MAKLUMAT KORPORAT

Amanah Saham Nasional Berhad (ASNB) ialah anak syarikat milik penuh Permodalan Nasional Berhad (PNB) yang ditubuhkan pada 22 Mei 1979 untuk mengurus dana-dana unit amanah yang dilancarkan oleh PNB. ASNB juga bertanggungjawab untuk mendidik para pelabur mengenai faedah melabur dalam unit amanah melalui penganjuran seminar perancangan kewangan atau lebih dikenali sebagai Seminar 360, pada setiap hari di seluruh negara. Sejak pelancaran unit sulungnya Sekim Amanah Saham Nasional (ASN) pada 20 April 1981, PNB telah melancarkan sepuluh dana unit amanah yang lain iaitu Skim Amanah Saham Bumiputera (ASB), Amanah Saham Wawasan 2020 (ASW 2020), Amanah Saham Nasional 2 (ASN 2), Amanah Saham Malaysia (ASM), Amanah Saham Didik (ASD), Amanah Saham Nasional 3 Imbang (ASN 3), Amanah Saham Gemilang (ASG-Pendidikan, ASG-Kesihatan & ASG-Persaraan), Amanah Saham 1Malaysia (AS 1M) dan yang terbaru Amanah Saham Bumiputera 2 (ASB 2). Daripada 12 dana unit amanah ini, enam daripadanya ialah dana ekuiti berharga tetap, manakala selebihnya ialah dana ekuiti harga berubah-ubah yang merupakan dana-dana pendapatan, pertumbuhan dan seimbang.
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PRODUCTS

VARIABLE PRICE FUNDS

SEKIM AMANAH SAHAM NASIONAL



Objektif
Bagi menjana pulangan yang berpatutan dalam bentuk pengagihan pendapatan dan pertumbuhan modal kepada pemegang-pemegang unit melalui pelaburan dalam kepelbagaian portfolio.

Pelabur Sasaran
Pelabur yang memahami risiko dan pulangan pelaburan dan mencari peningkatan modal bagi jangka masa sederhana ke panjang.

Kelayakan
Bumiputera.
- Akaun Dewasa (18 tahun ke atas).
- Akaun Remaja (ibu bapa atau penjaga sah berumur tidak kurang 18 tahun yang melabur bagi kanak-kanak berumur 6 bulan hingga 18 tahun ke bawah).

Financial Year End: December 31
Historical Amanah Saham Nasional (ASN) Dividend Rate for past 6 years
Net Distribution per unit (sen)
2008 - 5.50
2009 - 5.20
2010 - 6.00
2011 - 6.05
2012 - 6.30
2013 - 6.45
2014 - 6.45

Fund Performence past 4 years

Tahun Berakhir 31 Disember 2011 2012 2013 2014

Kadar Pengagihan Pendapatan Seunit (sen) 6.05 6.30 6.45 6.45

Jumlah Pulangan (%) 5.33 11.45 11.36 -5.11

NAB Seunit Tertinggi (RM) 0.8841 0.9046 0.9391 0.8977

NAB Seunit Terendah (RM) 0.7703 0.8127 0.8225 0.7981

AMANAH SAHAM NASIONAL 2



Objektif
Memberi peluang kepada pemegang-pemegang unit untuk mendapat pulangan dalam bentuk pengagihan pendapatan dan pulangan modal pada tahap risiko yang berpatutan melalui pelaburan dalam kepelbagaian portfolio sekuriti, terutamanya dalam ekuiti sekuriti Malaysia selaras dengan Suratikatan, Garis Panduan dan undang-undang sekuriti.

Pelabur Sasaran
Pelabur yang memahami risiko dan pulangan pelaburan dan mencari peningkatan modal bagi jangka masa sederhana ke panjang.

Kelayakan
Bumiputera 18 tahun ke atas.

