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 Fixed Deposit Rates In Malaysia V. No.14, Strictly for FD Discussion Only

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wil-i-am
post Oct 15 2016, 08:02 AM

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QUOTE(Ancient-XinG- @ Oct 15 2016, 06:44 AM)
this is true. the site mmg lol the 4.5 still there but Campaign Period: From 1st Oct 2015 to 15th Jan 2016

hahahahah
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They shld removed the old promo as tis is very misleading
bbgoat
post Oct 15 2016, 08:10 AM

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QUOTE(Ancient-XinG- @ Oct 15 2016, 06:44 AM)
wow looks whos hereee
this is true. the site mmg lol the 4.5 still there but Campaign Period: From 1st Oct 2015 to 15th Jan 2016

hahahahah
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Got a lot of people fooled. devil.gif
nexona88
post Oct 15 2016, 12:08 PM

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QUOTE(bbgoat @ Oct 15 2016, 08:10 AM)
Got a lot of people fooled.  devil.gif
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Including me..
Got confused a bit blush.gif
bbgoat
post Oct 15 2016, 12:23 PM

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QUOTE(wil-i-am @ Oct 14 2016, 11:30 PM)
General Investment Account-i (GIA-i) Campaign

Higher indicative returns with Maybank Islamic General Investment Account-i (GIA-i) Campaign.

With minimum placement of RM10,000 for Individual and RM 25,000 for SME/BB in a single receipt, earn higher indicative effective profit rates of 4.10% p.a for GIA-i 12 months campaign and 3.90% for GIA-i 6 months campaign. What's more? Get your dividends paid monthly with Maybank Islamic General Investment Account-i.

The offered profit rates for the campaign may be revised should there be an Overnight Policy Rate (OPR) revision by Central Bank of Malaysia, in view of the assets repricing following the OPR revision. This is an investment account that is tied to the performance of the underlying assets. For more information please refer to the Product Disclosure Sheet. All returns/rates are indicative. Not covered by PIDM and the capital is not guaranteed.

Campaign Period: From 16 Oct 2016 till 15 Feb 2017
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Starting to plan for next move. I think will place some into this but not too much. The OPR clause is kind of nagging. Looking for retail bond, some more FP and other FD in say UOB 3.95%. biggrin.gif
AVFAN
post Oct 15 2016, 12:42 PM

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am i reading it right...

the ads on left and right of this page of LYN says HLB 12 months 4% for new funds, ends 31 Oct?

galaxynote259
post Oct 15 2016, 01:29 PM

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QUOTE(AVFAN @ Oct 15 2016, 12:42 PM)
am i reading it right...

the ads on left and right of this page of LYN says HLB 12 months 4% for new funds, ends 31 Oct?
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Yes, can place online
wil-i-am
post Oct 15 2016, 01:36 PM

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QUOTE(bbgoat @ Oct 15 2016, 08:10 AM)
Got a lot of people fooled.  devil.gif
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Rule of thumb : If it's too gud to b true, read twice n spend time to digest
wil-i-am
post Oct 15 2016, 01:38 PM

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T&C for new Maybank GIA-i wef 16/10/2016


Attached File(s)
Attached File  GIA_12_months_and_6_months_Campaign_Terms_and_Conditions_FINAL.pdf ( 341.31k ) Number of downloads: 155
bbgoat
post Oct 15 2016, 05:41 PM

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QUOTE(wil-i-am @ Oct 15 2016, 01:36 PM)
Rule of thumb : If it's too gud to b true, read twice n spend time to digest
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Actually few times already the 4.5% has been mentioned. Has been refuted. But people still excited about the 4.5% and ask or believe in it. biggrin.gif
SUSlowya
post Oct 15 2016, 06:01 PM

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QUOTE(bbgoat @ Oct 15 2016, 05:41 PM)
Actually few times already the 4.5% has been mentioned. Has been refuted. But people still excited about the 4.5% and ask or believe in it.  biggrin.gif
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is the 4.1% GIA real and valid?
bbgoat
post Oct 15 2016, 07:04 PM

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QUOTE(lowya @ Oct 15 2016, 06:01 PM)
is the 4.1% GIA real and valid?
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It is real. What do u mean by real and valid ? hmm.gif
Showtime747
post Oct 15 2016, 08:32 PM

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QUOTE(wil-i-am @ Oct 15 2016, 01:38 PM)
T&C for new Maybank GIA-i wef 16/10/2016
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"2. The Campaign is open to all new GIA-i placements by new and existing Individual......"

