I try to cut down my personal expenses but other commitments still killing me...

weekdays breaky - $4; lunch -$5 & dinner -$5 =$14*22=$308
weekdays transport - walk to office (FOC)
weekends feel-good (all-in) - $100*4=$400
room rental/mth - $400
fibre/mth - $50
phone/mth - $50
groceries, etc/mth - $150
life insu/mth - $150
early critical illness/mth - $150
med insu/mth - $40
saving plan/mth - $250
family/mth - $1000

total $2948 and this is not including other investment commitment in msia...

Kung pow frog with plain porridge + sugar cane juice

Infineon?

After 5 years in Singapore, I really feel hard to switch back to Malaysia. Forget about career and currency, the internet speed in Malaysia is my next concern. Also cannot accept the government agencies always behave like a big boss. Even the private bank (not talking about premier banking here as I'm just ordinary customer, always long queue and lack of efficiency. I spent few hours waiting to get my ATM card changed to new version on last Monday (yes... limited/no weekend banking in Msia). In Singapore the card would have been mailed to me and I just need to activate by SMS. And you pissed off when reading how injustice happens in Msia. Just look at our police no difference from licensed gangster.

Seriously the only good about Msia is food and also convenience to stay closer to family. But those reasons really hard for me to justify not leaving this shitty country for better career and safer environment.

p/s: I still holding mycard for the coming election and also probably not converting citizenship now due to my parents might be upset thinking their son is leaving them behind. My parents already accepted the bad system and unwilling to leave this country.

Microelectronics. Sunset industry...

-easier to switch job since future employer doesn't need to get WP for you
-allowed to stay in Sg to slowly search for new job if you got retrenched or quit your existing job
-additional 17% cpf from employer (cpf could be pro or con for different group)
-eligible to buy resale hdb flat with certain restrictions applied
-enjoy subsidy (not as much as citizen) when you visit polyclinic/hospital

Korean?

Agree

I was browsing through all your replies in this thread. Can only say that your life experience is so interesting. Perhaps you should consider writing a novel based on your own story. Probably going to be hot seller

You are right! Stay in Malaysia is a better choice

"Mr Heng announces a Personal Income Tax Rebate of 20 % of tax payable, capped at $500, for tax residents for income earned in 2016.  "

http://www.straitstimes.com/singapore/sing...0-capped-at-500