Financial Year End: June 30
Historical Amanah Saham Nasional 2(ASN2) Dividend Rate for past 5 years
Net Distribution per unit (sen)
2009 - 5.20
2010 - 5.20
2011 - 5.50
2012 - 6.50
2013 - 7.10
2014 - 6.90
2015 - 3.45

Fund Performence past 4 years

Tahun Berakhir 30 Jun 2012 2013 2014 2015

Kadar Pengagihan Pendapatan Seunit (sen) 6.50 7.10 6.90 3.45

Jumlah Pulangan (%) 6.56 14.13 9.47 -2.57

NAB Seunit Tertinggi (RM) 1.2588 1.3783 1.4135 1.13586

NAB Seunit Terendah (RM) 1.0504 1.1948 1.2447 0.6174

AMANAH SAHAM NASIONAL 3 IMBANG



Objektif
Untuk menjana pertumbuhan modal dalam jangka masa sederhana hingga jangka masa panjang menerusi pelaburan dalam portfolio yang seimbang dan melalui pelaburan semula pengagihan pendapatan, sekiranya ada.

Pelabur Sasaran
Pelabur yang memahami risiko dan pulangan pelaburan serta mengharapkan pertumbuhan modal bagi tempoh jangka masa sederhana ke panjang.

Kelayakan
Warganegara 18 tahun ke atas.

Financial Year End: November 30
Historical Amanah Saham Nasional 3 (ASN3) Dividend Rate for past 5 years
Net Distribution per unit (sen)
2009 - 7.00
2010 - 5.50
2011 - 6.00
2012 - 6.30
2013 - 6.40
2014 - 6.20

Fund Performence past 4 years
Tahun Berakhir 30 November 2011 2012 2013 2014

Kadar Pengagihan Pendapatan Seunit (sen) 6.00 6.30 6.40 6.20

Jumlah Pulangan (%) 3.17 11.64 10.86 2.21

NAB Seunit Tertinggi (RM) 1.1510 1.2010 1.2331 1.2126

NAB Seunit Terendah (RM) 1.0522 1.0495 1.1124 1.1582

AMANAH SAHAM GEMILANG



Financial Year End: March 31
Historical Amanah Gemilang Pendidkan (ASG-P) Dividend Rate for past 6 years
Net Distribution per unit (sen)
2009 - 5.50
2010 - 5.50
2011 - 5.60
2012 - 7.00
2013 - 7.10
2014 - 7.10
2015 - 7.10

Financial Year End: March 31
Historical Amanah Saham Gemilang Kesihatan (ASG-K) Dividend Rate for past 6 years
Net Distribution per unit (sen)
2009 - 6.00
2010 - 6.00
2011 - 6.10
2012 - 7.10
2013 - 7.20
2014 - 7.20
2015 - 7.20

Financial Year End: March 31
Historical Amanah Saham Gemilang Persaraan (ASG-P) Dividend Rate for past 6 years
Net Distribution per unit (sen)
2009 - 5.00
2010 - 5.00
2011 - 5.10
2012 - 7.05
2013 - 7.30
2014 - 7.05
2015 - 7.05

This post has been edited by [Ancient]-XinG-: Oct 15 2016, 06:58 AM

[FIXED PRICE FUNDS]

SKIM AMANAH SAHAM BUMIPUTERA



Objektif
Untuk menjana pulangan jangka panjang yang kompetitif dan konsisten kepada pemegang-pemegang unit di samping memastikan pengekalan modal pada tahap toleransi risiko yang minimum.

Pelabur Sasaran
Pelabur yang memahami risiko dan pulangan pelaburan serta menjangkakan manfaat dari pertumbuhan jangka panjang tabung hasil pelaburan semula pengagihan pendapatan (sekiranya ada) dan penerimaan pendapatan (sekiranya ada) ke atas pelaburan mereka.

Kelayakan
Bumiputera.
- Akaun Dewasa (18 tahun ke atas).
- Akaun Remaja (ibu bapa atau penjaga sah berumur tidak kurang 18 tahun yang melabur bagi kanak-kanak berumur 6 bulan hingga 18 tahun ke bawah).

Financial Year End: December 31
Historical Amanah Saham Bumiputera (ASB) Dividend Rate for past 7 years
Net Distribution per unit (sen)
2008 - 7.00 + 1.75
2009 - 7.30 + 1.25
2010 - 7.50 + 1.25
2011 - 7.65 + 1.15
2012 - 7.75 + 1.15
2013 - 7.70 + 1.00
2014 - 7.50 + 1.00
2015 - 7.25 + 0.50
(Dividend) + (Bonus)


AMANAH SAHAM WAWASAN 2020



Objektif
Untuk memberi kadar pulangan yang berpatutan kepada pemegang-pemegang unit menerusi pelaburan dalam portfolio terpilih yang terdiri daripada pelaburan yang dibenarkan.

