Added SG debit in Wallet, but still hope MY banks implement and bring Apple Pay to us.

i use samsung pay via galaxy watch occasionally, so far nobody asked to see the card.
just tap like you tap your debit/credit card.

Possible? Afterall, they drop the interchange fee, maybe then Banks are more willing to adopt Apple Pay?

Link to PDF

This post has been edited by PoisonSoul: Dec 26 2020, 11:48 AM

Wondering whether banks agree the cost imposed by Apple

Hi bro I ordered mine and its already in shipping I'm worried it reaches the tip trans on new year(1/1/21). will they accept it if its on public holiday at least? I don't mind they process later on but at least if they accept I wouldn't have to contact the n26 support to ship out card all over again. I ordered the card on 29/12/20 and chose standard delivery.

it shown me Malaysia not available yet.

i applied it appeared in waiting list as Malaysia region not available yet

Germany as country living now. but Malaysian as nationality

https://www.google.com.my/amp/s/www.lowyat....help-from-visa/

Youtrip in Singapore able to support Apple Pay. Not sure Malaysia though.

but if they register a new entity in Malaysia to operate, the card itself will be detected as Malaysia Debit Card i think
just like foreign bank here, they are registered entity in Malaysia

and also youtrip for Malaysian suppose base currency is MYR right?, it wont be SGD

Unlikely Youtrip will support ApplePay as they are subjected to BNM regulation.

It's up to banks to support ApplePay and not BNM's if I'm not mistaken. That's why we do not see Samsung Pay in any BNM regulation. Correct me if I'm wrong. If Youtrip takes AP here, hands down most iOS users are gonna flock to obtain this card.

Bank's won't support it if the Merchants wouldn't want it. Today the margins for merchant transactions for banks are already so slim with very low MDR rates. Then with players such as Grab and other eWallet offering 1% MDR rates to merchants, more and more merchants would prefer that sort of payment over Credit Card/Apple Pay/Samsung Pay.

At the end of the day, it's not the bank alone but also the merchants. Heck, even with the new DuitNow QR where there is 0% MDR fee, merchants also are hesitant to implement it.

Fake news. Youtrip isn't listed on Apple's website.

https://support.apple.com/en-nz/HT206638

Nope, YouTrip has never supported Apple Pay. Just tried adding my youtrip card to apple wallet again just to confirm - and as usual it is declined.

i think most bank now use standard duitnow QR pay. it is supposed to be standard QR code for ewallet regulated by BNM.
for ewallet, maybank QR pay already implement standard duitnow QR .
for maybank qr pay you can pay with any bank app.

for merchants, if they already accept credit card payment i don't see any reason they don't want to accept since apple, google, samsung pay work the same as paywave, on merchant side they don't have to do anything.
you can pay with samsung pay with any credit card terminal that accept paywave.

This post has been edited by faizalmzain: Jan 11 2021, 02:19 PM

yup, not just Maybank QR Pay but all of the local banks have already implemented the QR scanning and paying functionality in their mobile banking app. If you try with a CIMB, Public Bank, Hong Leong Bank or other local banks, you can pay even at the merchant which displays the Maybank QR Code there. A good way and easy way to pay especially at the smaller merchants. But again it boils down to whether the merchant wants to have an electronics trail on their payments as well.

To say that the merchant doesn't have to do anything isn't 100% true as well, it depends on how long their POS machine is and who supplied it to them. Some of the older ones doesn't have the eWallet scanning feature to scan Grab/Touch'n'Go/Boost and only have Paywave functionality which mostly accepts only Visa/Mastercard. The older ones would have a separate machine for AMEX and also Union pay. The newer ones all especially those with LCD touch screen can accept all networks Visa/Master/Paynet/AMEX/UnionPay/etc..

For the acceptance of Samsung pay, it is more whether the staff manning the counter knows that their POS machine can scan it.

Thanks bro. finally received mine!

Sorry missed this. Have you gotten your card?

Actually I just realised that I have a SG debit card, how do I enable Apple Pay on my iPhone? Do I need to set the region to Singapore in order for it to appear?