Welcome Guest ( Log In | Register )

494 Pages « < 49 50 51 52 53 > » Bottom

Outline · [ Standard ] · Linear+

Credit Cards Hong Leong Bank Wise Credit Card V8, 10% Cashback , Up to RM100 per month

views
     
bryon
post Sep 8 2016, 05:28 PM

Casual
***
Junior Member
399 posts

Joined: Jan 2003
QUOTE(alvinfks78 @ Sep 8 2016, 05:24 PM)
maybank also like that la whistling.gif
*
that one no annual fee, so cant really complain
for this many people already paid few hundred annual fee, then suddenly bam!
very very unprofessional
jkngo2003
post Sep 8 2016, 05:43 PM

Regular
******
Senior Member
1,151 posts

Joined: Mar 2013


QUOTE(ClarenceT @ Sep 8 2016, 04:24 PM)
Spend Rm2000 on alternate month, eg pay electricity bills, buy groceries, pay mobile bills every 2 months. Get Rm600 and pay Rm170 annual fee. 430/12000, return at least 3.58%. still acceptable, compared to other cash rebate cards.
*
Standard chart just one platinum now better than wise card after Standardchart review it benefit.
Go for standchart.
saitong09
post Sep 8 2016, 05:53 PM

10k Club
********
All Stars
10,820 posts

Joined: Jan 2010
From: KL/PJ


QUOTE(fruitie @ Sep 8 2016, 04:26 PM)
If they waive my AF, I may start collecting TNB bills from my colleagues. sweat.gif laugh.gif And do reload service for their family members. laugh.gif
*
Good idea, ask for the phone bill, Unifi etc smile.gif
MeToo
post Sep 8 2016, 05:57 PM

Look at all my stars!!
*******
Senior Member
9,333 posts

Joined: May 2009
QUOTE(jkngo2003 @ Sep 8 2016, 05:43 PM)
Standard chart just one platinum now better than wise card after Standardchart review it benefit.
Go for standchart.
*
Huh what is this?

I know I'm lazy but any linky pls?
ytan053
post Sep 8 2016, 06:02 PM

On my way
****
Junior Member
565 posts

Joined: Mar 2014
Been researching the whole day on alternative cards after receiving the bad news via sms by HL on Wise.

As my impacted category is ONLY petrol (mobile and utilies can use PBVS to cover) and I am looking for cc that can spend on any day any brand, I thought SC JustOne Platinum Card was a good replacement with effective CB of 3.4% (RM85 CB for RM2,500 spending).

However, I realised that HL Wise card is still good for me as it gives me effective CB of 4.29% for combined insurance, petrol [and mobile & utilities -> either PBVS or HL Wise], i.e. RM85.87/RM2,000 as shown below:-

Total net cash back monthly is RM85.87 based on monthly max RM100 cash back on selected categories minus prorated monthly annual fee of RM14.13 (RM169.60/12).

Total monthly spending is RM2,000 (RM1000 on 3 selected categories + RM1000 on insurance).

I could not find any other better cc for my petrol (MBB VS - hard to spend RM4k+ a month to get AF waive, SC Just One effective 3.4% as compared to 4.29% on Wise). 4.29% is also great for my insurance, even better than Aeon/ Aeon Big of net 4.2% if paying using PBVS.
pisces88
post Sep 8 2016, 06:09 PM

Look at all my stars!!
*******
Senior Member
3,968 posts

Joined: Nov 2007


QUOTE(ytan053 @ Sep 8 2016, 06:02 PM)
Been researching the whole day on alternative cards after receiving the bad news via sms by HL on Wise.

As my impacted category is ONLY petrol (mobile and utilies can use PBVS to cover) and I am looking for cc that can spend on any day any brand, I thought SC JustOne Platinum Card was a good replacement with effective CB of 3.4% (RM85 CB for RM2,500 spending).

However, I realised that HL Wise card is still good for me as it gives me effective CB of 4.29% for combined insurance, petrol [and mobile & utilities -> either PBVS or HL Wise], i.e. RM85.87/RM2,000 as shown below:-

Total net cash back monthly is RM85.87 based on monthly max RM100 cash back on selected categories minus prorated monthly annual fee of RM14.13 (RM169.60/12).

Total monthly spending is RM2,000 (RM1000 on 3 selected categories + RM1000 on insurance).

I could not find any other better cc for my petrol (MBB VS - hard to spend RM4k+ a month to get AF waive, SC Just One effective 3.4% as compared to 4.29% on Wise). 4.29% is also great for my insurance, even better than Aeon/ Aeon Big of net 4.2% if paying using PBVS.
*
true.. my option to dining now is HLB Mach / PB VS.

still looking for petrol cc sweat.gif
mamamia
post Sep 8 2016, 06:31 PM

Look at all my stars!!
*******
Senior Member
6,420 posts

Joined: Jun 2005
QUOTE(pisces88 @ Sep 8 2016, 06:09 PM)
true.. my option to dining now is HLB Mach / PB VS.

still looking for petrol cc  sweat.gif
*
I think Citibank cashback card is good for petrol (5%) and UOB one card (5% weekend + 2% if u pump BHPetrol)
ClarenceT
post Sep 8 2016, 06:32 PM