Pelabur Sasaran
Pelabur yang memahami risiko dan pulangan pelaburan serta mengharapkan manfaat dari pertumbuhan jangka panjang tabung hasil pelaburan semula pengagihan pendapatan (sekiranya ada) dan penerimaan pendapatan (sekiranya ada) ke atas pelaburan mereka.

Kelayakan
Warganegara.
- Akaun Dewasa (18 tahun ke atas).
- Akaun Remaja (ibu bapa atau penjaga sah berumur tidak kurang 18 tahun yang melabur bagi kanak-kanak berumur 6 bulan hingga 18 tahun ke bawah).

Financial Year End: August 31
Historical Amanah Saham Wawasan 2020 (ASW2020) Dividend Rate for past 7 years
Net Distribution per unit (sen)
2009 - 7.00
2010 - 6.30
2011 - 6.50
2012 - 6.60
2013 - 6.70
2014 - 6.60
2015 - 6.40
2016 -

AMANAH SAHAM MALAYSIA



Objektif
Untuk memberi peluang kepada pemegang-pemegang unit membuat pelaburan jangka panjang yang menjana pulangan yang kompetitif dan berterusan menerusi pelaburan dalam portfolio yang dipelbagaikan.


Pelabur Sasaran
Pelabur yang memahami risiko dan pulangan pelaburan serta mengharapkan manfaat dari pertumbuhan jangka panjang tabung hasil pelaburan semula pengagihan pendapatan (sekiranya ada) dan penerimaan pendapatan (sekiranya ada) ke atas pelaburan mereka.

Kelayakan
Warganegara.
- Akaun Dewasa (18 tahun ke atas).
- Akaun Remaja (ibu bapa atau penjaga sah berumur tidak kurang 18 tahun yang melabur bagi kanak-kanak berumur 6 bulan hingga 18 tahun ke bawah).

Financial Year End: March 31
Historical Amanah Saham Malaysia (ASM) Dividend Rate for past 7 years
Net Distribution per unit (sen)
2009 - 6.25
2010 - 6.30
2011 - 6.38
2012 - 6.80
2013 - 6.50
2014 - 6.60
2015 - 6.60
2016 - 6.30
AMANAH SAHAM DIDIK



Objektif
Untuk memberi peluang pelaburan yang dapat menjana pulangan dan pertumbuhan pelaburan jangka panjang yang berpatutan kepada pemegang-pemegang unit

Pelabur Sasaran
Pelabur yang memahami risiko dan pulangan pelaburan dan mengharapkan pertumbuhan modal bagi jangka masa panjang dari pelaburan semula pengagihan pendapatan (sekiranya ada), sebagai persediaan keperluan kewangan bagi tujuan perbelanjaan pendidikan pelabur dan ahli keluarga pada masa hadapan.

Kelayakan
Bumiputera.
- Akaun Dewasa (18 tahun ke atas).
- Akaun Remaja (ibu bapa atau penjaga sah berumur tidak kurang 18 tahun yang melabur bagi kanak-kanak berumur 6 bulan hingga 18 tahun ke bawah).

Financial Year End: June 30
Historical Amanah Saham Didik (ASD) Dividend Rate for past 7 years
Net Distribution per unit (sen)
2009 - 6.30
2010 - 6.35
2011 - 6.50
2012 - 6.60
2013 - 6.80
2014 - 6.60
2015 - 6.60
2016 - 6.30

AMANAH SAHAM 1MALAYSIA



Objektif
Objektif pelaburan AS 1Malaysia adalah untuk mendapatkan peluang pelaburan yang menjana pendapatan yang konsisten dan berterusan di samping mengekalkan modal pelaburan para pemegang unit di dalam tempoh jangka panjang melalui portfolio pelaburan yang dipelbagaikan.

