similar to last year promo but lower rate. unlikely can place online. know on monday.

The effective rate of 4.10% for 12 mths is attractive n competitive
Not sure whether the step-up rate is subject to OPR changes or not

at mercy of maybank since capital and interest not guaranteed.

Yes I just did.

I foresee the response shld b gud since no Banks offer 4.10% atm

Ok just asked as I just went to bank.
Fresh fund. Min rm10k. Online not available.

just as i said. different from the egia-i.

Just checked with rhb they have 3.9% for 9 months valid until end of October. Still pretty decent if you ask me

It's not guaranteed so that's just a target rate..

last year they follow the rate. new one unknown.

Based on the earlier launch, they honoured the stated rate until now
Thus, I presume they shld follow the printed rate

doubt is still there. egia-i has changed 3 times? so gia can change. clause is there, even principal not guaranteed.

I'm not concern on principal cause Maybank won't fail me
Instead, I'm keen to know whether they will vary the rate much if compare between actual n printed returns

they say indicative rate. not promised rate. any change it could drop to 3.8-3.9%.

IF withdraw say 10k at counter, and deposit 11k FD, would it consider as fresh fund?

If different branch/worker, you can get away with it.

Hi wodenus What's the best rate offered by Bangkok Bank at the moment?

If in different timing (min 1 hour gap), I presume Yes

yup. because u add 1k extra..

so consider as fresh fund

ok, if extra RM10 still fresh fund yes?