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 Fixed Deposit Rates In Malaysia V. No.13, Strictly for FD Discussion Only

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okuribito
post Jun 14 2016, 11:18 PM

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QUOTE(bbgoat @ Jun 14 2016, 07:58 PM)
The 2 GIA-i principal amt intact. Daily interest at 4% p.a. exact to the dot.  biggrin.gif

The 2 placements are about 10 days and 17 days. Would not have earned anything from FD. SA miserable interest. Earned extra pocket money.  rclxms.gif
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agreed. damn good deal rclxms.gif ok , i will follow your footsteps smile.gif

bee993
post Jun 14 2016, 11:22 PM

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Stupid me keep park all my rolling cash in m2u saver...shud have follow bro here park GIA.
TSOM
post Jun 15 2016, 08:29 AM

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QUOTE(prody @ Jun 12 2016, 03:44 PM)
CIMB got eFD promotion.
4.1% for 3 months.
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would be nice if it existed .... I want to do short term deposits.

Got link?? Even after log-in, I can't find it. Fresh fund needed?
aimeh
post Jun 15 2016, 09:58 AM

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GIA need personally go to the bank and sign document? No ways to do it online right?

Ramjade
post Jun 15 2016, 10:13 AM

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QUOTE(aimeh @ Jun 15 2016, 09:58 AM)
GIA need personally go to the bank and sign document? No ways to do it online right?
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There's a eGIA-i.
cybpsych
post Jun 15 2016, 10:15 AM

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QUOTE(cybpsych @ Jun 1 2016, 01:55 PM)
user posted image
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QUOTE(aimeh @ Jun 15 2016, 09:58 AM)
GIA need personally go to the bank and sign document? No ways to do it online right?
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i assume u are asking about online placement for GIA-i (eGIA-i)?
aimeh
post Jun 15 2016, 10:20 AM

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QUOTE(Ramjade @ Jun 15 2016, 10:13 AM)
There's a eGIA-i.
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QUOTE(cybpsych @ Jun 15 2016, 10:15 AM)
i assume u are asking about online placement for GIA-i (eGIA-i)?
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rclxms.gif Thanks.

I go and kaji awhile first. If done, it will be my first investment.
LalaluSan
post Jun 15 2016, 10:34 AM

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QUOTE(bee993 @ Jun 14 2016, 11:22 PM)
Stupid me keep park all my rolling cash in m2u saver...shud have follow bro here park GIA.
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Same goes with me. I used to park my money on normal 3 month efd which at 3.15%.
Luckily found this thread..
Ramjade
post Jun 15 2016, 10:40 AM

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QUOTE(LalaluSan @ Jun 15 2016, 10:34 AM)
Same goes with me. I used to park my money on normal 3 month efd which at 3.15%.
Luckily found this thread..
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Used to park at ambank islamic efd 1 month at 3.25% min RM1k until found out about eGIA-i
aromachong
post Jun 15 2016, 11:15 AM

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QUOTE(Ramjade @ Jun 15 2016, 10:40 AM)
Used to park at ambank islamic efd 1 month at 3.25% min RM1k until found out about eGIA-i
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it's GIA-I or eGIA-I?

GIA-i no need to register via counter, right? as long as u have m2u then can make placement via online anytime?

Question A to E all tick "YES" ?

Question 2. tick for "mudarabah investment account" ?



aromachong
post Jun 15 2016, 11:17 AM

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QUOTE(Ramjade @ Jun 15 2016, 10:40 AM)
Used to park at ambank islamic efd 1 month at 3.25% min RM1k until found out about eGIA-i
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Also the one i circle all correct? credits to account?
prody
post Jun 15 2016, 11:41 AM

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QUOTE(TSOM @ Jun 15 2016, 08:29 AM)
would be nice if it existed .... I want to do short term deposits.

Got link?? Even after log-in, I can't find it. Fresh fund needed?
*
I did it and definitely no fresh funds required.
Anyway, I don't see it anymore. hmm.gif
Ramjade
post Jun 15 2016, 11:41 AM

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QUOTE(aromachong @ Jun 15 2016, 11:15 AM)
it's GIA-I or eGIA-I?

GIA-i no need to register via counter, right? as long as u have m2u then can make placement via online anytime?

Question A to E all tick "YES" ?

Question 2. tick for "mudarabah investment account" ?
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Can be online or over the counter. If online is eGIA-i. Yes. Anytime. But got time until 10pm if I am not mistaken. Not like normal eFD.

QUOTE(aromachong @ Jun 15 2016, 11:17 AM)
Also the one i circle all correct? credits to account?
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Any option is alright.
aromachong
post Jun 15 2016, 12:17 PM

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QUOTE(Ramjade @ Jun 15 2016, 11:41 AM)
Can be online or over the counter. If online is eGIA-i. Yes. Anytime. But got time until 10pm if I am not mistaken. Not like normal eFD.
Any option is alright.
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hmm why mine show GIA-I and not eGIA-I?
bbgoat
post Jun 15 2016, 12:19 PM

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QUOTE(aromachong @ Jun 15 2016, 12:17 PM)
hmm why mine show GIA-I and not eGIA-I?
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The eGIA-i is just the term when u placed it online. In the MBB system, it will use GIA-i term. biggrin.gif
nbi
post Jun 15 2016, 12:26 PM

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QUOTE(bbgoat @ Jun 15 2016, 12:19 PM)
The eGIA-i is just the term when u placed it online. In the MBB system, it will use GIA-i term.  biggrin.gif
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both offer same interest?
aromachong
post Jun 15 2016, 12:31 PM

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QUOTE(bbgoat @ Jun 15 2016, 12:19 PM)
The eGIA-i is just the term when u placed it online. In the MBB system, it will use GIA-i term.  biggrin.gif
*
thanks for clear up the confusion thumbsup.gif

cause i saw some posts earlier mentioned need to open gia acc via counter? by right.. if u have mbb online should able place it via online then

This post has been edited by aromachong: Jun 15 2016, 12:33 PM
bbgoat
post Jun 15 2016, 12:34 PM

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QUOTE(nbi @ Jun 15 2016, 12:26 PM)
both offer same interest?
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Same 4%.

QUOTE(aromachong @ Jun 15 2016, 12:31 PM)
thanks for clear up the confusion  thumbsup.gif
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Good deal for short term fund or those that unsure of for the moment. biggrin.gif
cybpsych
post Jun 15 2016, 12:58 PM

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QUOTE(aromachong @ Jun 15 2016, 12:31 PM)
thanks for clear up the confusion  thumbsup.gif

cause i saw some posts earlier mentioned need to open gia acc via counter? by right.. if u have mbb online should able place it via online then
*
which posts mentioned need to open via counter?
hurtedheart
post Jun 15 2016, 08:35 PM

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Anybody placed maybank's 4.27% p.a? I have placed it according to the steps in order to be entitled for the 4.27% however when I check its detail, I noticed the interest appeared as 3.40% for the 12 months period. So, is it 3.40% or 4.27%? Kinda worried of this. Rather stick to the eGia for 4% if want to play safe?

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