Pelabur Sasaran
- Pelabur jangka masa sederhana dan jangka masa panjang.
- Pelabur yang memahami pulangan dan risiko.
- Pelabur yang ingin mendapatkan pulangan dari pengagihan pendapatan, sekiranya ada.

Kelayakan
Warganegara.
- Akaun Dewasa (18 tahun ke atas).
- Akaun Remaja (ibu bapa atau penjaga sah berumur tidak kurang 18 tahun yang melabur bagi kanak-kanak berumur 6 bulan hingga 18 tahun ke bawah).

Financial Year End: September 30
Historical Amanah Saham 1Malaysia (AS1M) Dividend Rate for past 6 years
Net Distribution per unit (sen)
2010 - 6.38
2011 - 6.50
2012 - 6.60
2013 - 6.80
2014 - 6.60
2015 - 6.40
2016 -
AMANAH SAHAM BUMIPUTERA 2



Objektif
Menjana pulangan jangka panjang yang konsisten di samping memastikan pengekalan modal pemegang unit dengan menyertai pelaburan di dalam portfolio aset campuran.

Pelabur Sasaran
Dana ini sesuai untuk pelabur yang mempunyai profil yang berikut:

- Memahami risiko dan pulangan pelaburan.
- Mencari instrumen pelaburan jangka panjang yang berpotensi untuk menjana pulangan
tahunan yang lebih baik daripada kadar
pulangan purata Sekuriti Kerajaan Malaysia
(Malaysia Government Securities, MGS)
5-Tahun.

Kelayakan
Bumiputera.
- Akaun Dewasa (18 tahun ke atas).
- Akaun Remaja (ibu bapa atau penjaga sah berumur tidak kurang 18 tahun yang melabur bagi kanak-kanak berumur 6 bulan hingga 18 tahun ke bawah).

Financial Year End: March 31
Historical Amanah Saham Bumiputera 2 (ASB2) Dividend Rate for past 1 years
Net Distribution per unit (sen)
2015 - 7.50 + 0.25
2016 - 7.05 + 0.00
(Dividend) + (Bonus)

This post has been edited by [Ancient]-XinG-: Oct 15 2016, 07:06 AM

Frequently Ask Question [READ ME]

Updated 2016 FEB

1 - I am a non-bumiputera. And I am totally new to this. Which fund should I go?

You miss the so called golden chance which is happening on 2015 JUNE - OCTOBER, regarding our top picked FIXED PRICED FUNDS. Those were the time where people top up and the success rate is almost 100% (any amount), as well as opening up a new account. However, for now, the chances is still there, but try little bit more harder and the units will be lesser and lesser in coming weeks or months. Well, its also depend on various factor such as world markets, commodities prices and some "national issues". For those who having any account on Fixed Price Funds, you can keep trying to top up with no guarantee you able to get additional units. Next, for those who having higher risk appetite, Variable Price Funds, ASG, and ASN3. Currently only have this two option for you. Now in laymen term, the prices are low, if you have a brave heart, can try it. ASG Pesaraan. Once ROI around 15% but when the chance or interpreted the market wrongly end up ROI will be around 3.5% or negative value VP funds can be fun if the timing is correct. But there will be some platform give better experiences such as FSM, but I myself haven't try it. But people say its good.

2 - I am a bumiputera. And I am totally new to this. Which fund should I go?

Follow this order, you will never go wrong. ASB - ASB 2 - ASW2020 - ASM - ASD - AS1M.

3 - Any online transection allow?

Yes, one of them is m2u and CIMB Clicks. But currently CIMB having some problems as you cant merge account due to system upgrades by ASNB. M2U for non bumiputera is AS1M, but each and every transection need processing fees of MYR 1.06.

4 - EPF?

Yes. But details need an expert to explain it.

5 - Where can I buy the unit?

Agents. Pos MY, MBB, RHB, CIMB. And ASNB office as well. Newly added will be Affin Banks, BSN, Alliance Banks. But the service provided will be varies.

6 - Best time to buy?

No specific time but, most people do say that. Before any big festive sessions, school reopen and any occasion that need money. However, you don't know when people do need those money.

