as1m not looking good ya

Oh, now i get it. The digits include the decimal points.

That's one thing..
Another one, too much on as1m.. Needed to balancing

wish some day I can speak too much as well
finding equilibrium of funds

You guys still got time to do rebalance on the funds, for me i try to get as much as i could in an funds FP, as my ultimate objective is to load every things in the funds instead of FD....... so still long way to go...

All eggs in one basket?

Wow.... must be hitting 6 or 7 digits, so if you dump, we can pick it up



This post has been edited by Kamen Rider: Oct 13 2016, 07:15 AM

Yeah, as wanted a consistent return in FP funds .... hope the basket not drop.... i am looking for advice an benchmark how to balan our portfolio, skew towarda share market or skew toward FP funds or FD

A tip. Whenever your FD matured, DO NOT GO FOR FD promo. Straight divert the cash to FP funds. That's how I did. Still have 1/4 FD left which will park in UT via FSM.


1. Take a leaf out of unker goat's book. You don't need to win a genetic lottery. You just need the right person and time.
2. Adk bbgoat hard to get or not.
3. True.
4. Not necessarily.

This post has been edited by Ramjade: Oct 13 2016, 07:54 AM

Now u switch to Fsm

Thanks for the advice....
Btw what is FSM?

Fund Super Mart (FSM) is an online platform that serves as an agent to many fund houses' unit trust fund investment.

FSM Malaysia Official Site

FSM @ Lowyat Forum

Because it's true. The longer one stays with ASX FP the more one lose in terms of gains. I am not withdrawing out my ASX FP because
(1) liquidity - it can function as my emergnecy cash reserve (a large one instead of eGIA-i)
(2) acceptable returns - 6.x% without losing a single sen.

FSM is an online platform to buy UT. Buying from agents incur 5+% service charge. Buying from FSM incur only 2% service charge. There's eunittrust too which offer 0% service charge occasionally (something which FSM don't). Will open that when I have time.

Not that high
Yup. Might dump when time comes..

If follow heart, I presume u have unlimited digits

managed to top up 5digit in as1m.. but very difficult to get asw/asm.. why ya? as1m no good?

Don't discuss too much on this lah, otherwise "sifu" in FSM would comment "very petty and childish discussion" or "quality of this thread has been deteriorating".

This post has been edited by MGM: Oct 13 2016, 12:29 PM

Dividend just out..
People are withdrawing for various purpose

Today manage to put 5k in ASW...I realize my luck running out as not so easy to top up ASW already.

Oh, ....99999 units.... let go by you