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Credit Cards Hong Leong Bank Wise Credit Card V8, 10% Cashback , Up to RM100 per month

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adbacc
post Sep 7 2025, 09:27 AM

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QUOTE(Ongking @ Sep 6 2025, 01:52 PM)
Anyone face hl wise cb problem? My  HL can't show transaction and no cb on sept statement.
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I can see transactions but still no cb for Aug
MGM
post Sep 7 2025, 10:18 AM

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QUOTE(adbacc @ Sep 7 2025, 09:27 AM)
I can see transactions but still no cb for Aug
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Mine cb already credited
yongs90
post Sep 16 2025, 11:30 AM

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anyone able to waive Essential CC annual fees with less than RM8000 expenses?
contestchris
post Sep 18 2025, 04:39 PM

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I have a question. If I merely have a HLB credit card, but NO CASA, can I just HLB eConnect QR payment function? Cause I tried the other day and it failed - said I needed a HLB CASA.
cybpsych
post Sep 19 2025, 08:44 AM

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QUOTE(contestchris @ Sep 18 2025, 04:39 PM)
I have a question. If I merely have a HLB credit card, but NO CASA, can I just HLB eConnect QR payment function? Cause I tried the other day and it failed - said I needed a HLB CASA.
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answes are in hlb website

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czc4sa2
post Sep 19 2025, 04:18 PM

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Has anyone successfully used the same mobile number and email address for both the primary and supplementary Hong Leong Visa Infinite card?

I asked a banker to apply for a supplementary card, but HQ questioned why I used the same mobile number and email as the principal cardholder.

Did anyone encounter this?
cybpsych
post Sep 19 2025, 05:01 PM

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QUOTE(czc4sa2 @ Sep 19 2025, 04:18 PM)
Has anyone successfully used the same mobile number and email address for both the primary and supplementary Hong Leong Visa Infinite card?

I asked a banker to apply for a supplementary card, but HQ questioned why I used the same mobile number and email as the principal cardholder.

Did anyone encounter this?
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i did it before, forgotten which card/bank

and i did it at separate occasion (principal -> supp), not both principal + supp card applied together, which could raise suspicion to bank officer.

another way, maybe you can try, is use different sets of mobile/email first, then later ask to update profile of the supp card later.
czc4sa2
post Sep 19 2025, 06:15 PM

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QUOTE(cybpsych @ Sep 19 2025, 05:01 PM)
i did it before, forgotten which card/bank

and i did it at separate occasion (principal -> supp), not both principal + supp card applied together, which could raise suspicion to bank officer.

another way, maybe you can try, is use different sets of mobile/email first, then later ask to update profile of the supp card later.
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Ok got you. I can do it in MBB but not HLB.

chemistry
post Sep 19 2025, 07:32 PM

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QUOTE(yongs90 @ Sep 16 2025, 11:30 AM)
anyone able to waive Essential CC annual fees with less than RM8000 expenses?
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12 swipes (regardless of amount) will qualify for waiver.
Been doing this for many years.
jayreekazin
post Sep 20 2025, 10:05 PM

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I am new to HL Wise card. I noticed that if we wave at petrol terminal, the transaction is recorded as petrol category. But if we swipe at counter (eg for those petrol stations that dont have cc terminal at pump station), it is reflected as Others category. Is it the same at all petrol stations ?

The problem I foresee is that if government implement to show IC only can get subsidzed petrol, then this payment will be at counter right ? Hence we will not get petrol cb anymore ? Then so wasted cannot maximise cashback.

This post has been edited by jayreekazin: Sep 20 2025, 10:10 PM
cybpsych
post Sep 21 2025, 08:28 AM

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QUOTE(jayreekazin @ Sep 20 2025, 10:05 PM)
I am new to HL Wise card. I noticed that if we wave at petrol terminal, the transaction is recorded as petrol category. But if we swipe at counter (eg for those petrol stations that dont have cc terminal at pump station), it is reflected as Others category. Is it the same at all petrol stations ?

The problem I foresee is that if government implement to show IC only can get subsidzed petrol, then this payment will be at counter right ? Hence we will not get petrol cb anymore ? Then so wasted cannot maximise cashback.
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yes, wise petrol cb based on petrol kiosk only. service station/otc is using different mcc/not petrol kiosk.
Human Nature
post Sep 22 2025, 10:25 AM

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Wise needs to be less rigid and change the petrol eligibility mechanism such as allow setel reload or payment at counter.
ClarenceT
post Sep 22 2025, 10:58 AM

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QUOTE(Human Nature @ Sep 22 2025, 10:25 AM)
Wise needs to be less rigid and change the petrol eligibility mechanism such as allow setel reload or payment at counter.
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Limited to MCC5542 since Day 1 (2014).
If swipe at counter, how HLB knows you are buying petrol or something else?

I am fine with MCC5542, don't assume you must swipe at counter in order to get cheap fuel. Cannot buy cheap fuel at pump meh (most likely Xcel and Petros cannot)?

This post has been edited by ClarenceT: Sep 22 2025, 11:01 AM
Human Nature
post Sep 22 2025, 11:20 AM

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QUOTE(ClarenceT @ Sep 22 2025, 10:58 AM)
Limited to MCC5542 since Day 1 (2014).
If swipe at counter, how HLB knows you are buying petrol or something else?

I am fine with MCC5542, don't assume you must swipe at counter in order to get cheap fuel. Cannot buy cheap fuel at pump meh (most likely Xcel and Petros cannot)?
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Kiosk needs to use petrol apps to get the subsidized price. At least that is what the news are saying.
ClarenceT
post Sep 22 2025, 11:23 AM

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QUOTE(Human Nature @ Sep 22 2025, 11:20 AM)
Kiosk needs to use petrol apps to get the subsidized price. At least that is what the news are saying.
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Some petrol stations should be ready to check I/C at kiosk.
Try it early next month.

Also I have seen a petrol station set up a special booth near the pumps.

This post has been edited by ClarenceT: Sep 22 2025, 01:33 PM


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XweienX
post Sep 24 2025, 11:07 AM

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Hi, HLB points rewards catalogue cannot access is it? Anyone else able to access it?
xiaomoon
post Sep 24 2025, 11:13 AM

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QUOTE(XweienX @ Sep 24 2025, 11:07 AM)
Hi, HLB points rewards catalogue cannot access is it? Anyone else able to access it?
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no issue here, can access
aurora97
post Sep 26 2025, 09:46 AM

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This popped up in my transaction history... anyone know what they are?

- Claw Back Int for Pymt is RM xx
- REFERRER INCENTIVE - CREDIT Instant Cashback Connect Instant Cashback EARxxxx_FPXWKx
Human Nature
post Sep 26 2025, 12:56 PM

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QUOTE(aurora97 @ Sep 26 2025, 09:46 AM)
This popped up in my transaction history... anyone know what they are?

- Claw Back Int for Pymt is RM xx
- REFERRER INCENTIVE - CREDIT Instant Cashback Connect Instant Cashback EARxxxx_FPXWKx
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You joined a referal program?

This post has been edited by Human Nature: Sep 26 2025, 12:57 PM
aurora97
post Sep 26 2025, 02:38 PM

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QUOTE(Human Nature @ Sep 26 2025, 12:56 PM)
You joined a referal program?
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This transaction appear twice in my credit card, I haven't even referred anyone yet... but i received two transaction $0.20 CR. so i received a total of $0.40 CR is madness this kind of referral program.

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