7. Places to try opening new Fixed Price Fund for the Non-Bumipuitera.

Maybank
KLIA2, Bdr Bkt Tinggi 1, Klang Town, D'sara Uptown, KL Sentral, Cyberjaya, Cheng & Graha Peladang (Melaka),
Rampai Biz Park, Karak, KLCC, Desa Jaya (Kepong), Taman Pelangi (JB), Kompleks Bandar (OUG), Mid Valley Mall, Kuchai Lama

ASNB
KL HQ, Melaka, Bayan Lepas, Kuching, Seberang Jaya

PosMalaysia
HQ KL, Shah Alam, Triang, Klang Utara (near Mydin)

CIMB
Bangi, Jalan Parry Miri, Taman Putra Ampang, D'sara Uptown

RHB
Padungan, KLCC, Simpang 3 Kuching, Jalan Stesen Klang, Bandar Utama

Affin Bank
Cyberjaya

Places above are based on user experiences. And they managed to open the precious account on the mentioned location.

8. How much can I top up per day?(CASH)

50000 MYR per day for all types of products. Meaning, the limit will impose on an account number. (I guess this is the reason they upgrading their system.)

__________________________________________________________________________________________________________________________________

Flash Facts

- If there is no units available, you will never ever able to purchase new units or opening up a new account.

- To open up an account, you need 100 MYR.

- To top up, minimum value shall at 1.00 MYR.

- When opening up an account, can choose any of the three FP, they actually act the same just subject to availability.

- To top up any amount also acceptable, but just above 1.00 MYR.

- Regarding the date to top up, its up to you. I don't wish to explain this further.

- Funds can be top up via CIMB and MBB, online. However, for non bumi, the only available for online purchase will be AS1M. There will no specific limit, but still subject to availability.

- For non bumi, try opening up FP first.

__________________________________________________________________________________________________________________________________


Please do take note, this is heavily dependent on the KLCI performance. And the total return do affects its performance too. Do not confused by the "dividend" paid.

Calculation upon Variable Price Fund using ASG as an example.

NAV of the day you invest - 1.1800
Amount of MYR invested - 10000
Units in hand - 8474.58
___________________________________
Dividend pay on the financial year end - 7.0%
Dividend - 593.22 MYR
NAV of the day - 1.1300
Units paid - 524.97
Total units in hand - 8999.55
___________________________________
If lets say you want to cash out that day
you will get 10169.49 MYR
___________________________________
If you stay for 5 years
Y1 - 8999.55
Dividend - 6.8%
NAV - 1.1500
9531.69 MYR


Y2 - 9531.69
Dividend - 6.8%
NAV - 1.1580
10091.41 MYR


Y3 - 10091.41
Dividend 6.8%
NAV - 1.1600
10682.98 MYR

Y4 - 10682.99
Dividend 6.8%
NAV - 1.1700
11303.88 MYR

Y5 - 11303.88
NAV 1.18
Total cash in hand - 13338.58.
____________________________________

Comparing with FD ( Compounding ) Flat rate 4.0% p.a.
Y1 - 10000
Y2 - 10400
Y3 - 10816
Y4 - 11248.64
Y5 - 11698.58
In MYR.
____________________________________


Of course you CAN'T invest fully in 1 method only. FD is the best among all when it come to risk. Thus, don't put all eggs in 1 basket. Diversify it.
And see things do happen like now. Crude oil, flood, all affecting nation as well as MY will affecting the BURSA and thus ASG.
Hope I help in this post. Feel free to ask me. My answer may be incorrect but I can tell you some info that banker reluctant to tell you. And, FP > VP, anytime.
____________________________________

Just to share some info I got ASNB official page.

____________________________________
ASG Pendidkan
Novagni Cat - MIXED ASSET MY
Fund rating - 2 stars
Peer ranking - 30/42
Unit in circulation - 311.15 Mil Units.

ASG - Kesihatan
Novagni Cat - EQUITY MY
Fund rating - 3 stars
Peer rating - 53/75
Unit in circulation - 409.32 Mil Units.

ASG - Persaraan
Novagni Cat - MIXXED ASSET MY
Fund rating - 3 stars
Peer rating - 21/42
Unit in circulation - 136.64 Mil Units.

