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 Fixed Deposit Rates In Malaysia V. No.14, Strictly for FD Discussion Only

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gsc
post Oct 31 2016, 03:18 PM

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QUOTE(bbgoat @ Oct 29 2016, 12:13 PM)
I am looking at UOB or Alliance for 4% next week. UOB have to ask RM for 4% based on info from one forummer. But may settle for 3.95% the worst comes to worst.

Not sure Nov FD promo rate will be same or ????  hmm.gif  hmm.gif
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No change In FD promo rate in Nov. Still 3.95 for 12 months.. Promo ends 30 Nov
gsc
post Oct 31 2016, 03:51 PM

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OCBC FIXED DEPOSIT PROMOTION
*1st to 30th November 2016*

Conventional FD:-
13-months 3.90%pa

Islamic FD:-
13-months 3.95%pa

*Minimum Fresh Funds RM 10K*

NEW Premier Save Account opened during promotion period 1st Sep to 31st Dec 2016...enjoy 3.7% pa interest rate for daily balance above RM200k until 28th February 2017..T&C applies


gsc
post Oct 31 2016, 07:05 PM

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QUOTE(chrisoth80 @ Oct 31 2016, 05:40 PM)
You can try to ask your rm to get special approval for 4% as I manage to get the 4% about week ++ ago. I will check with my rm tomorrow and see if I still can get 4% as I plan to topup
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May be your amount is big. I tried today but only get 3.95%
gsc
post Nov 2 2016, 01:35 AM

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QUOTE(bbgoat @ Nov 1 2016, 08:36 PM)
Today went to AmBank. Changed True acct to link to BSA to avoid the yearly charge.

The manager showed me their current FD promo. 6 mth 3.7%, 9 mth 3.80%, min 50k. Their rate not that exciting as compared to other banks.

They have a clause for 375k to 499k, can get add'l 0.05%. For 500k upwards, can get add'l 0.1%. For 6 mths FD.

Anyway just to share info for AmBank loyal customers.  biggrin.gif
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Can share what is this True Account link to BSA? Was thinking of closing True account last week due to the charges
gsc
post Nov 4 2016, 01:15 PM

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QUOTE(bbgoat @ Nov 2 2016, 08:12 AM)
Did u receive email from AmBank on the charges for True debit card starting Nov ? Look closely at the email. It has the clause that if True acct is linked to BSA, then no annual charges.

I actually have to fwd that email to AmBank branch as they claim they did not know ! doh.gif They then called me back that I can go to the branch to link it to BSA and no annual charges.  biggrin.gif

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I did receive the notification but didnt notice the detail clause. I went to Sg Dua branch with the intention to close the account and the teller not even advised me to link. Due to time constraint, I didnt clse it.

Yesterday went to T Bungah branch wanted to link up. Couldnt get it done coz thry needed both True card and ATM card. Will do it today. Thanks for your info.

Wow, Am priority customer. I am less active now coz prefer get beter return on property.

This post has been edited by gsc: Nov 4 2016, 01:17 PM
gsc
post Nov 10 2016, 02:18 AM

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QUOTE(thkhai @ Nov 8 2016, 06:44 PM)
Yes me too.

Based on my experienced today, for those who want to placement more than 30k FD on eHLB, move your money to M2U before Tuesday, because u can only done the multiple times with FPX by using M2U. Other banks does have the 30k or 50k daily limit.
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Sorry I may have missed out something. I went to HL bank yesterday to set up the HL connect and was told the 4.15% promo is limit to rm30k per person per day. The constraint is at HL bank not the bank which you transferred your money from. Or are you referring to some banks which have daily limits?
gsc
post Nov 14 2016, 02:57 AM

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QUOTE(solarwing @ Nov 13 2016, 11:35 PM)
Hong Leong FD 4.2% for 6 month.
[attachmentid=8019878]
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Itvis a good deal. How to proceed? Couldnt find this in HL nor Maxis website
gsc
post Nov 15 2016, 12:21 PM

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QUOTE(Vizhai @ Nov 15 2016, 08:21 AM)
Today manage to put 4.15% online. Thank you for all the advice here, let huat TOGETHER.
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I also get it done just now. May be members already knew but I dont. Not all banks are connected to this promo. I was thinking of using Citi bank but it is not on the list. Wasted my effort transfer the money last week and kept in Citi bank till today.
gsc
post Nov 15 2016, 12:43 PM

