Got what nice gift?

No gift at all. Applied via m2u.

I'm going to do the same thing too after my AF is charged. Expected next month will charge me AF. Thanks for the update, at least I still have hope to see it again after 6 months.

Me too.

You will wait till the AF is charged? 7 months ago, I did not wait for the AF to be charged.

High five.

Yes, will wait. I'm not swiping anymore I guess. I got my card approved in Oct 2016, expected it to charged me in Oct 2017. It didn't, so I continued swiping in Nov. I think it will follow my anniversary month which embossed on card, April.

Hmm. I think I better reload one more round of TnG before bidding farewell to it.

Yeah good move. Hope they don't realise their mistake in charging u late. I was worried 7 months ago so I called CS and they told me when they were gonna charge me the AF. Then I went ahead and cancelled it.
However, same thing for me , because I still had to wait 6 months before re-applying.

Well, the CS also told me in Oct 2017 but I recalled this was discussed many years ago, some followed the anniversary month embossed on the card.

Yeah, same thing actually. Just that I'm luckier to be able to use few more months.

Enjoy it gurl!

Fyi, since I have m2card before vs, my vs follows the anniversary month of my m2card. Not sure if this applies on your case.

I believe so because nothing was charged in Oct last year.

Hey guys FCB cash back is eligible for all retail transaction right? even if is government or utilities or insurance anything right

Edit: LOL I think it is should had did a search first sorry

So basically the only thing FCB is bad for is instalment and non retails stuff right

This post has been edited by joevo2: Mar 16 2018, 10:43 AM

Please define non retail since most things you swipe are considered as retail spendings except for some niche ones such as payment to government agencies and etc which might be excluded

There's no exclusion on FCBVS.

Unfortunately not all gov. agencies accept credit card payments.

Non retails I think is EzyPay (instalment) then EzyPay Plus (pay then later instalment got interest usually) and all those stuff like cash advance etc?

And I don’t think any cards in the market which are offering any form of cashback for this kinda items, right?

just wondering on the installment part, lets say the item is rm5k. Can i ask the merchant to swipe 2.5k to get rm50 rebate then another 2.5k convert it into installment? Anyone done it before?

Thanks.

depends if merchant WANT to do it for you

it's tedious for them to reconcile their receipts vs settlement later.

try ask the merchant see if they want to do your business or not, ask first then see how later...

ok noted with thx XD