QUOTE(alvinfks78 @ Sep 8 2016, 05:24 PM)
that one no annual fee, so cant really complainfor this many people already paid few hundred annual fee, then suddenly bam!
very very unprofessional
Credit Cards Hong Leong Bank Wise Credit Card V8, 10% Cashback , Up to RM100 per month
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Sep 8 2016, 05:28 PM
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399 posts Joined: Jan 2003 |
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Sep 8 2016, 05:43 PM
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1,151 posts Joined: Mar 2013 |
QUOTE(ClarenceT @ Sep 8 2016, 04:24 PM) Spend Rm2000 on alternate month, eg pay electricity bills, buy groceries, pay mobile bills every 2 months. Get Rm600 and pay Rm170 annual fee. 430/12000, return at least 3.58%. still acceptable, compared to other cash rebate cards. Standard chart just one platinum now better than wise card after Standardchart review it benefit.Go for standchart. |
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Sep 8 2016, 05:53 PM
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All Stars
10,820 posts Joined: Jan 2010 From: KL/PJ |
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Sep 8 2016, 05:57 PM
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Senior Member
9,333 posts Joined: May 2009 |
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Sep 8 2016, 06:02 PM
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565 posts Joined: Mar 2014 |
Been researching the whole day on alternative cards after receiving the bad news via sms by HL on Wise.
As my impacted category is ONLY petrol (mobile and utilies can use PBVS to cover) and I am looking for cc that can spend on any day any brand, I thought SC JustOne Platinum Card was a good replacement with effective CB of 3.4% (RM85 CB for RM2,500 spending). However, I realised that HL Wise card is still good for me as it gives me effective CB of 4.29% for combined insurance, petrol [and mobile & utilities -> either PBVS or HL Wise], i.e. RM85.87/RM2,000 as shown below:- Total net cash back monthly is RM85.87 based on monthly max RM100 cash back on selected categories minus prorated monthly annual fee of RM14.13 (RM169.60/12). Total monthly spending is RM2,000 (RM1000 on 3 selected categories + RM1000 on insurance). I could not find any other better cc for my petrol (MBB VS - hard to spend RM4k+ a month to get AF waive, SC Just One effective 3.4% as compared to 4.29% on Wise). 4.29% is also great for my insurance, even better than Aeon/ Aeon Big of net 4.2% if paying using PBVS. |
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Sep 8 2016, 06:09 PM
Show posts by this member only | IPv6 | Post
#1006
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Senior Member
3,968 posts Joined: Nov 2007 |
QUOTE(ytan053 @ Sep 8 2016, 06:02 PM) Been researching the whole day on alternative cards after receiving the bad news via sms by HL on Wise. true.. my option to dining now is HLB Mach / PB VS. As my impacted category is ONLY petrol (mobile and utilies can use PBVS to cover) and I am looking for cc that can spend on any day any brand, I thought SC JustOne Platinum Card was a good replacement with effective CB of 3.4% (RM85 CB for RM2,500 spending). However, I realised that HL Wise card is still good for me as it gives me effective CB of 4.29% for combined insurance, petrol [and mobile & utilities -> either PBVS or HL Wise], i.e. RM85.87/RM2,000 as shown below:- Total net cash back monthly is RM85.87 based on monthly max RM100 cash back on selected categories minus prorated monthly annual fee of RM14.13 (RM169.60/12). Total monthly spending is RM2,000 (RM1000 on 3 selected categories + RM1000 on insurance). I could not find any other better cc for my petrol (MBB VS - hard to spend RM4k+ a month to get AF waive, SC Just One effective 3.4% as compared to 4.29% on Wise). 4.29% is also great for my insurance, even better than Aeon/ Aeon Big of net 4.2% if paying using PBVS. still looking for petrol cc |
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Sep 8 2016, 06:31 PM
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Senior Member
6,420 posts Joined: Jun 2005 |
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Sep 8 2016, 06:32 PM
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All Stars
14,928 posts Joined: May 2015 |
Petrol... CIMB Petronas 3â„… everyday.
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Sep 8 2016, 06:33 PM
Show posts by this member only | IPv6 | Post
#1009
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All Stars
26,524 posts Joined: Jan 2003 |
I received confirmation that cash back for September 2016 (10 swipes condition) will still be credited on on 28th Oct 2016.
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Sep 8 2016, 06:50 PM
Show posts by this member only | IPv6 | Post
#1010
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Senior Member
3,968 posts Joined: Nov 2007 |
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Sep 8 2016, 07:45 PM
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Senior Member
4,717 posts Joined: Jan 2003 |
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Sep 8 2016, 07:47 PM
Show posts by this member only | IPv6 | Post
#1012
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Senior Member
2,278 posts Joined: Jan 2013 |
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Sep 8 2016, 07:50 PM
Show posts by this member only | IPv6 | Post
#1013
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All Stars
26,524 posts Joined: Jan 2003 |
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Sep 8 2016, 08:00 PM
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Senior Member
2,112 posts Joined: Jul 2013 |
QUOTE(psiloveu @ Sep 8 2016, 08:20 AM) There is no online Purchase category right? Then it's time to cancel the card lo.. Can we still getting September cashback if cancel the card now upon fulfilling the 10x criteria? |
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Sep 8 2016, 08:03 PM
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Senior Member
611 posts Joined: Sep 2014 |
Guys, if I wanted to request for mach card, do I have to submit new income docs like a fresh application? Or I can just call to request since I'm currently holding wise?
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Sep 8 2016, 08:12 PM
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Senior Member
6,483 posts Joined: Apr 2012 |
QUOTE(kawteem @ Sep 8 2016, 08:03 PM) Guys, if I wanted to request for mach card, do I have to submit new income docs like a fresh application? Or I can just call to request since I'm currently holding wise? When the time I request for Mach Card, I was still need to print out EPF form and submitted Same goes to applies for HL Essential Card, requested for 3 months payslip too without IC copy |
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Sep 8 2016, 08:21 PM
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Senior Member
2,757 posts Joined: Jan 2007 |
QUOTE(kawteem @ Sep 8 2016, 08:03 PM) Guys, if I wanted to request for mach card, do I have to submit new income docs like a fresh application? Or I can just call to request since I'm currently holding wise? few years back i just submitted my application form at KLIA 2, no need to fill in the form again. |
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Sep 8 2016, 08:27 PM
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Elite
2,163 posts Joined: Jan 2003 From: the muddy banks of the wishkah!! |
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Sep 8 2016, 08:38 PM
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Senior Member
3,968 posts Joined: Nov 2007 |
Anyone know if stop using in October n cancel card, september's rebate how to credit? Into savings account?
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Sep 8 2016, 08:56 PM
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Staff
72,799 posts Joined: Sep 2005 From: KUL |
QUOTE(saitong09 @ Sep 8 2016, 05:53 PM) UniFi nope. Don't want to waste my quota.QUOTE(BaRT @ Sep 8 2016, 08:27 PM) I also have HLB mach, but i found like no benefit at all. There's a thread for MACH. I guess yours is the MACH Signature. The normal MACH card is very useful for my dining. One of my most used cards. The only benefit is all my point is transfer to MAS enrich card? Can continue discussion about MACH in its thread. |
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