Fixed Deposit Rates In Malaysia V. No.14, Strictly for FD Discussion Only
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 Dec 15 2016, 04:13 PM
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Junior Member
140 posts Joined: Jul 2006 
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QUOTE(joeduff @ Dec 13 2016, 07:00 PM) BR now 1 year rate 4.1%p.a, is it true?? the link doesn't show the rates?https://www.irakyat.com.my/index.php/person...posit-i-account  |
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Dec 15 2016, 04:16 PM
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Senior Member
1,624 posts Joined: Apr 2011
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QUOTE(chrisoth80 @ Dec 15 2016, 10:54 AM) I place mine thru my rm as she told me need to get approval but others reported they able to place over the counter and some weren't able to. RHB promo rate is 6 months 4.1%. Target 500 million or 31 Jan 2017 whichever comes first. Minimum placement rm50k. It is a published promo rate, no need nego.It did mention "up to" 4.1% for 6mths and that's why it's not 100% confirm you will get 4.1%. I suggest you to ring your branch manager before you drop by if you decided to place with rhb for this promo. Promo is valid until 31/1/17 or upon reach quota This post has been edited by gsc: Dec 15 2016, 04:17 PM |
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Dec 15 2016, 05:18 PM
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Senior Member
1,757 posts Joined: May 2011
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QUOTE(gchowyh @ Dec 15 2016, 03:47 PM) Yep, nothing special Great. Might consider if their FD rates are worth the time and effort.Last I know was RM200k AUM |
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Dec 15 2016, 06:08 PM
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Junior Member
180 posts Joined: Sep 2009
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QUOTE(gsc @ Dec 15 2016, 04:16 PM) RHB promo rate is 6 months 4.1%. Target 500 million or 31 Jan 2017 whichever comes first. Minimum placement rm50k. It is a published promo rate, no need nego. I told my rm the same thing but still insist need to get approval but anyway hopefully dont have to go thru the same hassle again in future.Update : I have talk to the BM and he also insist need to get approval but he did mention normally customer will get the rate and they just want to make sure every placement is approve by their HQ to avoid any dispute. This is what he told me This post has been edited by chrisoth80: Dec 15 2016, 06:18 PM |
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Dec 15 2016, 06:40 PM
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Senior Member
860 posts Joined: Jan 2003 From: Petaling Jaya 
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QUOTE(drbone @ Dec 15 2016, 05:18 PM) Great. Might consider if their FD rates are worth the time and effort. 4.33% for 5 years looks tempting but I think is a bit too long.Now with the US rates up maybe considering putting shorter periods? |
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Dec 15 2016, 07:58 PM
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Senior Member
1,757 posts Joined: May 2011
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QUOTE(gchowyh @ Dec 15 2016, 06:40 PM) 4.33% for 5 years looks tempting but I think is a bit too long. Yeah just got the chance to read about the fed rates. Tricky times.Now with the US rates up maybe considering putting shorter periods?  |
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Dec 16 2016, 02:44 AM
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#2507
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Senior Member
1,624 posts Joined: Apr 2011
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QUOTE(chrisoth80 @ Dec 15 2016, 06:08 PM) I told my rm the same thing but still insist need to get approval but anyway hopefully dont have to go thru the same hassle again in future. There is a RHB memo on the promo rate. One for 6 months and the other 9 months. The rate for 9 months is lower than that of 6 months. On top of the memo it mentioned for internal circulation only. May be at the time that you made the deposit, the promo rate wasn't officially announced.Update : I have talk to the BM and he also insist need to get approval but he did mention normally customer will get the rate and they just want to make sure every placement is approve by their HQ to avoid any dispute. This is what he told me |
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Dec 16 2016, 08:34 AM
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Senior Member
1,311 posts Joined: Oct 2012
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QUOTE(gchowyh @ Dec 15 2016, 06:40 PM) 4.33% for 5 years looks tempting but I think is a bit too long. Yeah was also thinking 5 yrs is a wee bit long. Unless if the interest was say 5% then ok lah, hahaNow with the US rates up maybe considering putting shorter periods? |
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Dec 16 2016, 09:38 AM
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Junior Member
180 posts Joined: Sep 2009
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QUOTE(gsc @ Dec 16 2016, 02:44 AM) There is a RHB memo on the promo rate. One for 6 months and the other 9 months. The rate for 9 months is lower than that of 6 months. On top of the memo it mentioned for internal circulation only. May be at the time that you made the deposit, the promo rate wasn't officially announced. I made my placement 2 days ago and had spoken to the BM about this yesterday. I guess maybe this particular branch wanted to play safe |
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Dec 16 2016, 10:17 AM
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(gchowyh @ Dec 15 2016, 06:40 PM) 4.33% for 5 years looks tempting but I think is a bit too long. AmBank last year Nov still has the 2 yrs 4.6% FD promo. Really miss that now.Now with the US rates up maybe considering putting shorter periods? But with the US rate increase and 3 more in 2017 (potentially), how that will affect M'sia side yet to be seen. Agreed that 5 yrs 4.33% does not look that attractive now.  |
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Dec 16 2016, 10:35 AM
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Senior Member
2,181 posts Joined: Oct 2007
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Maybank GIA still full? Anybody managed to get promo rate lately?
