I believe so because nothing was charged in Oct last year.

Hey guys FCB cash back is eligible for all retail transaction right? even if is government or utilities or insurance anything right

Edit: LOL I think it is should had did a search first sorry

So basically the only thing FCB is bad for is instalment and non retails stuff right

This post has been edited by joevo2: Mar 16 2018, 10:43 AM

Please define non retail since most things you swipe are considered as retail spendings except for some niche ones such as payment to government agencies and etc which might be excluded

There's no exclusion on FCBVS.

Unfortunately not all gov. agencies accept credit card payments.

Non retails I think is EzyPay (instalment) then EzyPay Plus (pay then later instalment got interest usually) and all those stuff like cash advance etc?

And I don’t think any cards in the market which are offering any form of cashback for this kinda items, right?

just wondering on the installment part, lets say the item is rm5k. Can i ask the merchant to swipe 2.5k to get rm50 rebate then another 2.5k convert it into installment? Anyone done it before?

Thanks.

depends if merchant WANT to do it for you

it's tedious for them to reconcile their receipts vs settlement later.

try ask the merchant see if they want to do your business or not, ask first then see how later...

ok noted with thx XD

i just cancelled the VS card to avoid AF, how long should i wait in order to re-apply? thanks

After 6 months.

FCB supplement card has separate cash back? or combine with main holder?

This post has been edited by keeystar: Mar 18 2018, 11:41 AM

Combined

Just get my Barcelona VS card today and I noticed that the credit limit stated in the letter was "combined credit limit". This mean the credit limit is combined with my existing M2Card? so my total credit limit remain the same despite I have an additional card?

Yes Combined credit limit with all conventional card, include M2C.
Unless you have Ikhwan card, then the limit is separated.

the guy at the card center at Gardens says 2 years to ensure that u don't get charged the AF.

i tried to apply it again 6 months after i've cancelled a couple of years ago to avoid the AF, but the guy said if you apply now, the AF will still be charged on the first statement.

PS: the 2 years came from another agent from the same card centre which says Maybank actually clears their database for inactive customers that exceed 2 years, so AF will not be charged if you've cancelled for more than 2 years and will be treated as a new customer.

i see. thanks a lot. but the cashback amount is not combined right? essentially I am entitled for RM100 cashback per month (50 from BFC VS, 50 from M2C)?

This post has been edited by bla2sheep: Mar 22 2018, 01:43 PM

you will still get cashback for each card FCBVS and M2CAmex = rm50 + rm50

Can I apply for this barcelona card if i just got approved a mbb ikhwan last month?