you may open another efd every month. The old efd will still makes you interest until maturity

Oh, tell me about it! I learnt is useless to have a RM in Maybank, he tells me to go into the GIA promo but I updated him instead "Do you know the quota finished?"

What is the normal rate? Is it 3.6%, which is the same rate for GIA for the 1st few months. If one intend to place for few months, any difference in rates?

Haiz kinda true hor. So far I haven't met a truly gd RM. Can't deny the fact there r few gd RMs along the way but just not up to expectation.

9/10 r just cow dung-ing all the way. When I dun buy their products (which I hav actually haven't bot any b4) they ll start to ignore me.

Anw back to fd. Uob and ocbc oso lower their interest hor. But so far no news bout opr goin down hor. Haiz haiz haiz.

I know OCBC is now 3.85% but what did UOB quote pls?

3.9 n RM no hiew siudai wan. Unless I buy products fr her. Kns

Not 100% certain but the GIA rate before the end of the present promo was 3.55% for 12 mths. No info for rate for 6 mths

Even my MBB RM is useless. She never gets back to me on time whenever I need to enquire about a specific product.

Sorry guys this was brought up before but I can't find it. How much deposit for Bank Rakyat FD to qualify for monthly interest payment? Tq.

Unless they changed it. it was min 5k, min 6 mths tenure.

Please refer to this link as it changes on a monthly basis, currently is 3.55%:
http://www.maybank2u.com.my/mbb_info/m2u/p...al/ACC-Accounts

Waiting for updates from you guys : )
I placed the GIA online but also dont have the exclamation mark.

By the way, is the interest calculated daily or monthly?
Mine was placed for 12 months, just wondering I should uplift it next month since it's already 2 weeks now.

I was advised by MB that what you have is at the original GIA which is 3.55% for 12 mths. The promo for 4.1% can only be done OTC. You can uplift it online if u r not happy with the rate and the bank will pay you some interest for the short period that u hv placed. The interest is calculated daily so you don't hv to wait for the period to be 1 month.

Myself and others here have placed online before and clearly stated we get the promo rate... last page also got example.

Thanks for the info~ I should uplift it : )

For some weird reason, I was also told by the RM that it can only be done over the counter, maybe some 'recognition' or commission involved.
However, it is not true, tried & tested online.

received BR notebook, 2 accounts 2 books.

It should be a diary/planner like what I have shown:

https://forum.lowyat.net/index.php?showtopi...post&p=82901360

They sent it to u or u collected it from BR ?

I have a feeling there maybe 2 versions, if you are an Xclusive member, you can request for the calendar and organise diary type.

my branch complained this year 'very tight', so that's all can give.
i went to Wd FD and they gave me.