Existing GIA-i entitle to the promo ?

If not, uplift existing GIA-i today, and place in GIA-i tomorrow, consider new or not ?
activexxx
post Oct 15 2016, 10:48 PM

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QUOTE(bbgoat @ Oct 15 2016, 07:04 PM)
It is real. What do u mean by real and valid ?  hmm.gif
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Is this applicable for both bumi and non-bumi?

Thanks.
[Ancient]-XinG-
post Oct 16 2016, 07:08 AM

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QUOTE(activexxx @ Oct 15 2016, 10:48 PM)
Is this applicable for both bumi and non-bumi?

Thanks.
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Banks very holy one. They don't Kira race.
SUSlowya
post Oct 16 2016, 09:49 AM

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QUOTE(Ancient-XinG- @ Oct 16 2016, 07:08 AM)
Banks very holy one. They don't Kira race.
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what about unknown source of income which declared as donation?
wil-i-am
post Oct 16 2016, 11:39 AM

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QUOTE(lowya @ Oct 15 2016, 06:01 PM)
is the 4.1% GIA real and valid?
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Of coz it's real n valid as the source is fr their website
wil-i-am
post Oct 16 2016, 11:58 AM

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QUOTE(Showtime747 @ Oct 15 2016, 08:32 PM)
"2. The Campaign is open to all new GIA-i placements by new and existing Individual......"

Existing GIA-i entitle to the promo ?

If not, uplift existing GIA-i today, and place in GIA-i tomorrow, consider new or not ?
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Based on my understanding, Yes
B4 u uplift existing GIA-i, u need to determine whether the said amt is intended for period exceeding 6 mths as the 1st 6 mths rate is same as existing rate
Showtime747
post Oct 16 2016, 12:04 PM

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QUOTE(wil-i-am @ Oct 16 2016, 11:58 AM)
Based on my understanding, Yes
B4 u uplift existing GIA-i, u need to determine whether the said amt is intended for period exceeding 6 mths as the 1st 6 mths rate is same as existing rate
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Thanks bro thumbup.gif

No harm right ? Even if I uplift before the 6 months, I will be getting the same as I don't switch to this promotion
MAC-tronome
post Oct 16 2016, 03:06 PM

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QUOTE(wil-i-am @ Oct 16 2016, 11:39 AM)
Of coz it's real n valid as the source is fr their website
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QUOTE(wil-i-am @ Oct 16 2016, 11:58 AM)
Based on my understanding, Yes
B4 u uplift existing GIA-i, u need to determine whether the said amt is intended for period exceeding 6 mths as the 1st 6 mths rate is same as existing rate
*
QUOTE(Showtime747 @ Oct 16 2016, 12:04 PM)
Thanks bro  thumbup.gif

No harm right ? Even if I uplift before the 6 months, I will be getting the same as I don't switch to this promotion
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not sure if this is same as the normal GIA-i where early withdrawal still get the 3.6%?


The Campaign is open to all new GIA-i placements by new and existing Individual and Business customers of Maybank Islamic Berhad (“the Bank”) i.e. Small Medium Enterprise (SME), Business Banking (BB), Sole Proprietor, Partnership, Clubs, Societies and Associations (“Customers”).

how to know if we are placing as customers of Maybank Islamic Berhad.. my funds from M2USavers

This post has been edited by MAC-tronome: Oct 16 2016, 03:19 PM
nexona88
post Oct 16 2016, 03:53 PM

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QUOTE(lowya @ Oct 15 2016, 06:01 PM)
is the 4.1% GIA real and valid?
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yeah. real deal. no worries biggrin.gif

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