Most malaysians pantang see new money in their account. See new money must go shopping, go fancy restaurant, etc.

Yes can topup. If don't increase ASNB will payout in cheque.

From what I know is "feeless" as the fees is already counted into thr NAV.

And why is that?

Well that is bad news as normal people like me will need to try luck and topup. Some more since it's not going to be in units, chances of topping up have decrease (people won't withdraw after dividend date since there's nothing to withdraw)

No. Only if you topup today. If you topup today, you will get 1/12 x amount x 0.06x.

No. Unless opening of new fund. Better to use SA and contra from SA. For me, I prefer cold hard cash.

This post has been edited by Ramjade: Aug 1 2016, 10:42 AM

Yes it does. Eg. You have rm10k. You withdraw rm5k. So your dividend will be
No. Of months/12 x rm5k x dividend rate.

Remember, dividend is based on lowest amount of the month.

This post has been edited by Ramjade: Aug 1 2016, 01:26 PM

As long as the rm10k was deposited before or on the 1st of every month, you will get the divudend. However if you deposit rm10k on 2nd of the month and onwaeds, you won't get dividend for that rm10k for that current month. You will only get the dividend for that rm10k next month.

Yes. That's right.

Walao. Cursing me.

If it's true in a way yes. Cause dividend paid out in cheque or straight into SA, so people won't withdraw the principal.
At present, dividend is given in unit. So upon dividend date, lots of people go to bank/asnb and withdraw all/some of the dividend hence freeing up some units on the market letting some of us to topup.

But we will see when we get there.

This post has been edited by Ramjade: Aug 2 2016, 08:00 PM

Not this year la. They say starting 2018. Again most likely rumors.

Got only Rm500 of ASW. Met the auntie which make my blood boil (everytime she go, sure dapat and then she take so long at the counter - trying all books for others too)

Nope. Depends the worker want to entertain our request or not.

I don't care if she does the same thing. What irk me is she gave me the smug look last time that she got it and I didn't get it.

Can if got surat wakil. Also, some banks don't need surat wakil (if you are a regular face)

As1m got a lot during lunch time, I suspect got >rm10k cause I sapu rm9k then the clerk don't want to do anymore cause want to go for lunch. How I know got more than rm10k? Simple. After 5 minutes she try still got. She was withdrawing my ASG to pay for the AS1M unit which took up like 5 minutes. Furthermore, I was standing at the counter for 30 minutes+.

Decided rm9k haul cukup for the day.
ASW2020 only RM500.

One customer after me complain why so slow?

This post has been edited by Ramjade: Aug 4 2016, 06:30 PM

Depend on yourself. I only got ~3% p.a after about 3 years. So better I cut and take profit now and transfer to ASX FP.

No. You already lose 5% when you buy. Dividend not important in ASG. Just hope NAV price increase to see if you can get back your principal.

ASG was a mistake I made when I don't know anything about UT.
Now at least my Kesihatan, persaraan left 3 digit of unit. Pendidikan still have 4 digit.