10k Club
********
All Stars
14,928 posts

Joined: May 2015
Petrol... CIMB Petronas 3â„… everyday.
Human Nature
post Sep 8 2016, 06:33 PM

- student of human nature -
*********
All Stars
26,524 posts

Joined: Jan 2003
I received confirmation that cash back for September 2016 (10 swipes condition) will still be credited on on 28th Oct 2016.
pisces88
post Sep 8 2016, 06:50 PM

Look at all my stars!!
*******
Senior Member
3,968 posts

Joined: Nov 2007


QUOTE(mamamia @ Sep 8 2016, 06:31 PM)
I think Citibank cashback card is good for petrol (5%) and UOB one card (5% weekend + 2% if u pump BHPetrol)
*
will check out Citibank. already have the UOB one card. usually i need to pump twice on weekdays laugh.gif
kevyeoh
post Sep 8 2016, 07:45 PM

Look at all my stars!!
*******
Senior Member
4,717 posts

Joined: Jan 2003


but Citibank will not waive the annual fee right?

QUOTE(mamamia @ Sep 8 2016, 06:31 PM)
I think Citibank cashback card is good for petrol (5%) and UOB one card (5% weekend + 2% if u pump BHPetrol)
*
kit2
post Sep 8 2016, 07:47 PM

Look at all my stars!!
*******
Senior Member
2,278 posts

Joined: Jan 2013
QUOTE(Human Nature @ Sep 8 2016, 06:33 PM)
I received confirmation that cash back for September 2016 (10 swipes condition) will still be credited on on 28th Oct 2016.
*
you mean if you cancel the card now?
Human Nature
post Sep 8 2016, 07:50 PM

- student of human nature -
*********
All Stars
26,524 posts

Joined: Jan 2003
QUOTE(kit2 @ Sep 8 2016, 07:47 PM)
you mean if you cancel the card now?
*
This is for normal case. No idea on cancellation case.

This post has been edited by Human Nature: Sep 8 2016, 07:50 PM
leo_kiatez
post Sep 8 2016, 08:00 PM

Look at all my stars!!
*******
Senior Member
2,112 posts

Joined: Jul 2013
QUOTE(psiloveu @ Sep 8 2016, 08:20 AM)
There is no online Purchase category right? Then it's time to cancel the card lo.. Can we still getting September cashback if cancel the card now upon fulfilling the 10x criteria?
kawteem
post Sep 8 2016, 08:03 PM

On my way
****
Senior Member
611 posts

Joined: Sep 2014


Guys, if I wanted to request for mach card, do I have to submit new income docs like a fresh application? Or I can just call to request since I'm currently holding wise?
sj0217
post Sep 8 2016, 08:12 PM

Look at all my stars!!
*******
Senior Member
6,483 posts

Joined: Apr 2012
QUOTE(kawteem @ Sep 8 2016, 08:03 PM)
Guys, if I wanted to request for mach card, do I have to submit new income docs like a fresh application? Or I can just call to request since I'm currently holding wise?
*
When the time I request for Mach Card, I was still need to print out EPF form and submitted

Same goes to applies for HL Essential Card, requested for 3 months payslip too without IC copy
nothingz
post Sep 8 2016, 08:21 PM

6 Stars General
*******
Senior Member
2,757 posts

Joined: Jan 2007


QUOTE(kawteem @ Sep 8 2016, 08:03 PM)
Guys, if I wanted to request for mach card, do I have to submit new income docs like a fresh application? Or I can just call to request since I'm currently holding wise?
*
few years back i just submitted my application form at KLIA 2, no need to fill in the form again.
BaRT
post Sep 8 2016, 08:27 PM

-Retired MOD-
Group Icon
Elite
2,163 posts

Joined: Jan 2003
From: the muddy banks of the wishkah!!


QUOTE(pisces88 @ Sep 8 2016, 06:09 PM)
true.. my option to dining now is HLB Mach / PB VS.

still looking for petrol cc  sweat.gif
*
I also have HLB mach, but i found like no benefit at all.
The only benefit is all my point is transfer to MAS enrich card?
pisces88
post Sep 8 2016, 08:38 PM

Look at all my stars!!
*******
Senior Member
3,968 posts

Joined: Nov 2007


Anyone know if stop using in October n cancel card, september's rebate how to credit? Into savings account?
fruitie
post Sep 8 2016, 08:56 PM

Rise and Shine
Group Icon
Staff
72,799 posts

Joined: Sep 2005
From: KUL

QUOTE(saitong09 @ Sep 8 2016, 05:53 PM)
Good idea, ask for the phone bill, Unifi etc smile.gif
*
UniFi nope. Don't want to waste my quota.

QUOTE(BaRT @ Sep 8 2016, 08:27 PM)
I also have HLB mach, but i found like no benefit at all.
The only benefit is all my point is transfer to MAS enrich card?
*
There's a thread for MACH. I guess yours is the MACH Signature. The normal MACH card is very useful for my dining. One of my most used cards.

Can continue discussion about MACH in its thread.

494 Pages « < 49 50 51 52 53 > » Top
 

Change to:
| Lo-Fi Version
0.0269sec    0.43    6 queries    GZIP Disabled
Time is now: 3rd December 2025 - 11:38 AM