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 Fixed Deposit Rates In Malaysia V. No.13, Strictly for FD Discussion Only

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dEviLs
post Jun 1 2016, 05:58 PM

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Congrats on new version rclxms.gif

by the way my earlier post not compiled in your first post

Bank:Hong Leong Bank
Branch/Location: -
Date of Report: 26/05/2016
Effective Interest/Profit Rate:4.3% for 6-month FD
Promo Period (if any): 19 May - 30 Sep 2016
Minimum Placement:10k fresh fund
Other Requirements: - Only for Seniors (Senior Savers Flexi Fixed Deposit Promotion)
Website/T&C (if any): https://www.hlb.com.my/main/assets/files/pr...ings-tnc-en.pdf
dEviLs
post Jun 2 2016, 04:20 PM

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QUOTE(okuribito @ Jun 2 2016, 03:54 PM)
thanks for this HLB headsup smile.gif

I wonder if senior FD account need to open one of these other "harvest" account or not sad.gif
I hope Kochin wish come true also smile.gif


*
Term 28 - Interest earned on FD Promotion shall be credited into the Eligible FD Customers’ Harvest SA on a monthly basis


So i suppose the answer is yes
dEviLs
post Jun 2 2016, 05:07 PM

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QUOTE(okuribito @ Jun 2 2016, 04:49 PM)
hahaha thx man. I am now on the line with their CS rep. who say must maintain min 1000 in the SA that pays 0.1%pa hahahaha. they so blur & unsure ler. Now waiting for their mgr to confirm T&C

If lock up 1000 in stupid SA, then the 4.3% not worth it ler.

Did you go for it?

EDIT... wait just a second there. maybe worth it wor because monthly interest. and if take pbb 6+6 4.1% for frist 6 mths, the breakeven is 20.5K of principal
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I didnt go for it anyway cos I dont qualify for the age requirement tongue.gif
dEviLs
post Jun 13 2016, 10:40 AM

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QUOTE(kinwawa @ Jun 13 2016, 10:18 AM)
Y not many ppl interested in PBBANK 4.30%? Is it becoz of the 20k min fund required? thx
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not to me at least..having placed twice under this promo tongue.gif
dEviLs
post Jun 17 2016, 02:20 PM

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QUOTE(starry @ Jun 17 2016, 11:46 AM)
Just came back from Hong Leong Bank.
Promo FD 6 months - 4.25%p.a. has ended. Apparently target hit before deadline.
*
me too just back from Hong Leong Petaling Street branch..this promo is still available there
dEviLs
post Jul 13 2016, 05:12 PM

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luckily convinced myself to go thru the hussle for placing with bangkok bank last week..although only collect the fd cert 2days after that sweat.gif
dEviLs
post Jul 14 2016, 08:47 AM

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QUOTE(David3700 @ Jul 13 2016, 05:35 PM)
Never place Bangkok Bank b4, what's they promo ??
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4.35% for 12m..but downside is you need to make second trip back to collect fd cert
dEviLs
post Aug 3 2016, 02:19 PM

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Just place FD again with Bangkok bank..was much faster since i already went thru the pain for account opening..all done in 20mins for 2 separate placement

The promo -

4month - 3.8%
7month - 4%
10month - 4.05%
12month - 4.1%

dEviLs
post Aug 3 2016, 04:23 PM

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QUOTE(David3700 @ Aug 3 2016, 03:30 PM)
Still got 4.1, not bad....
If got huge sum, worth the effort to travel down
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ya i think its the best rate with pidm for now..
but for new to bank customer the account opening is really slow.. bangwall.gif
dEviLs
post Aug 3 2016, 04:43 PM

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QUOTE(LNYC @ Aug 3 2016, 04:28 PM)
i guess they are not used to have so many customers influx at once...

this is glory time for bangkok bank now~~
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i think it's not about coping with high number of new clients..when i was there opening new account I am the only customer in entire banking hall sweat.gif

so i guess it's more about their internal process..
dEviLs
post Aug 3 2016, 05:02 PM

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QUOTE(5p3ak @ Aug 3 2016, 04:53 PM)
tell us more about the pain of Bangkok bank account opening
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for my case it took two days for my account to be opened, and thus collecting the cert..meaning you need to make another trip to the bank which is troublesome if the location is inconvenient to you
dEviLs
post Aug 3 2016, 05:19 PM

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QUOTE(bbgoat @ Aug 3 2016, 05:06 PM)
Their branches also limited. For Penang, only 1 branch in the mainland side, not a single one on the island.
*
they only have 5 branches in total tongue.gif

http://bangkokbank.com.my/contact.php


dEviLs
post Aug 4 2016, 09:17 AM

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QUOTE(bbgoat @ Aug 3 2016, 05:21 PM)
Even Johor has 2 branches, Penang only one.  biggrin.gif

In fact, never heard of them until read from here.  tongue.gif
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cant fault you cos not kl boy

typical kl boy who grown up taking buses will know this place as it is like a hub for many bus lines tongue.gif
dEviLs
post Aug 4 2016, 12:14 PM

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QUOTE(LNYC @ Aug 4 2016, 11:27 AM)
I do noticed some banks procedure are troublesome..or should say is their system. like hong leong and maybank forever slow in everything.

Public bank need customer to fill up forms at customer servce first; but at least they are fast.

edited: ah~i read through the comments and only i understand. Bangkok bank is the best la~took days to open account is unbeatable. rclxms.gif  rclxms.gif
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yes safe to say that most of the taikors here experienced account opening with all banks but none beats bangkok bank lol
dEviLs
post Aug 4 2016, 02:05 PM

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QUOTE(yygo @ Aug 4 2016, 12:26 PM)
tis is funny. devil.gif

6 days lost on interest.  bangwall.gif  bangwall.gif
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but thats only when you open account for the very first time..subsequent placement is acceptable ady

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