Latest 4 mths offer from Maybank

1. Fresh funds
a. 1st 2 mths @ 3.65%
b. 2nd 2 mths @ 3.55%
c. Effective @ 3.60%

2. Non Fresh funds
a. 1st 2 mths @ 3.60%
b. 2nd 2 mths @ 3.50%
c. Effective @ 3.55%

Min placement : RM10k for individuals
Campaign : 4 Oct to 4 Nov 2016

asking for a relative... if he got RM30k to deposit which bank is the best ya?

Seems like Public Bank (as below link)? This is the best for him? He's willing to deposit for a year due to busy life currently.

https://www.pbebank.com/Personal-Banking/Pr...i-Campaign.aspx

The premier wealth u refer to is Aspire?

PM me your name and contact number. After i join RHB premier wealth I will introduce you. However there is no guarantee as bro Bbgoat mentioned must be investment product. We just try our chances as the TNC never mention this.

My question to RHB is who will ever make a RM200k investment product for a mere RM388 incentive?

Update:

1. HLB 4% need 2 extra product to be eligible, so it's not pure FD.

2. RHB 12m quota finished

3. end up with Maybank 4mths 3.6%, and expecting better promo in next few months..

also just realized that the FD cert printed by Maybank did not have the word "Fixed Deposit" to clearly state the type of document it prints.

Funny how our biggest bank print a receipt that doesn't state clearly what document it is. Look at your Maybank FD cert and you will be shocked. Don't ask me why it took me so long to noticed it.

GIA has 2 types, one is Campaign (promo), the other is normal.

Currently Maybank Conventional 4 months has 3.6%, all else GIA has lower rate.

Where do you get the 4.1%? source?

Please note: GIA Campaign (remember the one with step up rates?) will not be affected by OPR change during the FD term, whereas GIA normal will be affected by OPR change. This, even the staff don't know, that accounts to some error in the past someone mentioned here before.

i wasn't referring the GIA normal rate fluctuation, i know it goes up and down.. but i think you didn't get my point, i was trying to say, example:

lets say last year you placed GIA (Campaign Promo) for 12 months at 4.5% rate, you should still be getting 4.5% nett p.a. this year during maturity, even though the OPR was reduced drastically recently.

the same does NOT apply to GIA (normal aka non-promo).

Hope that is clear.

I got the promo rate... so its a "yes". 

so still have 12 mths GIA-i or not?

why different info

confusion!

maybank 12 month 4.1% gia-i and rhb 12 mth 4%, still got or no more?

4.1% must locked in for a year and cannot withdraw less than year right?

Interest rate shld b next after Term
If 12 mths, it will state 3.60% n follow by italic i
When u place d mouse at i, it will display GIA 6 & GIA 12 details

24 Oct   

I think the quota already finish that time

But they didn't state it in the tnc on quota calculated based on month..

Thanks for info. Has reserved one set with BR. Has been MIA with BR for quite some time. 
I have not go into MBB GIA-i 4.1% and instead went to OCBC 3.95% and Alliance Bank 4%. It is just pseudo FD for me. 

Went to BR today to collect year end gift
They have extended its 12 mths promo FD @ 3.95% to 31/12/2016

Y u say they r not sincere 
Yes but staff said both calendar n diary belum sampai
In the end, they gave me a token (i.e. transparent green thermo flask)

Bro, how to qualify for xclusive members?

genx bro shared RHB FD promo on his FB
6month @ 4.1% and 9month @ 4%
minimum 50k

I just placed this afternoon with the Jln Tun hslee branch

Collected 2 sets of diaries and calendars from BR. The diary is solid and of good quality:

[attachmentid=8231456]

Ya, u are right. Should say organiser, not just a diary.

Thanks for the earlier info. If not would not have collected them. 

Are these for premier members only?