subjective and no applicable to all. They may increased the credit limit for you but they may not. I have client who upgraded the card but was not given credit increased. As mentioned, everything is subjected to approval.

In my case, I didn't get a CL limit increase from Visa Signature to Maybank2Premier. When they issued Maybank2Premier, I retained my old RM40k CL. Had to submit income documents to request.

Agree with all the above. Been using MBB for 8 years and have to slowly slowly increase CL by submitting income docs every single year. Was only given 40k initially with Maybank2Premier and had to increase gradually. This is 3-5 times less than other CL I got from other banks.

i am their aspire client(chapalang priority customer..lol) also give low CL..sometimes i dunno whether their interdept relation exist or not..lol..but the CL adequate lor..dont need too high..just ego boost..haha