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 Ultimate Discussion of ASNB (47457-V) VI, Wholly owned subsidary of PNB (38218-X)

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filage
post Jul 30 2016, 10:42 AM

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QUOTE(nexona88 @ Jul 30 2016, 10:03 AM)
Check in new versions..

Hoping new chairman new ASx FP funds :lol:
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New fund usually decided by top gun like PM right?
Just like Mahathir decided on ASW and Mr Jib decided on AS1M and ASB2.
Don't think the CEO can just simply decide a new fund.

Btw, can update the limit on how much can withdraw on the first post.
Like RHB no limit, etc. etc.
People ask this every time.

filage
post Aug 1 2016, 10:51 AM

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Peraduan LOL Campaign ended. Anyone won any free units?
filage
post Aug 1 2016, 12:42 PM

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QUOTE(tonytyk @ Aug 1 2016, 12:34 PM)
If one were to withdraw before dividend date, is he entitled for dividend for the period prior to withdrawal?
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If you put A amount of money from 1st to last day of a month,
it will be entitled for = 1/12 x (A) x DividendRate


filage
post Aug 8 2016, 10:50 AM

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What is the reason they open new units in 2009?
Bad economy?
filage
post Aug 9 2016, 01:05 PM

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QUOTE(wonglokat @ Aug 9 2016, 12:40 PM)
How long / many tries will the staff at the counter be willing to hunt for available units? I've seen some persistent aunties and uncles in my last visit. I don't think I'm much of a haggler / implore-r  :blink:
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Maybe they will give more time for uncle and aunties because uncle and aunties will be more pushy and uncle and aunties are older so they dare not simply shoo them away too fast. If see some youngster, they will probably "tekan" 1 time and "takde unit". But some say can keep taking number and let them see your face again and again.




filage
post Aug 9 2016, 01:50 PM

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QUOTE(nexona88 @ Aug 9 2016, 01:38 PM)
depends on staff mood..

for me it's can range from 1x till 6x per passbook  :flex:

the 1x try always CIMB, that's why I boycott them  :bangwall:  :angry:  :ranting:
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Do you normally stand at counter while they try?
My experience, always ask me to sit down and they do it. I think they attend other things while "tekan-tekan" once in a while.. Hmm..
Later they call my name and I will go to the counter. It will be the moment of truth, whether "Sorry, no unit today." or quickly pass the forms and ask you to sign. I think last time need to sign now maybe don't need already.


filage
post Aug 9 2016, 01:55 PM

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QUOTE(wil-i-am @ Aug 9 2016, 01:43 PM)
Was informed tat top up time at Pos is until 4pm (follow Banks) ony instead of until 5pm previously
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Are you sure Pos can topup during 4-5pm last time? I thought every agent is depend on PNB server which will close down at 4.00pm. Banks will normally ask you to go home if you say want to do ASX at 3.30pm..


filage
post Aug 9 2016, 02:00 PM

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QUOTE(wil-i-am @ Aug 9 2016, 01:56 PM)
I managed to top up until 4.58pm (based on computer validation) last time at Pos M'sia
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I see. Not sure if their PNB server was open until 5 last time.

filage
post Aug 17 2016, 10:57 PM

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All regular top-up poster gone missing these days..
or busy working hard to pile up bullets.

This post has been edited by filage: Aug 17 2016, 10:59 PM
filage
post Aug 20 2016, 12:24 PM

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For those that always top-up, do you finish your passbook very fast and keep taking new passbook?


filage
post Aug 22 2016, 09:57 AM

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Announce ASW rate during these few days?

Do you think this time dividend day top-up will have less chance because many people from FD want to convert over because of FD rate down?






This post has been edited by filage: Aug 22 2016, 10:02 AM
filage
post Aug 25 2016, 11:08 AM

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Is other races like Chinese/Indian allowed to work at PNB/ASNB?
filage
post Aug 25 2016, 11:28 AM

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QUOTE(wil-i-am @ Aug 25 2016, 11:22 AM)
Very sensitive question to answer
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QUOTE(nexona88 @ Aug 25 2016, 11:16 AM)
Didn't see any? :hmm:
But I think I saw sarawakian before :hmm: because no tudung :hehe:
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Think I never see Chinese work there before. I mean if like Petronas government company, still have Chinese work there I assume. Not sure about PNB. Mostly see Malays only.




filage
post Aug 30 2016, 05:38 PM

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This post has been edited by filage: Sep 11 2016, 08:27 AM
filage
post Aug 30 2016, 10:43 PM

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QUOTE(nexona88 @ Aug 30 2016, 08:38 PM)
Wah can reprint again.. Agents cannot do that.. :cry:
Once printed, it stays that way :blush:
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It seem like the printer don't need to adjust the book properly, like it have laser to auto detect the alignment.
Just open at the correct page and "throw" it into the mouth of the printer. That's why I saw. Even the book also not straight, but like can print straight but not everytime is perfect. Although print slanted happen less, but print overlap or in between lines is very common. Wrong page printing is human problem, didn't flip to the correct page.