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QUOTE(gamenoob @ Nov 15 2016, 11:48 AM)
UOB still have the 4% for 12 months FD. No CASA needed
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When was this offer? Through nego or applies to all?
gsc
post Nov 25 2016, 12:35 AM

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QUOTE(mamasos @ Nov 24 2016, 10:55 AM)
Must be tuesday only can get 4.15%?
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The transaction time is 6am to 12 noon. Next Tuesday is the last Tuesday offer on 4.15% unless HL bank extends it. Another alternative is through Maxis One Club 4.2%. Limit rm50k per person

This post has been edited by gsc: Nov 25 2016, 12:59 AM
gsc
post Nov 25 2016, 12:58 AM

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QUOTE(kochin @ Nov 23 2016, 04:18 PM)

not sure whether fpx have limit. i did 2 transactions per day to hit my bank withdrawal limit through fpx. butboth transactions are within the 30k you mentioned.

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Are you referring to May bank which allowed more than one transaction? Read through past few pages, it seems all talking about May bank.
gsc
post Dec 1 2016, 04:16 AM

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QUOTE(bee993 @ Dec 1 2016, 12:08 AM)
Hlb extended till dec.
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Yes. HLB 4.15% for 6 mth is extended till 31 Dec 2016. Received sms from Ocbc all FD mature in Dec will be auto renewed to 3.95% per year. No need fresh fund and better than the early 3.95% for 13 months.
gsc
post Dec 1 2016, 02:03 PM

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QUOTE(tryifelsecatch @ Dec 1 2016, 12:56 PM)
can you elaborate more on the "let it run for one day and see the interest..." ?
say 10K last time put @ 4% interest, then yesterday matured so i see the ammount is now RM10400 for ez calculation.
so tomorrow what ever amount ontop of tht 10400 is the interest i gain and from there i will know the rate?
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All banks have their board ratedisplayed on their website. See example on Public bank

https://www.pbebank.com/Personal-Banking/Ra...ed-Deposit.aspx

gsc
post Dec 14 2016, 03:28 AM

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QUOTE(eelynsoon @ Dec 14 2016, 02:22 AM)
Finally have the time to update here. All rectified n solved edy. It was hlb issue, as those ppl who did d transactions during 12+ pm seem to be encountering this failed placement.

This was whay they sent me.

Hi Eelyn Soon, we just receive a feedback from the department in charge mentioning that upon investigation, we discovered between 12:25 pm till 12:55 pm, we encountered connection issue and causing some eFD placement to failed.

We are in the progress of recovering the transactions. Kindly check again the eFD in the late evening. Thank you.
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HL eFD is from 6am to 12 noon. I was told by HL bank that the 4.15% promo ended on yesterday 13 Dec. Just checked HL bank website. Promo ended.

This post has been edited by gsc: Dec 14 2016, 07:07 AM
gsc
post Dec 15 2016, 04:16 PM

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QUOTE(chrisoth80 @ Dec 15 2016, 10:54 AM)
I place mine thru my rm as she told me need to get approval but others reported they able to place over the counter and some weren't able to.

It did mention "up to" 4.1% for 6mths and that's why it's not 100% confirm you will get 4.1%.

I suggest you to ring your branch manager before you drop by if you decided to place with rhb for this promo.

Promo is valid until  31/1/17 or upon reach quota
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RHB promo rate is 6 months 4.1%. Target 500 million or 31 Jan 2017 whichever comes first. Minimum placement rm50k. It is a published promo rate, no need nego.


This post has been edited by gsc: Dec 15 2016, 04:17 PM
gsc
post Dec 16 2016, 02:44 AM

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QUOTE(chrisoth80 @ Dec 15 2016, 06:08 PM)
I told my rm the same thing but still insist need to get approval but anyway hopefully dont have to go thru the same hassle again in future.

Update : I have talk to the BM and he also insist need to get approval but he did mention normally customer will get the rate and they just want to make sure every placement is approve by their HQ to avoid any dispute. This is what he told me
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There is a RHB memo on the promo rate. One for 6 months and the other 9 months. The rate for 9 months is lower than that of 6 months. On top of the memo it mentioned for internal circulation only. May be at the time that you made the deposit, the promo rate wasn't officially announced.

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