hahah I know what u did there..

it's your choice what u want to write. later only think if BNM or LHDN come knocking your doors

what i did here is simply instilling public awareness of how would a bank approach an individual vs a prominent public figure for example you know who, when it comes to income declared as donation.

whereas,

what you did there is stating a whole lot of assumptions that bears no significant whatsoever for your time spent or whoever reads it.

Normal rate for right now (gia) is 3.6?

Attached thumbnail(s)

Hi all,

That GIA promotion 4.10%,if I withdraw after 1/2 month,izit I'm still entitle interest?


Place OTC or online?

This post has been edited by shuangping: Oct 16 2016, 09:23 PM

I have a question for the Maybank GIA promo

"The offered profit rates for the campaign may be revised should there be an Overnight Policy Rate (OPR) revision by Central Bank of Malaysia, in view of the assets repricing following the OPR revision."

I saw statement above, is it mean that if BNM revises the OPR, the interest may different ? 4.1% may no more ?

Yes.

Yes, provided they dun revised the mthly rate

Yes. Its not fixed..
I expecting to change next month after bnm meeting

Their T&C is silent on tis point
Perhaps u may clarify with them

Better confirm with maybank as T&C didn't state clearly..

Yes
http://www.maybank2u.com.my/mbb_info/m2u/p...al/ACC-Accounts

Thanks sir, miss the good old times of 4.0%

This post has been edited by heavensea: Oct 16 2016, 11:09 PM

Gonna be even lower after bnm meeting next month

bnm boleh.
This campaign is influenced by bnm meeting as well.

Don't think BNM will lower OPR or even change SRR. No boost to housing demand loans or increase in prices, and no effect on exports or investment. Maybe the banks need to collect cheap FD from us to pay off more expensive FD interest of the past? Is the economy so bad that need to lower the loan payments to prevent biz bust which may have the opposite effect instead? Anyway if really got demand for FD and loans, bank will raise FD if not enuf funds. Since banks not raising FD rates, it simply means there is no or small demand, or not approving loans.

Sharp analysis, this is one thing but opr still influence very much on the fd rate.

Car market is stagnant (quite long time) but property still alright as ppl still seeing those new launch projects would be uuu due to bandar malaysia, Pavilion2 etc, and new mrt, hsr.

Perhaps they are right, only time will tell.

Good old times of 1 yr 4.5%, as "near" as in July, 3 mths ago !

Their last year T & C said OK. To be sure, confirm with them. May not be like eGIA-i where interest is calculated daily.

 MBB_GIA_i_Oct_2015.pdf ( 2.28mb ) Number of downloads: 42


This post has been edited by bbgoat: Oct 17 2016, 09:51 AM

The attraction will comes in from 7th mth onwards as it's higher than present rate (assume existing rate @ 3.60% remains unchanged)