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 Working in Singapore V19, All About Living in The Little Red Dot

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madmoz
post Jul 19 2016, 01:46 PM

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single & lady. you're gonna get quite a bit of attention on these threads then. lol.
Freedom15
post Jul 19 2016, 01:47 PM

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QUOTE(jojolicia @ Jul 19 2016, 01:37 PM)
nope, still single.

saving as much before heading home is the objective when I first step foot in this little red-dot. so working towards low and doable living expenses is the first step to start.

my expenses $1300/mth (all-in) is doable due to location of stay, work, restricted weekend spending in neighbourhood malls only. location is the key word here. for me stay (bk pjg), work (sg kadut) are consider low krass areas, not CDB status, eventually food, transport, dressing, make-up, heels, handbags, hair-do need not be above average. so-so will do  thumbsup.gif  icon_idea.gif .

only go downtown once a month, with proper budgeting, I can still manage to do 2x per year SEA travel (a way to reward myself) icon_rolleyes.gif

p/s '0' luxury living for the past 6yrs. brows.gif  bangwall.gif
*
I guess not much commitment back in hometown?
Insurance, car, houses...
I had been here for a few months and yet to see my bank account flourish...
hmm.gif
Gotta revisit my expenditure...


KilJim
post Jul 19 2016, 01:58 PM

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QUOTE(Freedom15 @ Jul 19 2016, 12:51 PM)
Or do you have a partner
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QUOTE(jojolicia @ Jul 19 2016, 01:37 PM)
nope, still single.
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Sneaky guy, know how to get your info in an indirect way huh devil.gif
Freedom15
post Jul 19 2016, 02:19 PM

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QUOTE(KilJim @ Jul 19 2016, 01:58 PM)
Sneaky guy, know how to get your info in an indirect way huh  devil.gif
*
bruce.gif
Bocor d...Damn you... vmad.gif



kevin613
post Jul 19 2016, 02:25 PM

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i smell buayas....
Grajindo
post Jul 19 2016, 11:21 PM

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is there any difference in term of paperwork in driving personal vehicle and company registered vehicle into SG for few days?
stargazer92
post Jul 20 2016, 12:43 AM

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Hi guys, do you think for Retail Job with SGD 1300 per month, is it very low for foreigner??
Ultimaweapon
post Jul 20 2016, 06:31 AM

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QUOTE(stargazer92 @ Jul 20 2016, 12:43 AM)
Hi guys, do you think for Retail Job with SGD 1300 per month, is it very low for foreigner??
*
Well, some online research would go a long way, but according to:-
LINK
It seems quite usual.

But then again, why they would prefer to hire a foreigner for that when they have locals for that?
Maybe the senpais on the forum can further elaborate or correct me if I'm wrong.

This post has been edited by Ultimaweapon: Jul 20 2016, 06:31 AM
knwong
post Jul 20 2016, 07:34 AM

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QUOTE(Ultimaweapon @ Jul 20 2016, 06:31 AM)
Well, some online research would go a long way, but according to:-
LINK
It seems quite usual.

But then again, why they would prefer to hire a foreigner for that when they have locals for that?
Maybe the senpais on the forum can further elaborate or correct me if I'm wrong.
*
Same like Msian back home. Locals are choosy, they shun low paying jobs
stargazer92
post Jul 20 2016, 08:24 AM

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QUOTE(Ultimaweapon @ Jul 20 2016, 06:31 AM)
Well, some online research would go a long way, but according to:-
LINK
It seems quite usual.

But then again, why they would prefer to hire a foreigner for that when they have locals for that?
Maybe the senpais on the forum can further elaborate or correct me if I'm wrong.
*
Thanks for your advice. Well I am Msian and I got job offer from electronic retail store(SG) which offer me that amount of salary. I was thinking,Isn't that kind of low...
Ultimaweapon
post Jul 20 2016, 08:46 AM

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QUOTE(stargazer92 @ Jul 20 2016, 08:24 AM)
Thanks for your advice. Well I am Msian and I got job offer from electronic retail store(SG) which offer me that amount of salary. I was thinking,Isn't that kind of low...
*
I will be honest with you that it is a little low, but survivable as another member has said earlier.
It's even possible to travel 2-3 times to SEA countries for holiday in a year according to her.
I'm assuming that you were not lucky enough to obtain higher qualifications or that you
like the work so much without regards for the pay.
If that's correct, it's a good start anyway.
Work well and you'll be up the ladder.


madmoz
post Jul 20 2016, 09:06 AM

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QUOTE(stargazer92 @ Jul 20 2016, 08:24 AM)
Thanks for your advice. Well I am Msian and I got job offer from electronic retail store(SG) which offer me that amount of salary. I was thinking,Isn't that kind of low...
*
It is kinda low to be honest.

At the very least, I'd say
meals = breakfast 3, lunch 5 and dinner 5 so that's 13/day. No drinks with meals. That's 390 for 30 days.
MRT = 1.15 one way, so that's another 69, assuming you travel twice everyday.
Rent is like, what, 550 nowadays?
So that's 1,009 per month already, and we haven't included other stuff like mobile phone bills, groceries, clothing, entertainment, travel home expenses etc etc.

That's a pretty frugal lifestyle as it is already really, and not very enjoyable if you ask me.

I'm sure some of the other fellas here have some useful money saving tips though, which will be very helpful.