** Collectively the three unit trust under the umbrella of ASG have cumulative maximum size of 1.0 billion unit.

*** Potential investor are those who understand investment risk and rewards and are seeking growth of capital over long term period and plan to fulfil the financial requirement for their education/medical expenses/retirement.




Latest insider news-
Online system is on the way, the days where need to perform over the counter transection is coming to an end...
Credit to hyelbeine

This post has been edited by [Ancient]-XinG-: Oct 14 2016, 05:26 PM

Continued from earlier version
https://forum.lowyat.net/index.php?showtopi...&#entry81028554

Check in new versions..

Hoping new chairman new ASx FP funds

New fund usually decided by top gun like PM right?
Just like Mahathir decided on ASW and Mr Jib decided on AS1M and ASB2.
Don't think the CEO can just simply decide a new fund.

Btw, can update the limit on how much can withdraw on the first post.
Like RHB no limit, etc. etc.
People ask this every time.

The launching of new FP ASx is driven by political agenda
I foresee they may launch 1 in anticipation of GE14

well if the PNB chairman can give "advice" to our beloved PM, sure can go one..

but SC approval might be problem..

ASW dividend is around the corner
Hopefully d new Chairman could deliver gud surprise to unit holders

ASW = Mahathir

AS1M = Jibby

so logically which one might give some "surprise gift" to unitholders (if any)

ASM was under M also right?

yes.

but we're talking about upcoming dividend which is ASW & AS1M (1mth part only)

Do you foresee lots of withdrawal after dividend?

Yes

What are the reasons for account holders to withdraw, considering the FD rate is not that attractive in comparison?

Well there's various factors..

It's for sustain cost of living, lack of confidence in pnb, use for d/payment for house or cars, children education etc.

Then it's time for us to pick up. Fund size usually will be increased to accommodate the dividend?

Actually the fund size is currently bigger than units in circulation..

But yeah, unit in circulation will be more..

Most malaysians pantang see new money in their account. See new money must go shopping, go fancy restaurant, etc.

Yes can topup. If don't increase ASNB will payout in cheque.

Where can i look for historical price?
Asnb seems doesnt have it

Sad to say ASNB dun keep published historical price

There r various reasons y Ppl withdraw

what are the fees like? fees for buying units, selling units, maintenance fee etc?

sorry if my question sounds dumb... i'm new to this...

U can obtain more info via their MP

Yes provided Dividend is reinvested in d form of additional units

New chairman’s task to sustain PNB’s returns
http://www.thestar.com.my/business/busines...n-pnbs-returns/

From what I know is "feeless" as the fees is already counted into thr NAV.

Expecting 2018 dividend payments to Be in cheque or direct debit into SA (those gave bank acc details)

And why is that?

ASNB want to limit the fund size in order to maintain competitive returns

It's getting too big..
And SC is not so keen to give approvals on increased fund size

Well that is bad news as normal people like me will need to try luck and topup. Some more since it's not going to be in units, chances of topping up have decrease (people won't withdraw after dividend date since there's nothing to withdraw)

that's why this upcoming ex-dividend date is very critical.. die die must take time to top up. by using AL or MC

next year 2017 FY it's 50/50..

Due to tis restriction, chance to top up is indeed limited
Having said tat, pocket of opportunities do arise

Getting ready for treasure hunt on Mon

Think of waiting for ex divided date since it's August already..
People won't withdraw...

Anyhow what the divided rate could be
Same like ASM...

If topup ASW by next monday, can enjoy dividend?

No. Only if you topup today. If you topup today, you will get 1/12 x amount x 0.06x.

Many thanks

Does bank allow top up by Cheque?

No. Unless opening of new fund. Better to use SA and contra from SA. For me, I prefer cold hard cash.

This post has been edited by Ramjade: Aug 1 2016, 10:42 AM

Don't think so..
Only asnb accept & u need to give passbook to them for 1week for clear the transactions..

Peraduan LOL Campaign ended. Anyone won any free units?

Not so fast.. Maybe September only we know who are the lucky one...

If one were to withdraw before dividend date, is he entitled for dividend for the period prior to withdrawal?

If you put A amount of money from 1st to last day of a month,
it will be entitled for = 1/12 x (A) x DividendRate

So it is confirmed that withdrawal before dividend date does not has any impact to the dividend entitlement ?

