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Credit Cards Hong Leong Bank Wise Credit Card V8, 10% Cashback , Up to RM100 per month

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xiaomoon
post Jan 3 2023, 10:36 AM

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QUOTE(Darren @ Jan 2 2023, 05:57 PM)
https://www.hlb.com.my/content/dam/hlb/my/i...c-offer-tnc.pdf

there are table in tnc...for card approved on the period...
like when u receive ur approval, ur 1st month spending period and cashback period...

so far the table have been accurate even though the cashback for 1st month around 20th n 2nd month around 30th....

as long as i get the cashback...i dont mind the cashback late abit....as long as i get it....
as first planning to call CS tomorrow for the cashback...only to realise get it d on 30th dec....
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spend online weekday weekend also can get 8% right?
xiaomoon
post Jan 3 2023, 10:41 AM

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normally spend on sunday and the posting date is monday...so we should spend on friday and saturday...? for wise card cb
xiaomoon
post Jan 3 2023, 12:06 PM

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QUOTE(gooroojee @ Jan 3 2023, 10:51 AM)
Weekend only.
Based on transaction date.
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Product T&C is posting date and i just asked on hlb chat also say posting date
xiaomoon
post Jan 3 2023, 12:07 PM

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QUOTE(Human Nature @ Jan 3 2023, 10:46 AM)
Aduh, better you read the product details properly at the website
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Product T&C is posting date and i just asked on hlb chat also say posting date

other 8% is ongoing promotion not wise card only, please read where i reply aduh...
xiaomoon
post Jan 3 2023, 01:42 PM

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QUOTE(ClarenceT @ Jan 3 2023, 12:54 PM)
QUOTE(gooroojee @ Jan 3 2023, 12:45 PM)


hlb chat agent told me base on posting date, not transaction date...lol
checked back my nov statement should be base on trasaction date...
xiaomoon
post Jan 18 2023, 03:14 PM

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anyone getting credit shield plus charge before? is this auto apply to all hlb cc user?
i first time using hlb cc
xiaomoon
post Apr 5 2023, 12:16 PM

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QUOTE(areankim @ Apr 5 2023, 10:47 AM)
anyone did the HLB 0% BT recently?
I just received the statement but the statement only mentioned minimum payment.. there is no exactly the amount BT / 12

unlike MBB, where the Amount is divided by 12
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i just divide by myself and pay
xiaomoon
post Jun 1 2023, 08:52 AM

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QUOTE(ClarenceT @ May 30 2023, 11:43 AM)
Last month I used HLB Wise at Shell on 15/4 and 29/4 only.
I prefer using Petronas/Shell e-vouchers, SPayLater which I may get >15% savings.  tongue.gif

Competitive because...
(1) No need to register to participate.
(2) HLB Debit Cards allowed.
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spaylater got voucher for petrol?
xiaomoon
post Jul 24 2023, 05:17 PM

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QUOTE(loonsave @ Jul 24 2023, 05:13 PM)
Since this promotion extended, I have a question on the spending period.

user posted image

If my card approved before 31 July, in order to eligible for the 8% CB,

First month spending between 1 Aug 2023 - 30 Sep 2023
Second month between 1 Oct 2023 - 30 Oct 2023
Third month between 1 Nov 2023 - 31 Nov 2023

Is this correct?
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no, start from september.

This post has been edited by xiaomoon: Jul 24 2023, 05:18 PM
xiaomoon
post Jul 25 2023, 08:39 AM

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QUOTE(loonsave @ Jul 24 2023, 10:07 PM)
I also found it weird, but it's strange they use Sep but not Aug in their TnC.
I will call them to find it out.
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u still can spend in august RM500 to get normaly 8% cb for the wise card
New card promotion will start in sep as the table

xiaomoon
post Nov 29 2023, 03:00 PM

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QUOTE(LostAndFound @ Nov 29 2023, 01:20 PM)
It says shopping, dining, and travel, you sure your ewallet topup fall under that category?
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TNC already mention included ewallet...they also giving example reload tng ewallet entitle x5
xiaomoon
post Dec 9 2023, 11:21 PM

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anyone know grab food is under online or dining?
xiaomoon
post Dec 21 2023, 10:31 AM

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QUOTE(TongCN @ Dec 21 2023, 10:05 AM)
Hmm .. so till now also no conditional waiver for AF eh?

Just kenak charged RM98 + Rm25 SST yesterday

Called and only have conditional waiver for SST (6 times usage within 30 days)
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so far no...last month mine one also rebate for sst only
xiaomoon
post Dec 21 2023, 01:49 PM

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QUOTE(jiaen0509 @ Dec 21 2023, 01:31 PM)
Oh yes. My banker just inform me this morning. I just signed back . 6mth 0%
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u new to bank?
xiaomoon
post Jan 30 2024, 05:10 PM

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QUOTE(aurora97 @ Jan 30 2024, 04:13 PM)
Actually, I am asking about SST. They been charging me SST since forever. I just want to know what is other people's experience.

Source: https://www.hlb.com.my/content/dam/hlb/my/d...card-tnc-en.pdf

Exact words from the T&C

There is no annual fee waiver for WISE Card.
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sst can waiver...above few post ppl already said
xiaomoon
post Dec 12 2024, 12:04 PM

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QUOTE(contestchris @ Dec 12 2024, 11:39 AM)
Damn the revised benefits are shit.

Previously you could get an effective cashback of 8% for RM500 spend, which is the HIGHEST in Malaysia.

Now, with the higher spend threshold, in the best case scenario, the highest effective cashback for RM1k spend is only 5.5%, and you must max out your Dining/Petrol/Groceries to hit this. Previously, between the 4 categories, you can manage and don't need to max every category out.
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dont forget ewallet have to spend 1.5k only can get full cb
xiaomoon
post Jul 15 2025, 10:02 AM

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QUOTE(MGM @ Jul 15 2025, 09:56 AM)
This is by invitation? Email or sms?
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i received by email
xiaomoon
post Sep 24 2025, 11:13 AM

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QUOTE(XweienX @ Sep 24 2025, 11:07 AM)
Hi, HLB points rewards catalogue cannot access is it? Anyone else able to access it?
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no issue here, can access
xiaomoon
post Sep 29 2025, 08:58 AM

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QUOTE(squall_12 @ Sep 28 2025, 07:47 AM)
also the point for RM100 spend is how much point earn in 8X? u know? Thanks
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lol? 100x8= how much still need ask...?
xiaomoon
post Dec 16 2025, 10:22 AM

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https://www.hlb.com.my/en/personal-banking/...mg-cc-apple-pay

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