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Credit Cards Hong Leong Bank Wise Credit Card V8, 10% Cashback , Up to RM100 per month

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KWENG012
post Sep 19 2016, 10:06 AM

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if my selected category is grocery and i top up my touch n go in Jaya Grocery in Jaya 33, do i entitle for the cash back assume all criteria meet. Thanks
lilsunflower
post Sep 19 2016, 10:11 AM

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QUOTE(KWENG012 @ Sep 19 2016, 10:06 AM)
if my selected category is grocery and i top up my touch n go in Jaya Grocery in Jaya 33, do i entitle for the cash back assume all criteria meet. Thanks
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Yes - This is marked as Grocery MCC and you should get the 10% cashback.
fruitie
post Sep 19 2016, 10:11 AM

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QUOTE(fightingdragons @ Sep 19 2016, 09:43 AM)
Some customers are spending RM600 and getting RM100 back so obviously they will lose money on these customers.
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I would like to know how to spend RM 600 and get RM 100. Please enlighten me/us. smile.gif

QUOTE(fightingdragons @ Sep 19 2016, 10:03 AM)
Btw, still can get TNB cashback if pay via UOBPayOnline?
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Why not? If your chosen category is utilities.

QUOTE(KWENG012 @ Sep 19 2016, 10:06 AM)
if my selected category is grocery and i top up my touch n go in Jaya Grocery in Jaya 33, do i entitle for the cash back assume all criteria meet. Thanks
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Yes.
SubangSales
post Sep 19 2016, 10:19 AM

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QUOTE(epie @ Sep 19 2016, 09:19 AM)
i'll be doing the same too
insurance,car service,shopping will go to this card

before this i was using aeon-cimb cr combo
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I Guess at the end of the day HLB don't have to have the BEST offer. Just better than most banks. cool2.gif whistling.gif
epie
post Sep 19 2016, 10:58 AM

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QUOTE(SubangSales @ Sep 19 2016, 10:19 AM)
I Guess at the end of the day HLB don't have to have the BEST offer. Just better than most banks.  cool2.gif  whistling.gif
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maybe they targeted customer with above 2k spending
i'm actually struggle to meet the requirement
but thinking to pay some bills in advance if needed
staticxtreme
post Sep 19 2016, 11:01 AM

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hey guys. just checking, for the rm2k new rules, can it be any type of spending or only limited to the 3 choices you choose (Example : Mobile, utilities, food)

cause if only mobile utilities and food susah nak get 2k leh
mamamia
post Sep 19 2016, 11:04 AM

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QUOTE(staticxtreme @ Sep 19 2016, 11:01 AM)
hey guys. just checking, for the rm2k new rules, can it be any type of spending or only limited to the 3 choices you choose (Example : Mobile, utilities, food)

cause if only mobile utilities and food susah nak get 2k leh
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Any spending to hit the minimum requirement of 2k..
But cashback of 10% only for ur chosen categories..
cybpsych
post Sep 19 2016, 11:04 AM

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QUOTE(staticxtreme @ Sep 19 2016, 11:01 AM)
hey guys. just checking, for the rm2k new rules, can it be any type of spending or only limited to the 3 choices you choose (Example : Mobile, utilities, food)

cause if only mobile utilities and food susah nak get 2k leh
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same like before (10xRM50 for ANY spending)

1st criteria: RM2k is for ANY spending.

2nd criteria: RM100 cb for selected categories (~RM1k)


this is why to maximize it kawkaw, RM1k for ANY spending + RM1k for category spending.
Duckies
post Sep 19 2016, 11:07 AM

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Sadly the petrol rebate must be the machine outside...if the petrol rebate for the counter inside could work then I can hit the 2k tier with 100 bucks CB.
virgoguy
post Sep 19 2016, 11:08 AM

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QUOTE(cybpsych @ Sep 19 2016, 11:04 AM)
same like before (10xRM50 for ANY spending)

1st criteria: RM2k is for ANY spending.

