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 APPLE PAY IN MALAYSIA, Official arrives in Malaysia! Aug 2022!

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max_cavalera
post May 31 2023, 09:28 AM

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QUOTE(HumanLobster @ May 31 2023, 10:03 AM)
Nope. Apple Pay, in essence, replicates the card. If the terminal doesn’t accept AMEX, it won’t accept the Apple Pay AMEX either.

This is the same for Apple Pay online.
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Alright.

Thank you for the clarification sad.gif
d@odao
post May 31 2023, 11:15 AM

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QUOTE(max_cavalera @ May 31 2023, 09:28 AM)
Alright.

Thank you for the clarification sad.gif
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Is like that loh. Don’t be sad.
Need to ask can support blah blah cards then tap tap.
I also kena tap then failed then only know not support by merchant. 😅
max_cavalera
post May 31 2023, 11:20 AM

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QUOTE(d@odao @ May 31 2023, 12:15 PM)
Is like that loh. Don’t be sad.
Need to ask can support blah blah cards then tap tap.
I also kena tap then failed then only know not support by merchant. 😅
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Actually dont know why very less using apple pay right now

I use tngewallet physical visa card more or tngewallet qr more
TongCN
post May 31 2023, 04:00 PM

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QUOTE(d@odao @ May 31 2023, 11:15 AM)
Is like that loh. Don’t be sad.
Need to ask can support blah blah cards then tap tap.
I also kena tap then failed then only know not support by merchant. 😅
*
Got few times the cashier doesnt ask so i tap AMEX (in apple pay) onto their machine and pass

Then when cashier check the receipt and saw AMEX, Sh**
ask me to revert the transaction and use VISA or MASTERCARd, lolz ..

Else kenak boss slap later

This post has been edited by TongCN: May 31 2023, 04:01 PM
d@odao
post May 31 2023, 06:30 PM

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QUOTE(TongCN @ May 31 2023, 04:00 PM)
Got few times the cashier doesnt ask so i tap AMEX (in apple pay) onto their machine and pass

Then when cashier check the receipt and saw AMEX, Sh**
ask me to revert the transaction and use VISA or MASTERCARd, lolz ..

Else kenak boss slap later
*
😂
kakalaku
post Jun 1 2023, 08:34 PM

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QUOTE(TongCN @ May 31 2023, 04:00 PM)
Got few times the cashier doesnt ask so i tap AMEX (in apple pay) onto their machine and pass

Then when cashier check the receipt and saw AMEX, Sh**
ask me to revert the transaction and use VISA or MASTERCARd, lolz ..

Else kenak boss slap later
*
i would ignore these kind of requests

if they want to cancel the transaction then by all means, but i am not going to pay again

i would just say i will never pay again, cz i consider this as double charging
LuckyBai
post Jun 1 2023, 08:37 PM

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QUOTE(TongCN @ May 31 2023, 04:00 PM)
Got few times the cashier doesnt ask so i tap AMEX (in apple pay) onto their machine and pass

Then when cashier check the receipt and saw AMEX, Sh**
ask me to revert the transaction and use VISA or MASTERCARd, lolz ..

Else kenak boss slap later
*
QUOTE(kakalaku @ Jun 1 2023, 08:34 PM)
i would ignore these kind of requests

if they want to cancel the transaction then by all means, but i am not going to pay again

i would just say i will never pay again, cz i consider this as double charging
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If cost of a goods is a deciding factor, then merchants have rights to decide what cards to accept

This post has been edited by LuckyBai: Jun 1 2023, 08:37 PM
kakalaku
post Jun 1 2023, 08:44 PM

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QUOTE(LuckyBai @ Jun 1 2023, 08:37 PM)
If cost of a goods is a deciding factor, then merchants have rights to decide what cards to accept
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If their card machine has accepted my card and the transaction is successful with the receipt printed out, i consider that as done deal from my end. how would i know if the merchant double charged me?

it's not my problem when the merchant chose not accept AMEX while their machine did. If they really dont want to accept it, do it the right way and disable it on their machine
liberty0480
post Jun 1 2023, 11:42 PM

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QUOTE(LuckyBai @ Jun 1 2023, 08:37 PM)
If cost of a goods is a deciding factor, then merchants have rights to decide what cards to accept
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If you don't want to accept AMEX, just contact the merchant acquirer provider to disable the acquiring facility. This would ensure any attempts to make use of AMEX would be unsuccessful.

However, definitely agree that if the merchant has indicated clearly "No AMEX" prior to payment and the payer forced an AMEX payment through, the merchant should be allowed to void the transaction. But not enabling the AMEX facility would prevent this scenario from happening in the first place which avoids unnecessary conflicts.

It might be unfair to void transactions if the merchant has not indicated "No AMEX" prior to payment as some consumers may decide where to spend based on the merchants' acceptance of AMEX.

AMEX typically offers better rewards and has a loyal user-base which takes into consideration AMEX acceptance when choosing where to shop.
yeapchingtw P
post Jun 8 2023, 11:48 AM

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Anyone managed to add the AmBank credit cards into Apple Pay?

I tried to do so, but it says to contact the card issuer for more information.

