Not a wise move. Removing an existing FD for this FD. You will get less than that at the end of the day. Effective rate only 4.1%. See below.

Btw, which bank support FPX transfer? How much does FPX transfer cost?

Still good when other bank rates are at <=4%

Thanks for the info. I guess I'll stick with HLB 4% 12 months.

It's OTC, just now I posted already.

5.80% is step up rate
Overall effective rate is 4.10%

For 3 months only or 6, 12 months?

You did this today or yesterday?

Becos that did not exist 2 days ago atbthe branch i visited.

Other bank rates are guaranteed

Hmm.

Just checked.

The 4.5 seems better....

Like no major diff between 4.1 and 4.5.

Besides the number.

U mean the GIA-i is back ?

I think I prefer the UOB 3.95% better.

i might do just that cause few days ago got in 3.6% 4months, going for 4.1% 12months, should be not a bad idea?

This post has been edited by lowya: Oct 14 2016, 08:27 PM

I still better to use spare money. 4.1% is good rate considering that BMM going to cut rate some more.

Yup. The 4.5 is back.

This time it is 4.1%, not 4.5% la !

Eh I see in the site got la both

Tat 1 was the old promo

question: this promo GIA, no dividend penalty also if withdrawn before tenure like normal GIA?....

so which one is true?

4.1% or 4.5%?

The correct returns for new Maybank GIA-i is 4.10% (effective rate)

General Investment Account-i (GIA-i) Campaign

Higher indicative returns with Maybank Islamic General Investment Account-i (GIA-i) Campaign.

With minimum placement of RM10,000 for Individual and RM 25,000 for SME/BB in a single receipt, earn higher indicative effective profit rates of 4.10% p.a for GIA-i 12 months campaign and 3.90% for GIA-i 6 months campaign. What's more? Get your dividends paid monthly with Maybank Islamic General Investment Account-i.

The offered profit rates for the campaign may be revised should there be an Overnight Policy Rate (OPR) revision by Central Bank of Malaysia, in view of the assets repricing following the OPR revision. This is an investment account that is tied to the performance of the underlying assets. For more information please refer to the Product Disclosure Sheet. All returns/rates are indicative. Not covered by PIDM and the capital is not guaranteed.

Campaign Period: From 16 Oct 2016 till 15 Feb 2017



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Putting short term to reach festival promotion by maturity HEHEHE lol

Nah, even hypothetically if there's 10mil, the rates for 12-mth is still lower than say 1-mth or 3-mth's rate. Unless, big big is like >50mil

wow looks whos hereee

this is true. the site mmg lol the 4.5 still there but Campaign Period: From 1st Oct 2015 to 15th Jan 2016

hahahahah