Sorry noob in this. Where can we use Apple Pay in Malaysia?
Is this purely for overseas expenses in countries that do support ApplePay only?

Any place where we can use paywave (mcd, watson, starbucks) we can use apple pay

Thanks for your fast response. I need further enlightenment. I'm very new with this Apple Pay thing.
Is this mean that any credit card machine that accept PayWave can be use with this ApplePay as well?

We can use it anywhere that accept paywave, which many shop have nowadays.

Did you receive the referral money?

Yes even mamak credit card terminal have paywave now.

I see you have enjoyed your apple pay hhahaha. I see you’re in bandar utama, quite close to me hahahha

I haven’t received the referral tho, I think you have to activate your card first, by withdrawing from an atm (any atm) then your physical can be use (learned that the hard way)

Ya I live in KD. I have activated the card and used the physical card manually already.

Ahhhh, maybe their system is a bit late to update their referral status

Thanks for the info and sharings, bro.
This is awesome.

Hoping by 2030, Apple Pay will be here.

imagine the shock on their faces when I used Apple Pay in KL around 2 years back. Like seeing ghost.

Stuck at the verification stage. I will never be connected to the “expert”
tried for 3 days. waited half an hour to 1 hour each time.

Do you check time zone in europe? Maybe try around midnight, I remember doing it around 12-1am

Yes buddy. I tried at 4pm our time, 12am, etc
But it’s taking overly long :/

Btw I love your guide.
Thanks. I registered with your referral code.

I called at 4pm sharp. got connected and successfully verified!

Thanks bro.

Just two questions.

1) Is the charges on exchange rate high per transaction?

2) my iPhone and Apple watch will work on any paywave enable terminal?

Thank you

1.The exchange rate is negligible for me. If all my money is in euro, I would loss maybe 1sen per rm2.77. The huge loss is when you're transferring money from MYR to Euro

2.Yes, you can use your iphone n apple watch at any paywave enabled terminal, except Mcd drive thru, dunno why tak boleh hahhahahha. But just remember, Malaysian stores/cashiers etiquette is to take your card and tap it for you, so using mobile nfc payment is a bit weird for them. Some are weirded out by the N26 card itself cuz it doesn't look like any typical debit/credit card here in malaysia.

yea.. use mobile nfc payment still weird for some people... even me myself using samsung pay.. they still insist asking for the card to be tap.... now use ipong.. kinda miss this features... need bring card all the way..

1. How much do you lose when transferring to Euro ya? I just used my Maybank CC to top up €100, it still did not reflect on my acc yet. And is transferring in to N26 consider as reloading to E-wallet? Cause I would not mind if it give me some points. hehe

2. I see, but it would defeat the purpose if I still have to show the card after using my phone/watch to pay, right? :/

be aggressive and grab the payment terminal from them and pay like a chad