This post has been edited by madmoz: Jul 20 2016, 09:38 AM
icycokes
post Jul 20 2016, 10:11 AM

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I used to work as a retail assistant selling mobile phones in 2008. My base salary was $1200 and that was 8 years ago. Assuming a 3% inflation a year, the amount of salary with the same value would be $1520.

Check with them if you get commissions. My gross pay was around $1600 to $1800 with commission so it was not too bad.
stargazer92
post Jul 20 2016, 10:23 AM

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QUOTE(madmoz @ Jul 20 2016, 09:06 AM)
It is kinda low to be honest.

At the very least, I'd say
meals = breakfast 3, lunch 5 and dinner 5 so that's 13/day. No drinks with meals. That's 390 for 30 days.
MRT = 1.15 one way, so that's another 69, assuming you travel twice everyday.
Rent is like, what, 550 nowadays?
So that's 1,009 per month already, and we haven't included other stuff like mobile phone bills, groceries, clothing, entertainment, travel home expenses etc etc.

That's a pretty frugal lifestyle as it is already really, and not very enjoyable if you ask me.

I'm sure some of the other fellas here have some useful money saving tips though, which will be very helpful.
*
Yes, indeed.You are right. Left none for saving parts....sigh
stargazer92
post Jul 20 2016, 10:28 AM

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QUOTE(icycokes @ Jul 20 2016, 10:11 AM)
I used to work as a retail assistant selling mobile phones in 2008. My base salary was $1200 and that was 8 years ago. Assuming a 3% inflation a year, the amount of salary with the same value would be $1520.

Check with them if you get commissions. My gross pay was around $1600 to $1800 with commission so it was not too bad.
*
But let's said if your stock is lost, then you have to pay for it right?
jojolicia
post Jul 20 2016, 10:58 AM

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QUOTE(madmoz @ Jul 20 2016, 09:06 AM)
It is kinda low to be honest.

At the very least, I'd say
meals = breakfast 3, lunch 5 and dinner 5 so that's 13/day. No drinks with meals. That's 390 for 30 days.
MRT = 1.15 one way, so that's another 69, assuming you travel twice everyday.
Rent is like, what, 550 nowadays?
So that's 1,009 per month already, and we haven't included other stuff like mobile phone bills, groceries, clothing, entertainment, travel home expenses etc etc.

That's a pretty frugal lifestyle as it is already really, and not very enjoyable if you ask me.

I'm sure some of the other fellas here have some useful money saving tips though, which will be very helpful.
*
my $1300/mth living expenses breakdown :-

weekdays breaky - $4; lunch -$5 & dinner -$5 =$14*22=$308
weekdays transport - provided
weekends feel-good (all-in) - $80*4=$320
room rental/mth - $450
phone/mth - $56
groceries, etc/mth - $160

total $1300

p/note-this is living expenses (comfortably living to me) while, cumulate bigger % on saving/bonus payout, not salary drawn.

This post has been edited by jojolicia: Jul 20 2016, 11:04 AM
KilJim
post Jul 20 2016, 12:10 PM

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QUOTE(stargazer92 @ Jul 20 2016, 10:28 AM)
But let's said if your stock is lost, then you have to pay for it right?
*
Are you planning to have some stock missing? devil.gif
poor_engineer
post Jul 20 2016, 12:27 PM

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QUOTE(jojolicia @ Jul 20 2016, 10:58 AM)
my $1300/mth living expenses breakdown :-

weekdays breaky - $4; lunch -$5 & dinner -$5 =$14*22=$308
weekdays transport - provided
weekends feel-good (all-in) - $80*4=$320
room rental/mth - $450
phone/mth - $56
groceries, etc/mth - $160

total $1300

p/note-this is living expenses (comfortably living to me) while, cumulate bigger % on saving/bonus payout, not salary drawn.
*
I try to cut down my personal expenses but other commitments still killing me...

weekdays breaky - $4; lunch -$5 & dinner -$5 =$14*22=$308
weekdays transport - walk to office (FOC)
weekends feel-good (all-in) - $100*4=$400
room rental/mth - $400
fibre/mth - $50
phone/mth - $50
groceries, etc/mth - $150
life insu/mth - $150
early critical illness/mth - $150
med insu/mth - $40
saving plan/mth - $250
family/mth - $1000

total $2948 and this is not including other investment commitment in msia...


jojolicia
post Jul 20 2016, 12:59 PM

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QUOTE(poor_engineer @ Jul 20 2016, 12:27 PM)
I try to cut down my personal expenses but other commitments still killing me...

weekdays breaky - $4; lunch -$5 & dinner -$5 =$14*22=$308
weekdays transport - walk to office (FOC)
weekends feel-good (all-in) - $100*4=$400
room rental/mth - $400
fibre/mth - $50
phone/mth - $50
groceries, etc/mth - $150
life insu/mth - $150
early critical illness/mth - $150
med insu/mth - $40
saving plan/mth - $250
family/mth - $1000

total $2948 and this is not including other investment commitment in msia...
*
u r paying $340/mth for protection. I adopt 5:4:1 thumb of rule. meaning a distribution of:-

1)50% - expenses plus all commitments (loans, parenting etc);
2)40% - saving
3)10% - protection (insurance/medical card)

for your case, $340/mth for protection calls for a nett bring home income/salary of $3400/mth. judge for yourself then, are u over-protected? (that's my math, may not apply to others)


deodorant
post Jul 20 2016, 01:08 PM

Surfing LYN instead of Working.
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wtf is weekends feel-good? some sort of euphemism for go geylang n happy ending? hmm.gif

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