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Credit Cards Hong Leong Bank Wise Credit Card V8, 10% Cashback , Up to RM100 per month

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Human Nature
post Jul 24 2023, 12:38 PM

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Yeah, the same no. Thanks

Anyway, managed to speak to a human via live chat. Requested rebate for AF and SST. Only managed to get for SST. Asked to pay first while reversal will come within 60 days.
Kr0ll3R
post Jul 24 2023, 04:34 PM

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QUOTE(ClarenceT @ Jul 24 2023, 06:09 AM)
HLB Wise
Transactions POSTED on 1/7-31/7: July CB will be credited in August.

If transaction date 29/7 but posted in August, it is August CB and will be credited in September.

For DINING, PETROL (Automatic pump only), GROCERIES, ONLINE (selected merchants only) transactions, if "transaction date" is Sat/Sun then 8% CB, weekday then 1% CB.
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Hai, thanks for your explanation.

I would like to clear some doubt on this matter.
Let's take your scenario of transaction date 29/7 posted in August.
    Does this mean it calculated into August cashback limit?
    And does it also entitled for the 8% cashback if August didn't hit the min. spending amount?

ClarenceT
post Jul 24 2023, 04:45 PM

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QUOTE(Kr0ll3R @ Jul 24 2023, 04:34 PM)
Hai, thanks for your explanation.

I would like to clear some doubt on this matter.
Let's take your scenario of transaction date 29/7 posted in August.
    Does this mean it calculated into August cashback limit?
    And does it also entitled for the 8% cashback if August didn't hit the min. spending amount?

*
Still get 8% but in August CB cycle (all transactions posted in Aug).
loonsave
post Jul 24 2023, 05:13 PM

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QUOTE(cybpsych @ Jul 1 2023, 07:42 AM)
Since this promotion extended, I have a question on the spending period.

user posted image

If my card approved before 31 July, in order to eligible for the 8% CB,

First month spending between 1 Aug 2023 - 30 Sep 2023
Second month between 1 Oct 2023 - 30 Oct 2023
Third month between 1 Nov 2023 - 31 Nov 2023

Is this correct?
xiaomoon
post Jul 24 2023, 05:17 PM

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QUOTE(loonsave @ Jul 24 2023, 05:13 PM)
Since this promotion extended, I have a question on the spending period.

user posted image

If my card approved before 31 July, in order to eligible for the 8% CB,

First month spending between 1 Aug 2023 - 30 Sep 2023
Second month between 1 Oct 2023 - 30 Oct 2023
Third month between 1 Nov 2023 - 31 Nov 2023

Is this correct?
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no, start from september.

This post has been edited by xiaomoon: Jul 24 2023, 05:18 PM
loonsave
post Jul 24 2023, 05:26 PM

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QUOTE(xiaomoon @ Jul 24 2023, 05:17 PM)
no, start from september.
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Ok, thank you. So I can don't spend on Aug 2023, and start my first spending on Sep 2023.

Kadaj
post Jul 24 2023, 10:00 PM

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QUOTE(loonsave @ Jul 24 2023, 05:13 PM)
Since this promotion extended, I have a question on the spending period.

user posted image

If my card approved before 31 July, in order to eligible for the 8% CB,

First month spending between 1 Aug 2023 - 30 Sep 2023
Second month between 1 Oct 2023 - 30 Oct 2023
Third month between 1 Nov 2023 - 31 Nov 2023

Is this correct?
*
Approve in July, first month spend in Aug or by Sep.
2nd month is the following month of first month.
3rd month if the following month of 2nd month.

As simple as that.

You believe someone tell you no, you can't spend the card for 1 month?
Why would bank penalty customer instead of encouraging customer to spend as fast as possible so the bank can earn profit from transaction too?
loonsave
post Jul 24 2023, 10:07 PM

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QUOTE(Kadaj @ Jul 24 2023, 10:00 PM)
Approve in July, first month spend in Aug or by Sep.
2nd month is the following month of first month.
3rd month if the following month of 2nd month.

As simple as that.