Yes it does. Eg. You have rm10k. You withdraw rm5k. So your dividend will be
No. Of months/12 x rm5k x dividend rate.

Remember, dividend is based on lowest amount of the month.

This post has been edited by Ramjade: Aug 1 2016, 01:26 PM

For clarity, do you need to account for the RM10k for the period prior to withdrawal date?

As long as the rm10k was deposited before or on the 1st of every month, you will get the divudend. However if you deposit rm10k on 2nd of the month and onwaeds, you won't get dividend for that rm10k for that current month. You will only get the dividend for that rm10k next month.

So there will be Dividend for the RM10k, for the months prior to withdrawal date, though you withdraw before dividend date, right?

Yes. That's right.

last week walked to far to PNB headoffice to top up...first time going there...all the time use banks only...
staff there friendlier, especially to non-bumi..hehe...
but sad case all 3 fixed price none available...before me saw a few aunties dapat..
downside is need to withdraw money and use cash to top up...

but at least they changed all my passbooks to NEW PASSBOOKS ! yay! lol

anyone successful in topping up today? both cimb and rhb said system down, not sure true or not...

Don't like the idea to carry cash, refer transfer from CASA

AS1M megasales?

on this very important day, MBB system down with the whole thing down including normal banking trisection.

but too lazy going other MBB which I don't know the banker there, meaning its useless anywhere.

The world is against me lol

Morning want to eat dim sum, they rest.
go maybank all system down.
want eat eco rice, they rest.
want watch drama, site down.

preject last minutes only inform, tomorrow presentation. knn. luckily just simply do also can.

siennnnnnn.

lost 1 month dividend just like that

wah Maybank, CIMB & RHB down today huh?

something really fishy...

only ASNB is online as our fellow forummer went today to try luck.

anyone tried Affin today? they also system down kah??

#‎ASNBpilihanpelaburbijak‬

Top up ASM with RHB around 10am today. No problem.

then the branch that harmonics3 went to is doing "oscar award"

did my ASNB transaction around 10:30am at RHB and 11:30am at CIMB. System ok

how much u managed to grab?

a lot. sales proceeds of my invested property.

Wow, high 6 digits?

ya, very likely as the staff giving the queue numbers just told me system down almost instantly the moment i mentioned "nak tambah" asn FP

This post has been edited by harmonics3: Aug 1 2016, 09:26 PM

Next time go different branch...
Or better asnb office..

Just wonder is dividend income from ASX taxable?

Nope.
Don't worry..

How many digits?

Managed to top up some ytday for all 3 books

4 digits, any threshold that one need to file for income tax?

ASx is tax free.

so why needed to file income tax for

previously FD above 1mil needed to declare. Now don't needed anymore

Managed to open an ASM account yesterday at Affin on my first try

Next try to open asw2020 account

U not yet experience kena robbed and stabbed.

Once kena see you can talk loud like this.

Good luck!

Confirm ke bro??

Meaning kena topup now as much as possible?

Walao. Cursing me.

So people will hold instead of sell the units?

If it's true in a way yes. Cause dividend paid out in cheque or straight into SA, so people won't withdraw the principal.
At present, dividend is given in unit. So upon dividend date, lots of people go to bank/asnb and withdraw all/some of the dividend hence freeing up some units on the market letting some of us to topup.

But we will see when we get there.

This post has been edited by Ramjade: Aug 2 2016, 08:00 PM

So no mega sale this year even for dividend date

Not this year la. They say starting 2018. Again most likely rumors.

Well if current fund size don't increase (SC reject)..
Some of us did some calculation.. This year should be safe..
Next year 50/50 might be effected...

Then this upcoming dividend date will be very competitive, lots of people queueing

Nope as it depends on individual personality

Dun worry so much
We'll cross that bridge when we come to it

yup.

that's why I said previously. die die must go top up on ex-dividend.
take AL or MC or what ever excuses u can think of

unless u have someone inside, then anytime can try no worries

True. Stay positive. Maybe some other people will withdraw if want further study, get married, buy big house, big car etc.

Then we shall the opportunity to grab as many as possible.

Anyone received the Trust Declaration contract yet?