2nd criteria: RM100 cb for selected categories (~RM1k)
this is why to maximize it kawkaw, RM1k for ANY spending + RM1k for category spending.
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so mean have to spend extra 1k (no points/cb) to compromise the other 1k to get the cb
cybpsych
post Sep 19 2016, 11:09 AM

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QUOTE(cybpsych @ Sep 9 2016, 03:54 PM)
think it the other way.

with this new requirement, effective CB goes to 5%. so where does the 'missing' 5% goes?

1st 1K pay those "dan lain-lain" spending, e.g. car service, insurance, etc etc
2nd 1K goes to category spending.

so, you got 10% for 2nd 1K (within categories), but 5% is actually indirectly paid for those 1st 1K (dan lain-lain) spending. that means your car service or insurance gotten 5% cashback, indirectly.

disadvantage is you need to manage 2 pools of RM1k spending in order to maximize it the cb.

well, that's just my view. sweat.gif
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QUOTE(virgoguy @ Sep 19 2016, 11:08 AM)
so mean have to spend extra 1k (no points/cb) to compromise the other 1k to get the cb
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laymank
post Sep 19 2016, 11:11 AM

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QUOTE(cybpsych @ Sep 19 2016, 11:04 AM)
same like before (10xRM50 for ANY spending)

1st criteria: RM2k is for ANY spending.

2nd criteria: RM100 cb for selected categories (~RM1k)
this is why to maximize it kawkaw, RM1k for ANY spending + RM1k for category spending.
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no need 10xRM50 for ANY spending liao
cybpsych
post Sep 19 2016, 11:32 AM

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QUOTE(laymank @ Sep 19 2016, 11:11 AM)
no need 10xRM50 for ANY spending liao
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i wrote "same like before" meaning the RM50x10 doesnt need to be within categories.

so, upcoming min RM2k also no need to be within categories.
sotsottsl
post Sep 19 2016, 11:59 AM

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I received this in my Hong Leong Wise
13 September 2016
Congrats! 30% CashBack : Wk13 to Wk17
Amount: 11.76

May I know what is this event? and where to check rule or winner list for this? I cannot find thru HLB website.

Thank you
cybpsych
post Sep 19 2016, 12:28 PM

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QUOTE(sotsottsl @ Sep 19 2016, 11:59 AM)
I received this in my Hong Leong Wise
13 September 2016
Congrats! 30% CashBack : Wk13 to Wk17
Amount: 11.76

May I know what is this event? and where to check rule or winner list for this? I cannot find thru HLB website.

Thank you
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30% dining on weekends.

the t&cs and winners list (up to week 12 only) are in hlb website. look harder.
LostAndFound
post Sep 19 2016, 03:39 PM

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QUOTE(andrekua2 @ Sep 19 2016, 07:01 AM)
I don't think hlb doesn't want you to earn the RM100 every month. It's just that they want more from you in return. There's no other card that will give RM100 a month regardless of the percentage of cash back.
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Actually for big spenders some card have no capping... 0.5% only though.

But 0.5% of a big spender's bill can be much more than RM100.
red_scorpion
post Sep 19 2016, 07:14 PM

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used uobpayonline to pay tnb bill this morning, but until now still didnt receive the payment online status email...
anybody used uobpayonline 1recently but didnt get the status email?
kop2299
post Sep 19 2016, 09:14 PM

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Reloaded tng at jaya g klia2 today...my last transaction with wise and will cancell it by end oct after cb credited
minto13
post Sep 19 2016, 10:27 PM

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QUOTE(red_scorpion @ Sep 19 2016, 07:14 PM)
used uobpayonline to pay tnb bill this morning, but until now still didnt receive the payment online status  email...
anybody used uobpayonline 1recently but didnt get the status email?
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TNB just upgraded their system - big issue with their billing system now. Payment stuck.
knight
post Sep 19 2016, 10:31 PM

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Now changed to RM2000 minimum requirement. Sigh. I think worth to cancel it oledi.

Imagine you spend RM2000 and the maximum cash rebate was capped at RM100. So its actually 5% only you get.

Aduhh..

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