Called AmBank as well, and they said my credit card has no issue....
liberty0480
post Jun 13 2023, 03:37 PM

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Apple Pay at tolls for the next couple of years while waiting for MLFF?

soyacincau.com/2023/06/13/new-pantai-expressway-card-terminal-open-payment/

Photo sourced from SoyaCincau:
user posted image
megustatu
post Jun 13 2023, 06:24 PM

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QUOTE(liberty0480 @ Jun 13 2023, 03:37 PM)
Apple Pay at tolls for the next couple of years while waiting for MLFF?

soyacincau.com/2023/06/13/new-pantai-expressway-card-terminal-open-payment/

Photo sourced from SoyaCincau:
user posted image
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Wow, can confirm that POS machine is exactly the same as the one installed at KTM stations (didn't take photos to keep low profile)

EDIT: Based on the photo provided, can also pretty much confirm this is the model.
And according to the data sheet, this machine is certified for EMV L1, L2 & EMV Contactless L1.
Therefore quite likely supporting Apple Pay shouldn't be of any technical issue at all.
What's more interesting is that this machine even gives chip-in and swipe options in case your card just couldn't wave.

This post has been edited by megustatu: Jun 13 2023, 06:33 PM
PoisonSoul
post Jun 13 2023, 06:42 PM

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QUOTE(liberty0480 @ Jun 13 2023, 03:37 PM)
Apple Pay at tolls for the next couple of years while waiting for MLFF?

soyacincau.com/2023/06/13/new-pantai-expressway-card-terminal-open-payment/

Photo sourced from SoyaCincau:
user posted image
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QUOTE(megustatu @ Jun 13 2023, 06:24 PM)
Wow, can confirm that POS machine is exactly the same as the one installed at KTM stations (didn't take photos to keep low profile)

EDIT: Based on the photo provided, can also pretty much confirm this is the model.
And according to the data sheet, this machine is certified for EMV L1, L2 & EMV Contactless L1.
Therefore quite likely supporting Apple Pay shouldn't be of any technical issue at all.
What's more interesting is that this machine even gives chip-in and swipe options in case your card just couldn't wave.
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I just hope they implement like on public transports in SG. Tap and off u go first, charge u one shot in total in the middle of the night. (Is this call VLP111?)
If they are not, imagine the time taken to even just approve the transaction. It's going to be slower than dinosaur TnG.
Worst if they allow eWallets. For sure tons of ppl will NEVER open the app in advance first. Please I do hope they disable eWallets usage on these machines.
ben3003
post Jun 16 2023, 06:48 PM

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QUOTE(PoisonSoul @ Jun 13 2023, 06:42 PM)
I just hope they implement like on public transports in SG. Tap and off u go first, charge u one shot in total in the middle of the night. (Is this call VLP111?)
If they are not, imagine the time taken to even just approve the transaction. It's going to be slower than dinosaur TnG.
Worst if they allow eWallets. For sure tons of ppl will NEVER open the app in advance first. Please I do hope they disable eWallets usage on these machines.
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Hard la malaysia. Cos enforcement lacking. And malaysian sure wont pay the negative.
PoisonSoul
post Jun 16 2023, 07:47 PM

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QUOTE(ben3003 @ Jun 16 2023, 06:48 PM)
Hard la malaysia. Cos enforcement lacking. And malaysian sure wont pay the negative.
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Should make it a yearly thing where if we don't pay it back, automatically they'll add the sum into the yearly taxation time or just blacklist them like in eCCRIS.
Or the system should block them from allowing them to pass if they have a certain amount not paid yet.

But as u say, lack of enforcement. cry.gif
ben3003
post Jun 16 2023, 08:11 PM

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QUOTE(PoisonSoul @ Jun 16 2023, 07:47 PM)
Should make it a yearly thing where if we don't pay it back, automatically they'll add the sum into the yearly taxation time or just blacklist them like in eCCRIS.
Or the system should block them from allowing them to pass if they have a certain amount not paid yet.

But as u say, lack of enforcement.  cry.gif
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Cannot simply ccris also, our law very lousy. Even phone bill no pay also is ctos there nia. Ccris is mostly finance or banking related stuff. U see they say wan link jpj license to polis saman, mana ada? My friend so many speeding ticket no pay still can renew license. Sohai eh the enforcement. Really lapsap
BetterCallSaul
post Jun 19 2023, 05:13 PM

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Want to get fellow forumers experience with using Apple Pay at the petrol pump (Shell in my case), specifically those using AMEX. When using AP with Visa credit/debit, after refuelling, immediately in my recent transactions in wallet will show the actual amount filled (not the RM200 pre-auth). However, when using AP with AMEX credit, it only ever shows RM200 as the amount, and never updates to the actual amount in the wallet app. Anyone facing this similar issue? Or is Visa's network "superior" to do these kinds of updates? Both my cards are from Maybank.
Steve78
post Jun 20 2023, 12:10 AM

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QUOTE(BetterCallSaul @ Jun 19 2023, 05:13 PM)
Want to get fellow forumers experience with using Apple Pay at the petrol pump (Shell in my case), specifically those using AMEX. When using AP with Visa credit/debit, after refuelling, immediately in my recent transactions in wallet will show the actual amount filled (not the RM200 pre-auth). However, when using AP with AMEX credit, it only ever shows RM200 as the amount, and never updates to the actual amount in the wallet app. Anyone facing this similar issue? Or is Visa's network "superior" to do these kinds of updates? Both my cards are from Maybank.
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Yes, the Amex in Apple Pay always shows RM200 and doesn't update to the real amount.
The1stHumanBeing
post Jun 20 2023, 12:33 PM

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Guys, by any chance anyone knows when Wise would enable Apple Pay for Malaysian issued cards?

Would be really convenient to use on foreign public transport like in Singapore and the UK when travelling.
ericlaiys
post Jun 20 2023, 12:35 PM

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QUOTE(The1stHumanBeing @ Jun 20 2023, 12:33 PM)
Guys, by any chance anyone knows when Wise would enable Apple Pay for Malaysian issued cards?

Would be really convenient to use on foreign public transport like in Singapore and the UK when travelling.
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lol....already can do on digital card (set to UK)

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