No longer 10% effective cashback.. Drop to 5%... Might consider cancelling it after this month despite paying AF last month...

Count count count, just doesn't justify... I have MBB VS, might as well just use that, and forgo the dining category I have chosen for wise

Good day everyone. Yesterday I swipe RM310 at The Garden Digi Center for signing postpaid package and get a mobile phone. Are this fall under mobile category?

call HLB CS and ask whether eligible under Mobile category.

however, dont tell them about phone. just say you were paying digi bills of RM310.

Emailed to ask about it and received a general reply about 10x swipes..didnt answer the question at all.

very common behavior from HLB CS somehow.

I didn't get the message about this until a friend forwarded an SMS he got from HLB.

I just paid the annual fee for next year wth

dem..just received SMS from HLB.
paid the annual fees last two month...

let us know, my AF also charged in March.

I called and terminated lo. Annual fee to be charged on 10th Sep. Bye bye 10% :|

wait for your good news for cb earned in August.

Nope. There won't be. Forfeited RM100 for RM164 AF haha

its time to cancel the card, 2k per month. hard to utilize 2k per month.

A 1,500 12 1,100 - 0.0% No cash back because minimum
RM2,000 spend condition not met
B 2,000 8 900 90 4.5% Minimum RM2,000 spend condition met
C 2,500 8 1,100 100 4.0% Cash back capped at maximum RM100
per month

Their tiering is worst, get 0 if do not met 2k spend, other card still give u 0.2%.

Can we get back the paid AF prorated basis from HLB if we cancel the card due to the new 2k spending?
My af charged on 31/7 and i just paid 3 days ago. I plan to wait for the Aug CB to be credited and spend it before cancellation.

if able to get my March AF reversed back...I will still cancel the card 2 months later after see the money reversed in...

may be yes or no. since my annual fee is paid for 10x 50 with 100 cb, half way they change the terms n condition....I will demand my AF paid earlier as the product n services which I subscribe now have changed but my subscription fees (AF) paid earlier will last me for 1 year.

Spend Rm2000 on alternate month, eg pay electricity bills, buy groceries, pay mobile bills every 2 months. Get Rm600 and pay Rm170 annual fee. 430/12000, return at least 3.58%. still acceptable, compared to other cash rebate cards.

If they waive my AF, I may start collecting TNB bills from my colleagues. And do reload service for their family members.

finally i can release from this wise card...
yeah...100 CB attractive...but force to spend 2k is not an option.

how if u cant hit 2k by mistake...

this is very unprofessional from a bank, give sudden notice

maybank also like that la