You believe someone tell you no, you can't spend the card for 1 month?
Why would bank penalty customer instead of encouraging customer to spend as fast as possible so the bank can earn profit from transaction too?
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I also found it weird, but it's strange they use Sep but not Aug in their TnC.
I will call them to find it out.
Kadaj
post Jul 24 2023, 10:12 PM

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QUOTE(loonsave @ Jul 24 2023, 10:07 PM)
I also found it weird, but it's strange they use Sep but not Aug in their TnC.
I will call them to find it out.
*
They are giving one more month for buffer in case some people receive card late, more than one month. or any other reason they don't spend in Aug, because they spend their time oversea for one month etc.
So they still eligible in Sep if not Aug.
xiaomoon
post Jul 25 2023, 08:39 AM

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QUOTE(loonsave @ Jul 24 2023, 10:07 PM)
I also found it weird, but it's strange they use Sep but not Aug in their TnC.
I will call them to find it out.
*
u still can spend in august RM500 to get normaly 8% cb for the wise card
New card promotion will start in sep as the table

eddie2020
post Jul 29 2023, 03:19 PM

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Hey guys, thinking to apply back wise which i dump many year ago when they change the CB term..
Channel to apply this using HLB right? cause R+ and CH do not have promo for hlb card...
2nd question is the annual fee, first year need pay?
Kr0ll3R
post Jul 31 2023, 09:49 AM

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QUOTE(eddie2020 @ Jul 29 2023, 03:19 PM)
Hey guys, thinking to apply back wise which i dump many year ago when they change the CB term..
Channel to apply this using HLB right? cause R+ and CH do not have promo for hlb card...
2nd question is the annual fee, first year need pay?
*
There's an ongoing campaign for New-To-Card applicant where you entitled to an annual fee waiver for the first year (T&C applied).

I just got my card delivered to me this morning, took 6 working days.

This post has been edited by Kr0ll3R: Jul 31 2023, 09:52 AM
aubergine6958
post Jul 31 2023, 07:07 PM

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Hi I have activated (activated via Connect website, and PIN changed) my Sutera card (replaced from AirAsia card), however having difficulty to have my first transaction, tried reload TnG and ShopeePay both channel also unsuccessful.

Is that something need to do further for first transaction?
cybpsych
post Jul 31 2023, 08:01 PM

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QUOTE(aubergine6958 @ Jul 31 2023, 07:07 PM)
Hi I have activated (activated via Connect website, and PIN changed) my Sutera card (replaced from AirAsia card), however having difficulty to have my first transaction, tried reload TnG and ShopeePay both channel also unsuccessful.

Is that something need to do further for first transaction?
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try do pin-based txn first, eg 7E
Barricade
post Aug 2 2023, 11:17 PM

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HLB wise Cashback not yet in?
ClarenceT
post Aug 3 2023, 05:04 AM

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QUOTE(Barricade @ Aug 2 2023, 11:17 PM)
HLB wise Cashback not yet in?
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This is not Maybank CC ya.
For HLB Wise CC, the CB will be credited by the end of the following month, but normally you can see it on 3rd of the following month.
July CB is already credited, you can check it at the outstanding balance, you may see the CB transactions a few hours later. (3/8)
outstarman
post Aug 8 2023, 04:04 PM

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reload tng card at Jaya Grocer will be under Grocery category?
STEVE75
post Aug 8 2023, 04:13 PM

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QUOTE(outstarman @ Aug 8 2023, 04:04 PM)
reload tng card at Jaya Grocer will be under Grocery category?
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YES
outstarman
post Aug 8 2023, 05:38 PM

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QUOTE(STEVE75 @ Aug 8 2023, 04:13 PM)
YES
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thanks bro
contestchris
post Aug 9 2023, 02:10 AM

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Guys, can anyone confirm if Setel's CardTerus for transaction at Petronas pump works with HLB Wise Visa for Petrol cashback?

I looked through previous discussions, apparently there was a change in MCC along the way. Unclear if CardTerus is using MCC5542 or MCC 5541 or otherwise for CardTerus payment at Petronas pump.

This post has been edited by contestchris: Aug 9 2023, 02:20 AM

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