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Credit Cards Hong Leong Bank Wise Credit Card V8, 10% Cashback , Up to RM100 per month

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ClarenceT
post Aug 10 2016, 07:05 PM

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New method to pay SESCO electricity bills... at www.sesco.com.my or SEB Cares Apps, and can pay RM50 per transaction! But not sure if it will be given cashback for UTILITY category. Pay SESCo bills at Paybillsmalaysia is now changed to paymentgalaxy gateway, not sure still can get cashback for UTILITY.
ClarenceT
post Aug 16 2016, 10:44 AM

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SESCO-KUCHING REGION OFF KUCHING MYS UTILITIES [PENDING]
SYARIKAT SESCO BERHAD KUCHING MYS UTILITIES [PETRAJAYA]
SYKT SESCO BHD-UTC KCH KUCHING MYS UTILITIES [UTC]
SESCO-EC KUCHING MYS UTILITIES [SEB Cares]
PAYMENTGALAXY SARAWAK MYS [PAYBILLSMALAYSIA] Disqualified now!
ClarenceT
post Aug 16 2016, 11:07 AM

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Pay electricity bills at Sarawak Energy's counters (Pending, Petrajaya or UTC) and SEB Cares App (new channel) qualify for Cashback - Utilities category. Pay at Paybillsmalaysia.com is no longer qualify for cashback (Utilites) due to change of payment gateway.
ClarenceT
post Sep 8 2016, 04:24 PM

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Spend Rm2000 on alternate month, eg pay electricity bills, buy groceries, pay mobile bills every 2 months. Get Rm600 and pay Rm170 annual fee. 430/12000, return at least 3.58%. still acceptable, compared to other cash rebate cards.
ClarenceT
post Sep 8 2016, 06:32 PM

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Petrol... CIMB Petronas 3℅ everyday.
ClarenceT
post Sep 20 2016, 07:55 AM

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QUOTE(Duckies @ Sep 19 2016, 11:07 AM)
Sadly the petrol rebate must be the machine outside...if the petrol rebate for the counter inside could work then I can hit the 2k tier with 100 bucks CB.
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Just curious. Swipe at counters to TopUp petrol card or touchngo? Then swipe Rm1000 at counter and Rm1000 at pumps, mobile bills, electricity, or groceries. Still get Rm100 CB.
ClarenceT
post Sep 20 2016, 09:54 AM

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Then swipe at counters Rm1000 (no rebate), and swipe Rm1000 (10℅ rebate) outside. Still get Rm100 cash back leh.
ClarenceT
post Sep 21 2016, 07:58 AM

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there are some tx you will not get >1% rebate, such as insurance, medical, tuition, charity, cukai pintu etc. Just dump this tx into wise card and u will earn less a few RM only. Just consolidate your swipes in the months that u can swipe >Rm2k, eg pay 2 month electricity bills in a calander month. Not necessary spending > Rm2000 every month. If your total cash back in 1 year >Rm770, it is still a very wise.card, better than other cash back cards.
ClarenceT
post Jul 5 2017, 12:33 PM

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QUOTE(NyD-WiLL @ Jul 5 2017, 11:40 AM)
Thanks. I still havent got my cash back for June. Need to wait until 31 July?
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All the transactions POSTED in June (>RM2000), you will get the cashback on 28/7, 23:59.
ClarenceT
post Jul 7 2017, 09:54 AM

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4. Eligible Online Spend shall mean purchase transactions for goods and services effected through
the internet incurred for personal consumption only and not for business purposes in any local
and/or foreign currency and shall not include any of the followings:
i) Online payment for bills, insurance, takaful and any services

shakehead.gif

"ANY SERVICES"???
Then I can buy goods only (online)?

This post has been edited by ClarenceT: Jul 7 2017, 09:55 AM
ClarenceT
post Jul 7 2017, 04:32 PM

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QUOTE(chinti @ Jul 7 2017, 03:18 PM)
hey guys, just wondering is it possible to register ur HLB credit card for the hong leong connect thing to let me check my statement instead of waiting a month for monthly statement?

as i have tried registering but the system said i have a debit card but ask me to register using that instead, i dun have a debit card with HLB tho
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Go to any HLB branch to get a temporary password.
ClarenceT
post Jul 7 2017, 06:58 PM

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QUOTE(chinti @ Jul 7 2017, 04:35 PM)
ok will try call tonight
temporary password? my cc already setup wit a password d tho
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Not your CC's password. Customer Service officer will create a temporary alphanumeric password for you to set up HL connect at home, after verifying your identity.
ClarenceT
post Aug 29 2017, 12:45 PM

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QUOTE(SzeMeng76 @ Aug 29 2017, 12:03 PM)
Q: When will the cash back be credited into Principal Cardholder's account?
A: The cash back will be calculated at the end of each calendar month and will be credited to the principal Cardholder's account on the 28th of the following month. Cardholder will see this reflected in their statement then.