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Dec 16 2016, 03:44 PM
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Junior Member
190 posts Joined: Oct 2005
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QUOTE(kinwawa @ Dec 16 2016, 10:35 AM) Maybank GIA still full? Anybody managed to get promo rate lately? According to their terms and conditions PDF file, the GIA for 12 and 6 mths is valid till 15 Feb 2017. I did my GIA placement online a few days ago. |
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Dec 16 2016, 03:55 PM
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Junior Member
25 posts Joined: Jun 2009
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QUOTE(faradie @ Dec 16 2016, 03:44 PM) According to their terms and conditions PDF file, the GIA for 12 and 6 mths is valid till 15 Feb 2017. I did my GIA placement online a few days ago. i just make placement for GIA 12 and GIA 6 yesterday, but it dint show the special rate. how you?i see other ppl placement will show the campaign, but mine one don have MINE  ACTUALLY WILL LIKE THIS  This post has been edited by stup1degg: Dec 16 2016, 04:01 PM |
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Dec 16 2016, 04:06 PM
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Junior Member
190 posts Joined: Oct 2005
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QUOTE(stup1degg @ Dec 16 2016, 03:55 PM) i just make placement for GIA 12 and GIA 6 yesterday, but it dint show the special rate. how you? My placement also did not show the rate as per your attachment. Better to check with the bank then. Can you also do so and confirm if the rate is ok? I shall revert asap aw welli see other ppl placement will show the campaign, but mine one don have MINE ACTUALLY WILL LIKE THIS |
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Dec 16 2016, 04:08 PM
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Senior Member
2,337 posts Joined: Oct 2014
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Alliance Bank 3 months 3.7% p.a for CTOS members
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Dec 16 2016, 04:24 PM
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Junior Member
190 posts Joined: Oct 2005
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QUOTE(faradie @ Dec 16 2016, 04:06 PM) My placement also did not show the rate as per your attachment. Better to check with the bank then. Can you also do so and confirm if the rate is ok? I shall revert asap aw well I understand fm MBB that this promo cannot be done online but only OTC so I hv uplifted it and hope to be able to place it next week. |
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Dec 16 2016, 04:56 PM
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Junior Member
42 posts Joined: Nov 2015
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QUOTE(stup1degg @ Dec 16 2016, 03:55 PM) i just make placement for GIA 12 and GIA 6 yesterday, but it dint show the special rate. how you? new fund required i thinki see other ppl placement will show the campaign, but mine one don have MINE ACTUALLY WILL LIKE THIS |
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Dec 16 2016, 05:56 PM
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Senior Member
589 posts Joined: Nov 2012 
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fd shifus, newbie like me have a question want to ask. I've just created a Public BANK EFD, my purpose creating efd is to save money and wait for low return, and i plan to add rm1k fund into my efd account every month, can it be done ha ? i've called customer service twice, 1 say yes another say no, im really confusingggggg. shifus pls help
This post has been edited by Corsair0418: Dec 16 2016, 05:57 PM |
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Dec 16 2016, 06:23 PM
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Senior Member
860 posts Joined: Jan 2003 From: Petaling Jaya
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QUOTE(stup1degg @ Dec 16 2016, 03:55 PM) i just make placement for GIA 12 and GIA 6 yesterday, but it dint show the special rate. how you? If you place online, you must be able to see the exclamation mark in the details of your placement which when you mouseover you can see the stepup rates. If you don't see it means you will get just normal ratesi see other ppl placement will show the campaign, but mine one don have MINE ACTUALLY WILL LIKE THIS What I read earlier in this forum is quota has finished for this month so have to wait for 1 January for new quota. |
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Dec 16 2016, 06:58 PM
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Junior Member
190 posts Joined: Oct 2005
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QUOTE(gchowyh @ Dec 16 2016, 06:23 PM) If you place online, you must be able to see the exclamation mark in the details of your placement which when you mouseover you can see the stepup rates. If you don't see it means you will get just normal rates Thank you. Tat's why this forum is more reliable than the bank itself as we are forced to learn through trial and error. This bank reflects our country's work culture.What I read earlier in this forum is quota has finished for this month so have to wait for 1 January for new quota. |
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