Fixed Deposit Rates In Malaysia V. No.13, Strictly for FD Discussion Only
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 Jun 12 2016, 10:54 PM
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Senior Member
5,143 posts Joined: Jan 2015 
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some FAQs about PIDM....
http://www.pidm.gov.my/PIDM_FAQs some FAQs on Deposit Insurance System http://www.pidm.gov.my/DIS_FAQs some FAQs on Takaful & Insurance Benefits Protection System http://www.pidm.gov.my/TIPS_FAQs This post has been edited by T231H: Jun 12 2016, 10:57 PM |
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Jun 13 2016, 12:08 AM
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Junior Member
192 posts Joined: Dec 2013 From: KL 
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QUOTE(chicaman @ Jun 12 2016, 10:12 PM) May I ask, PIDM Protection is important? PIDM insures ur deposit for up to RM250k in each PIDM compliant bank.   |
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Jun 13 2016, 12:09 AM
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Junior Member
192 posts Joined: Dec 2013 From: KL
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QUOTE(wil-i-am @ Jun 12 2016, 08:44 PM) Still can't beat Maybank 4.27% what if OPR rate change in between the 12 months?  |
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Jun 13 2016, 12:21 AM
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Senior Member
2,337 posts Joined: Oct 2014
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QUOTE(szejz123 @ Jun 13 2016, 12:09 AM) what if OPR rate change in between the 12 months? it may increased to 4.5% should things happen correctly |
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Jun 13 2016, 01:22 AM
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Senior Member
680 posts Joined: Aug 2008 From: Malaysia
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QUOTE(prody @ Jun 12 2016, 04:44 PM) CIMB got eFD promotion. OMG really?.... Infoooooo.. i wanna screw some people and squeeze in some special rates... lol4.2% for 12 months. 4.1% for 3 months. |
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Jun 13 2016, 08:07 AM
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Senior Member
10,001 posts Joined: May 2013
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QUOTE(cklimm @ Jun 12 2016, 08:54 PM) The 1st 6 months are 3.4%. What if Maybank doesnt step up in month 07? Unlikely to happen as they need to honour the published rate unless major change to OPR |
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Jun 13 2016, 08:18 AM
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All Stars
65,278 posts Joined: Jan 2003
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QUOTE(cklimm @ Jun 12 2016, 08:54 PM) The 1st 6 months are 3.4%. What if Maybank doesnt step up in month 07? QUOTE(wil-i-am @ Jun 13 2016, 08:07 AM) Unlikely to happen as they need to honour the published rate unless major change to OPR may revise or may not.hence, there's always a clause for this situation: QUOTE *Should there be any Overnight Policy Rate (OPR) change; the offer rates may be revised. |
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Jun 13 2016, 08:46 AM
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Senior Member
1,548 posts Joined: Apr 2005
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QUOTE(wil-i-am @ Jun 12 2016, 08:44 PM) Still can't beat Maybank 4.27% Maybank needs to be fresh funds? |
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Jun 13 2016, 08:48 AM
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Senior Member
1,548 posts Joined: Apr 2005
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QUOTE(VinceCheong @ Jun 13 2016, 01:22 AM) OMG really?.... Infoooooo.. i wanna screw some people and squeeze in some special rates... lol I don't see it anymore now.I remember it was until 31 July and no need for fresh funds. |
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Jun 13 2016, 10:18 AM
Show posts by this member only | IPv6 | Post
#270
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Senior Member
2,181 posts Joined: Oct 2007
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Y not many ppl interested in PBBANK 4.30%? Is it becoz of the 20k min fund required? thx
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Jun 13 2016, 10:35 AM
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Senior Member
10,001 posts Joined: May 2013
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QUOTE(prody @ Jun 13 2016, 08:46 AM) Maybank needs to be fresh funds? Existing funds will do |
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Jun 13 2016, 10:40 AM
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Senior Member
2,811 posts Joined: Jan 2003 From: Selayang 
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QUOTE(kinwawa @ Jun 13 2016, 10:18 AM) Y not many ppl interested in PBBANK 4.30%? Is it becoz of the 20k min fund required? thx not to me at least..having placed twice under this promo  |
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Jun 13 2016, 03:40 PM
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Senior Member
2,337 posts Joined: Oct 2014
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QUOTE(kinwawa @ Jun 13 2016, 10:18 AM) Y not many ppl interested in PBBANK 4.30%? Is it becoz of the 20k min fund required? thx Their bankers are too annoying, they will try to divert u into unit trust, saving plans, and shit |
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Jun 13 2016, 05:04 PM
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Junior Member
77 posts Joined: Aug 2008
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QUOTE(cklimm @ Jun 13 2016, 03:40 PM) Their bankers are too annoying, they will try to divert u into unit trust, saving plans, and shit Issit ? I did mine at Seri Petaling Branch.. minimal fuss, all done in 20 min. |
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Jun 13 2016, 05:36 PM
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Senior Member
2,280 posts Joined: Jan 2013
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QUOTE(cklimm @ Jun 13 2016, 03:40 PM) Their bankers are too annoying, they will try to divert u into unit trust, saving plans, and shit usually the bigger the sum, the more irresistible you are to them.  |
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Jun 13 2016, 05:44 PM
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(Ancient-XinG- @ Jun 9 2016, 06:05 PM) owh. jialat liao. The brochure i throw already. I also lost track when suppose to be started to >4.0, I only remember last month is 6.0. MBB previous GIA-i promo (for other forumers: plse note EXPIRED promo !!) 7th to 10th mth 4.5%, 11 to 12th mth 6%.How you complain and ask them check? Since the system isn't tally also.... Checked the online interest given to see if it is the correct interest banked in. Since still 4%, so complained to them. They acknowledged the issue. Anyway, for the 8th mth, they did manually gave me the 0.5% interest on the 10th of June (5th is the due date). So no need for me to call them.  This post has been edited by bbgoat: Jun 13 2016, 05:45 PM |
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Jun 13 2016, 08:25 PM
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Senior Member
1,143 posts Joined: Sep 2008
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QUOTE(prody @ Jun 12 2016, 03:44 PM) CIMB got eFD promotion. Official source please.4.2% for 12 months. 4.1% for 3 months. |
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Jun 13 2016, 08:30 PM
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Senior Member
6,614 posts Joined: Mar 2011
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Today terminated 2 MBB GIA-i 4% interest deal. Received exactly 4% rate by the number of days they were placed. Great deal !
 Smooth on placement and withdrawal, like a breeze ! IBFT the fund out for its intended purpose ! |
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Jun 13 2016, 08:32 PM
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Senior Member
817 posts Joined: Mar 2014
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QUOTE(cklimm @ Jun 13 2016, 03:40 PM) Their bankers are too annoying, they will try to divert u into unit trust, saving plans, and shit not all are treated equally.  those that have fat pockets. |
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Jun 13 2016, 08:46 PM
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All Stars
24,335 posts Joined: Feb 2011
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QUOTE(sandkoh @ Jun 13 2016, 08:32 PM) not all are treated equally. They target those with big pockets or everyone? those that have fat pockets. I have never been target before. |
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