Malaysia high usage of CC/eWallet

So can we petition/request Apple to apply to BNM to approve Apple Pay in Malaysia?

Some chance for Apple Pay in Malaysia

Read another thread

yes please. pls share your sauce.

Removed already. I bet it was some itchy hands that wrote there. Anyways, I went around Thailand banks website, no mention of AP.

Those with insider news, more info pls. like launch date or something pls

iOS14 Public Beta 6 removed “+” sign to add card. Hopes are getting lower again. 😭

May I know what do you mean by this? iOS 14 asking you to set it up when they know our region does not have it? Any way to trigger the reminder? If so, try changing to another region that doesn’t have Apple Pay and see if the stuff still pops up or not.

SamsungPay, launched.
HuaweiPay, launched.
ApplePay, *krik krik krik*

Seriously, why Apple don’t want to apply for licence with BNM?

Got this from another thread

Good question. Maybe not many users of their CCs here compared to other more local banks like MYB, CIMB etc etc?

Maybe Apple is waiting for this?

IDK what this does but maybe?

Sorry if I got ppl's hopes up.

Possible? Afterall, they drop the interchange fee, maybe then Banks are more willing to adopt Apple Pay?

Link to PDF

This post has been edited by PoisonSoul: Dec 26 2020, 11:48 AM

It's up to banks to support ApplePay and not BNM's if I'm not mistaken. That's why we do not see Samsung Pay in any BNM regulation. Correct me if I'm wrong. If Youtrip takes AP here, hands down most iOS users are gonna flock to obtain this card.

Another reason why Apple Pay is not being introduced here is because, with QR payment, all the merchant need to do is apply, and print your own QR and then stick on wherever you want. Simple. No need for extra equipment but for Apple Pay, merchants are required to get the terminal and this costs money as there's a "fee" for renting the terminal from banks.

I do hate QR Payments here and rather go with something like Apple Pay or Samsung Pay or so on. Why? Look at the steps to use QR payments.

QR
1) Reload from CC to eWallet (most tedious part as it can trigger OTP on some eWallets)
2) Open eWallet and choose camera or QR option
3) Scan
4) Sometimes, can still trigger in app PIN to verify payment

Apple/Samsung Pay
1) Tie your CC to the app (one time deal)
2) Place your phone near the terminal and let it trigger the Apple/Samsung Pay app. Do a biometric scan and that's it.

See, the convienience for us is so much but Banks and Merchants don't want it.

Plus, with QR, sometimes u can see SOME people wait until the cashier announce the price to the buyer, only the buyer starts to take out their phone, unlock, find their eWallet app, loading takes eternity on older phones, then dunno which option to choose, then only scan. Why can't these people get ready on the spot? Like right before reaching the counter, take out your phone, open the app and then lock your phone.

Exactly, sometimes I even give up on using eWallet as it requires data/wifi which at some places, has a weak network signal and that's it, we can't use it anymore but with A/S Pay or directly CC, are all capable of offline payments.

Special words given from me to those ppl infront of me standing there, staring @ the cashier and not at least taking out their CC or launching their eWallet ready, and only when the cashier says the final total, only they start searching for their phone/cc, launching app, yada yada.

I do wonder if the people behind me gratefully thank me in their hearts that I have prepared all these before hand, upon cashier telling me the final amount.

1st Link



2nd link



So, let's go spam banks with emails asking for support of AP here.

Let's look at major banks.

Maybank -> Owns 30% share of Grab
CIMB -> Own's TnG which own's TnG eWallet @ 51% vs Ant Financial @ 49%. Who owns TnG eWallet? Who owns TnG?
Boost -> Axiata which is owned by Khazanah and it's own by MoF which I think they don't care.


With the 2 major eWallet players in MY competing + gov's initiative of QRPay + Maybank's QRPay, do you think that the major banks in Malaysia will cave in into something that will eat their cut even more?

Let's just assume there are banks that support AP and my best guess would be the non-local banks like
1) Citi
2) HSBC
3) OCBC
4) UOB
etc etc. These banks @ overseas support AP. Look at CIMB and Maybank @ our neighbour SG, they don't even want to implement it.


So you think AP will see the light of day here? Maybe when everyone realise where eWallet is a god damn hassle and ditch eWallet indefinitely and prefer something like AP or SP(Samsung), baru those higher up ppl in the banks will give green light.

Anyone tried to sign up Curve?

3rd Petition. Just sign it please.

At least there's a remark to Apple that we want it here.

I believe it's because our local eWallets that is actually a hassle has a low transaction fee. Take a look here
Not sure about Apple Pay. Maybe banks tested waters with SamsungPay and there's no support. Well, they kinda choose the wrong side to test the water.

Oh well, banks are now done with integrating with DuitNowQR. Their IT dept should have the allocation time now to "install" AP infra/gateway to their system.