Aug transaction, credited on 28 Sep.
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Not really August transactions!
Correction: All the transactions POSTED in August and shall be >RM2000.
ClarenceT
post Sep 2 2017, 03:12 PM

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QUOTE(Angeline @ Sep 2 2017, 02:40 PM)
lets say my statement date is 15/8/17 and I spend >RM2000 from 16/7/17 to 15/8/17,
so, the cash back for 16/7/17 to 15/8/17 will be paid on 28/9/17?

or it is calculated from 01/8/17  to 31/8/17  and paid on 28/9/17?
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All the transactions POSTED on 1/8 - 31/8 (provided the total amount >RM2000)
(Note: NOT transactions done on 1/8 - 31/8, i.e. may include transactions made before 1/8 and exclude transactions made on 30/8-31/8 or other dates)
the cashback will be paid on 28/9 and you will see the credit on 29/9 (online) or 15/10 (statement).
ClarenceT
post Sep 22 2017, 03:54 PM

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QUOTE(tan_aniki @ Sep 21 2017, 10:13 PM)
Gold AF = RM250 + GST = RM265, Platinum AF = RM300 + GST = RM318
Even old folks with RM160 + GST = RM169.60, the most CB percentage is only 4.29%...
There are many banks out there with 5%/6% CB with AF waiver for special stuff like petrol/dining/grocery/online/departmental/entertainment/utility etc, unless u plan to spend RM2000 per month on just mobile plan... you might even consider to use AMEX to pay them on weekend to get 5% CB as well
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Every month I spend >RM1000 on Govt-related transactions and insurance (no other cards can give good cashback % on these transactions), another RM1000 on selected categories. My return is >8%. better than M2 Amex, Public VS.

This post has been edited by ClarenceT: Sep 22 2017, 03:58 PM
ClarenceT
post Sep 22 2017, 06:17 PM

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QUOTE(MGM @ Sep 22 2017, 04:06 PM)
How to get >8%?
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Govt tx almost zero cashback, insurance max 0.5% cashback, if I use other cards.
So RM1000 at 3 categories every month
(RM1200 Cashback - AF RM170)/RM12000 = 8.5%.
ClarenceT
post Sep 22 2017, 06:39 PM

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QUOTE(sj0217 @ Sep 22 2017, 06:28 PM)
Should be divide by RM24,000 if you fulfill the yearly cash back RM1,200, roughly 4.3%

Minimum spending on this card is RM2000 monthly, RM1k for selected categories, RM1k for non-categories or categories
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But govt & insurance tx, you will not get 5-6% cash back at M2Amex, PB VS/Quantum etc. So I compare Apples to apples, not Apples to (Apples+orange).
ie you can never get RM1200 (5%) to RM1440 (6%) cashback on that RM24k (govt+insurance+utilities) if you use other cards.

This post has been edited by ClarenceT: Sep 22 2017, 06:43 PM
ClarenceT
post Sep 27 2017, 06:46 PM

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QUOTE(vince-90 @ Sep 27 2017, 05:40 PM)
How u got >RM1000 on Govt-related transactions every month?
Only certain month i got only.  hmm.gif
Same boat too.  bangwall.gif
The total amount rebate is very crucial for me.
I think those who still holding WISE card are on the same boat with us.  whistling.gif
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Haha mostly cukai pintu bills (>RM10k), unfortunately the bills cannot be paid online by using credit cards, M2U-Amex or using Amex during weekend.
ClarenceT
post Oct 5 2017, 02:19 PM

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QUOTE(tan_aniki @ Oct 5 2017, 12:26 PM)
it allocate RM100k for each month in 3 consecutive months on first come first serve
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Not for online transactions.
ClarenceT
post Oct 10 2017, 04:19 PM

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http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards
This card will be a good alternative to HLB wise card.
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