Guys can there be annual fee waiver for WISE? If yes, what are the conditions?
Credit Cards Hong Leong Bank Wise Credit Card V8, 10% Cashback , Up to RM100 per month
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 Nov 5 2021, 09:41 AM
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5,584 posts Joined: Aug 2011 
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Dec 29 2021, 11:07 AM
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#2
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Can someone confirm, that for this campaign, the annual fee will be waived?
https://www.hlb.com.my/en/personal-banking/...5-cashback.html T&C: https://www.hlb.com.my/content/dam/hlb/my/i...c-offer-tnc.pdf I'm interested in the Wise card but was told HLB very strict about no annual fee waiver. RM98 is quite a hit so been staying away, till I came across this campaign. |
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Dec 29 2021, 11:28 AM
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#3
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Okay thanks.
For online spend category, does it include any online transaction, or only for the specified merchants? From T&C: • Lazada • Shopee • Grab • Foodpanda • Touch N Go • MYEG • Spotify • Netflix • Apple Music Note: applicable to e-wallet top ups and food delivery transactions as well This post has been edited by contestchris: Dec 29 2021, 11:29 AM |
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Jan 2 2022, 08:47 PM
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#4
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Need to clarify something about WISE credit card. Is max capping per category RM15 or RM18? Website says RM15, but in my email application it says RM18.
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Jan 5 2022, 05:17 PM
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This post has been edited by contestchris: Jan 6 2022, 07:47 PM |
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Jan 29 2022, 12:46 AM
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For online shopping at Lotus, Village Grocer or Watsons, does it fall under "Grocery" or "Online" category?
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Jan 29 2022, 11:52 AM
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#7
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QUOTE(ClarenceT @ Jan 29 2022, 06:29 AM) Online Spend (New): Lazada, Shopee, Grab, Foodpanda, Touch N Go, MYEG, Spotify, Netflix, Apple Music ONLY. Doesn't answer my question...Groceries & Essentials (Enhanced) MCC: 5411 – All grocery stores including Giant, Cold Storage, Jaya Grocer, Mercato, etc. (New) MCC: 5912 – All drug stores and pharmacies including Guardian, Watsons, Caring Pharmacy, etc. (New) Selected convenience stores – MyNews and 7Eleven P/S: Watsons may not use MCC 5912 in some locations.  |
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Feb 16 2022, 09:07 PM
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#8
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QUOTE(cybpsych @ Feb 16 2022, 08:55 PM) HLB Essential Credit Card Revisions effective 1st May 2022 - HLB This thread is for WISE correct?Dear Valued Cardholders, Effective 1st May 2022, there will be revisions to the HLB Essential Credit Card features.  |
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Feb 16 2022, 10:14 PM
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#9
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QUOTE(tan_aniki @ Feb 16 2022, 09:47 PM) there is no essential thread, so basically here can discuss all HLB cc Okay confused me for a second there |
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Feb 17 2022, 11:46 AM
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#10
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If I buy Samsung S22 today with a 0% EPP 24-month plan, but then decide that in 11 months time I want to cancel my card, is that possible? Can I just lump-sum payoff all the outstanding amounts?
Also, do monthly 0% EPP payments count towards the "monthly spend" threshold? |
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Feb 17 2022, 01:16 PM
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#11
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QUOTE(zeinazron @ Feb 17 2022, 01:01 PM) Yes you can. You may call CS and tell them you want to accelerate your installment balance. And then wait for the accelerated FPP appears on your CC transaction next day. Pay full amount of the total outstanding balance. Then wait next day until it appears RM0 outstanding then only you cancel the CC. Okay, but this is EPP, which I believe is different from FPP.I did it last week. 🙂  |
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Feb 17 2022, 02:15 PM
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#12
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QUOTE(zeinazron @ Feb 17 2022, 01:01 PM) Yes you can. You may call CS and tell them you want to accelerate your installment balance. And then wait for the accelerated FPP appears on your CC transaction next day. Pay full amount of the total outstanding balance. Then wait next day until it appears RM0 outstanding then only you cancel the CC. Any penalty for early settlement?I did it last week. 🙂 |
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Feb 21 2022, 01:08 AM
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#13
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Got notification of RM5 cashback. First time getting SMS notification I won something in a bank-related scenario
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Feb 28 2022, 09:54 PM
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#14
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Current statement date is 28th of the month.
Cashback tiers counted based on statement date, but cashback itself counted based on calendar month. Can someone explain how this works? |
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Mar 2 2022, 01:33 AM
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#15
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I thought Shopeepay Topup eligible for Wise Online Category spend? But I see my statement, it is classified as "All Retails" category. Can someone confirm?
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Mar 3 2022, 11:13 PM
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#16
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QUOTE(ClarenceT @ Mar 2 2022, 04:56 AM) Don't be misled by the statement, no "ONLINE" wording for category is currently available in the statement. (since new CB scheme effective 1-10-21) Yeap, you're right. Shopeepay Topup does counted, got the cashback already. Thanks!Anyway, it was posted in Feb, you should get the answer by 31/3/22 (but most likely a few hours later today or tomorrow). Also read #8126 |
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Mar 6 2022, 01:35 PM
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#17
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Tried to spend rm20 for rm20 tap tap promo. Transaction time 12:00:58, looks like didn't get it. Wasted around 30 seconds as the cashier tried to get the terminal to work.
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Mar 7 2022, 01:04 AM
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#18
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Does Setel topup qualify for petrol cashback 8% on weekend?
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Mar 8 2022, 09:09 AM
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#19
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QUOTE(ClarenceT @ Mar 8 2022, 08:20 AM) Just received the surprise sms for transactions done on 6/3 and 7/3. Yes, got it too!! Just wondering, what's the latest transaction you've done and got the RM5 or RM20 cashback? |
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Mar 8 2022, 09:30 AM
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#20
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QUOTE(ClarenceT @ Mar 8 2022, 09:17 AM) Swipe at supermarkets, Guardian. Oh didn't know about Paywave. I usually wave only. Both times I won, was with wave @ Aeon and Healthlane.I avoid crowded places and I am buying not more than 3 items per visit. So I can predict when I will swipe the CC. Don't use Paywave, some merchants use offline approval (no real-time verification with a proper Approval code) then not eligible. I am not agressive , I only play when I pass by the shops. |
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