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 Fixed Deposit Rates In Malaysia V. No.14, Strictly for FD Discussion Only

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gchowyh
post Dec 4 2016, 11:04 PM

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QUOTE(nexona88 @ Dec 4 2016, 10:21 PM)
24 Oct  smile.gif 

I think the quota already finish that time dry.gif
*
You're wrong, new quota was released on 1 November, I even placed online on 4 November & still got the promo rate for 12 months.


On another note, BR fans, please be informed the 2017 diary & calendar is already out! Diary looks better this time
mamamia
post Dec 4 2016, 11:26 PM

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QUOTE(gchowyh @ Dec 4 2016, 11:04 PM)
You're wrong, new quota was released on 1 November, I even placed online on 4 November & still got the promo rate for 12 months.
On another note, BR fans, please be informed the 2017 diary & calendar is already out! Diary looks better this time
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New quota means?

Old quota finished, that's y come with new quota?
wil-i-am
post Dec 5 2016, 12:13 AM

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QUOTE(mamamia @ Dec 4 2016, 11:26 PM)
New quota means?

Old quota finished, that's y come with new quota?
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I presume Maybank impose quota on mthly basis during the promo period fr 16/10/16 to 15/2/17
The quota shud reset from zero starting fr beginning of d mth n close when achieve quota

This post has been edited by wil-i-am: Dec 5 2016, 12:32 AM
mamamia
post Dec 5 2016, 08:19 AM

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QUOTE(wil-i-am @ Dec 5 2016, 12:13 AM)
I presume Maybank impose quota on mthly basis during the promo period fr 16/10/16 to 15/2/17
The quota shud reset from zero starting fr beginning of d mth n close when achieve quota
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But they didn't state it in the tnc on quota calculated based on month..
wil-i-am
post Dec 5 2016, 08:21 AM

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QUOTE(mamamia @ Dec 5 2016, 08:19 AM)
But they didn't state it in the tnc on quota calculated based on month..
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Yes, u r rite
Perhaps u can bring along the T&C to clarify with Maybank officer face-to-face
wil-i-am
post Dec 5 2016, 09:45 AM

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Just rec'd text msg from CIMB RM on Preferred FD rates:

Conventional
1 mth 3.35%
3 mth 4.05%
6 mth 3.65%
12 mth 3.60%

Islamic
1 mth 3.45%
3 mth 4.10%
6 mth 3.75%
12 mth 3.70%
kochin
post Dec 5 2016, 09:54 AM

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QUOTE(wil-i-am @ Dec 5 2016, 09:45 AM)
Just rec'd text msg from CIMB RM on Preferred FD rates:

Conventional
1 mth 3.35%
3 mth 4.05%
6 mth 3.65%
12 mth 3.60%

Islamic
1 mth 3.45%
3 mth 4.10%
6 mth 3.75%
12 mth 3.70%
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very strange rates indeed.
wil-i-am
post Dec 5 2016, 10:17 AM

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QUOTE(kochin @ Dec 5 2016, 09:54 AM)
very strange rates indeed.
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U mean Islamic is higher than Conventional?
kochin
post Dec 5 2016, 10:24 AM

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QUOTE(wil-i-am @ Dec 5 2016, 10:17 AM)
U mean Islamic is higher than Conventional?
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i mean the 3 months offer a substantial higher rates than both shorter and longer terms.
wil-i-am
post Dec 5 2016, 10:27 AM

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QUOTE(kochin @ Dec 5 2016, 10:24 AM)
i mean the 3 months offer a substantial higher rates than both shorter and longer terms.
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My gut feeling is they mobilize liquidity now in anticipation of mass withdrawal during CNY in Jan 17 hmm.gif
coolstore
post Dec 5 2016, 10:37 AM

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uncertainty ahead

but almost sure no more further cut of rate

jan 2017 should able to see better promotional rate
chicaman
post Dec 5 2016, 11:30 AM

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How about this?

http://www.ocbc.com.my/assets/pdf/Accounts...eposit_Deal.pdf

3.9% PA from OCBC
jack2
post Dec 5 2016, 11:34 AM

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my affinBank FD was matured yesterday and the interest was 4.38% for 2 years.

It gets auto renewal with principal and interest was credited to my savings account. The rate given now is 3.75% and for another 2 years as well..
wil-i-am
post Dec 5 2016, 12:07 PM

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QUOTE(jack2 @ Dec 5 2016, 11:34 AM)
my affinBank FD was matured yesterday and the interest was 4.38% for 2 years.

It gets auto renewal with principal and interest was credited to my savings account. The rate given now is 3.75% and for another 2 years as well..
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Did u consider current promo of 2/4/6 mths + 15 mths which is more lucrative?
jack2
post Dec 5 2016, 12:13 PM

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QUOTE(wil-i-am @ Dec 5 2016, 12:07 PM)
Did u consider current promo of 2/4/6 mths + 15 mths which is more lucrative?
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I saw UOB has 3.95% 12 months... thinking on this...
labtec
post Dec 5 2016, 12:13 PM

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why some bank can afford to give higher fix deposit interest?
nexona88
post Dec 5 2016, 12:29 PM

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Well I don't think there's gonna be any rate cut..
Promo FD rate also not reach previous level as high of 4.50%..
So if u managed to get 4.20%, consider lucky
wil-i-am
post Dec 5 2016, 12:30 PM

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QUOTE(jack2 @ Dec 5 2016, 12:13 PM)
I saw UOB has 3.95% 12 months... thinking on this...
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Tis is not competitive if compared to Maybank 12 mths GIA-i @ 4.10%
nexona88
post Dec 5 2016, 12:33 PM

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QUOTE(labtec @ Dec 5 2016, 12:13 PM)
why some bank can afford to give higher fix deposit interest?
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No pidm?? hmm.gif
Well I know bank rakyat give way higher rate than others..
jack2
post Dec 5 2016, 12:44 PM

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QUOTE(wil-i-am @ Dec 5 2016, 12:30 PM)
Tis is not competitive if compared to Maybank 12 mths GIA-i @ 4.10%
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4.1% is promotion rate?

Better don't compare this both two and GIA has no PIDM.
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