My friend say his one of the book got another problem.
The No. Ahli is printed together with Kod Agen on the same line. Kod agent suppose to be printed on another page. Now overlapping words, very hard to read.
Looks like really dodgy and lazy teller. Didn't bother to look properly which page to print.


filage
post Aug 31 2016, 10:04 AM

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QUOTE(twinkle5129 @ Aug 31 2016, 09:36 AM)
I'll check again when I drop by Affin.
Not worry about any risk yet. Trying to diversify to dividend stocks.
Just checked, ex dividends Oct 1st 2016- Sat for As1m, April 1st 2017- Sat for ASM. So no point trying to move from 1 account to another on the ex dividend date.
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Wow, what a bad timing on the calendar. Looks like no chance to topup on 1st day of dividend date after this ASW.



filage
post Aug 31 2016, 01:13 PM

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QUOTE(??!! @ Aug 31 2016, 12:28 PM)
Book printing mess-up is very common..kena at ASNB and agent banks.
Macam macam pattern ada - printed on existing lines, resulting in garbled mess of illegible prints, slanted lines & skip page.
But they can reprint those overlap transactions (current ones only) if need to.
Update aje ke? Tak top-up ke?
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Only saw in post office there are some female staff who carefully check the lines, print properly, put pen stroke on the last line, printer is full of ink and so on.

Most of the mess-up happens at the bank. The printer out of ink also not rare. I think the bank teller is so used to print those stuff everyday, they don't want to do carefully anymore. Just simply throw the book to the printer.

I think if go to some small start-up branch of bank, they may be more careful as well. Those big branch that exist for a long time are mostly careless and lousy service.



This post has been edited by filage: Aug 31 2016, 01:15 PM
filage
post Aug 31 2016, 11:01 PM

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QUOTE(Ramjade @ Aug 31 2016, 09:16 PM)
If you have access to asnb branches, you can start trying at 815. If don't have, wait for banks.
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I think 815 is open the door, but the system not start yet. But everyday will be queue of people outside the door before 815. Once 815 door open, all rush in to grab number.


filage
post Sep 1 2016, 03:43 PM

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Near close time now. How's the units? Dried up?


filage
post Sep 1 2016, 10:09 PM

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QUOTE(milo.dinosaur @ Sep 1 2016, 07:30 PM)
Looks like registering for new account is trickier than topping up.

To paraphrase what Maybank and CIMB staff told me, registration takes some time and it's possible that all units are taken by the time you're done registering, leaving you with an account with zero deposit. In that case the account will be stuck in "pending" and rendered invalid (or something along that line). Whereas if you're registering at ASNB, they can reserve the units during registration to prevent the previous scenario from happening.

As expected, I had no luck in Maybank. Surprisingly CIMB staff phoned the local ASNB branch and found out that somehow new account with zero deposit is fine :confused:. So I proceeded with trying to open a new account there. In any case, I didn't find out whether zero-deposit was okay or not because I managed to purchase a small amount of ASW units  :clap: . Kudos to CIMB for nice service.
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Your 1st para is correct, got similar experiences. Staff keep questioning "Apa ini no. ahli invalid?" after passbook printed out. After print passbook, they will key in the AC number to catch unit. That's when error happen. I think maybe have a time limit to catch unit once passbook printed, that's why once overtime and can't catch enough unit within the time limit - account become invalid.

But 2nd para don't think is correct. The rule is minimum 100unit.

So it take a lot of time and energy to open account. If no unit, like packing everything ready to fly but airline say flight is cancelled. Even account opener also waste so much time. I remember my relative still have to answer them what is your occupation, your salary is below or above how much then they key into PC before print passbook. Only ended up with passbook that cannot use coz no unit. So that's why Oscar No Unit is their preferred way.



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