QUOTE(faizalmzain @ Jan 11 2021, 02:15 PM)
i think most bank now use standard duitnow QR pay. it is supposed to be standard QR code for ewallet regulated by BNM.
for ewallet, maybank QR pay already implement standard duitnow QR .
for maybank qr pay you can pay with any bank app.
for merchants, if they already accept credit card payment i don't see any reason they don't want to accept since apple, google, samsung pay work the same as paywave, on merchant side they don't have to do anything.
you can pay with samsung pay with any credit card terminal that accept paywave.
yup, not just Maybank QR Pay but all of the local banks have already implemented the QR scanning and paying functionality in their mobile banking app. If you try with a CIMB, Public Bank, Hong Leong Bank or other local banks, you can pay even at the merchant which displays the Maybank QR Code there. A good way and easy way to pay especially at the smaller merchants. But again it boils down to whether the merchant wants to have an electronics trail on their payments as well.
To say that the merchant doesn't have to do anything isn't 100% true as well, it depends on how long their POS machine is and who supplied it to them. Some of the older ones doesn't have the eWallet scanning feature to scan Grab/Touch'n'Go/Boost and only have Paywave functionality which mostly accepts only Visa/Mastercard. The older ones would have a separate machine for AMEX and also Union pay. The newer ones all especially those with LCD touch screen can accept all networks Visa/Master/Paynet/AMEX/UnionPay/etc..
For the acceptance of Samsung pay, it is more whether the staff manning the counter knows that their POS machine can scan it.