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Fixed Deposit Rates In Malaysia V. No.13, Strictly for FD Discussion Only
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dEviLs
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Jun 1 2016, 05:58 PM
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Congrats on new version by the way my earlier post not compiled in your first post Bank:Hong Leong Bank Branch/Location: - Date of Report: 26/05/2016 Effective Interest/Profit Rate:4.3% for 6-month FD Promo Period (if any): 19 May - 30 Sep 2016 Minimum Placement:10k fresh fund Other Requirements: - Only for Seniors (Senior Savers Flexi Fixed Deposit Promotion) Website/T&C (if any): https://www.hlb.com.my/main/assets/files/pr...ings-tnc-en.pdf
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dEviLs
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Jun 2 2016, 04:20 PM
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QUOTE(okuribito @ Jun 2 2016, 03:54 PM) thanks for this HLB headsup  I wonder if senior FD account need to open one of these other "harvest" account or not  I hope Kochin wish come true also Term 28 - Interest earned on FD Promotion shall be credited into the Eligible FD Customers’ Harvest SA on a monthly basisSo i suppose the answer is yes
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dEviLs
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Jun 2 2016, 05:07 PM
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QUOTE(okuribito @ Jun 2 2016, 04:49 PM) hahaha thx man. I am now on the line with their CS rep. who say must maintain min 1000 in the SA that pays 0.1%pa hahahaha. they so blur & unsure ler. Now waiting for their mgr to confirm T&C If lock up 1000 in stupid SA, then the 4.3% not worth it ler. Did you go for it? EDIT... wait just a second there. maybe worth it wor because monthly interest. and if take pbb 6+6 4.1% for frist 6 mths, the breakeven is 20.5K of principal I didnt go for it anyway cos I dont qualify for the age requirement
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dEviLs
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Jun 13 2016, 10:40 AM
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QUOTE(kinwawa @ Jun 13 2016, 10:18 AM) Y not many ppl interested in PBBANK 4.30%? Is it becoz of the 20k min fund required? thx not to me at least..having placed twice under this promo
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dEviLs
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Jun 17 2016, 02:20 PM
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QUOTE(starry @ Jun 17 2016, 11:46 AM) Just came back from Hong Leong Bank. Promo FD 6 months - 4.25%p.a. has ended. Apparently target hit before deadline. me too just back from Hong Leong Petaling Street branch..this promo is still available there
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dEviLs
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Jul 13 2016, 05:12 PM
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luckily convinced myself to go thru the hussle for placing with bangkok bank last week..although only collect the fd cert 2days after that
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dEviLs
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Jul 14 2016, 08:47 AM
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QUOTE(David3700 @ Jul 13 2016, 05:35 PM) Never place Bangkok Bank b4, what's they promo ?? 4.35% for 12m..but downside is you need to make second trip back to collect fd cert
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dEviLs
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Aug 3 2016, 02:19 PM
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Just place FD again with Bangkok bank..was much faster since i already went thru the pain for account opening..all done in 20mins for 2 separate placement
The promo -
4month - 3.8% 7month - 4% 10month - 4.05% 12month - 4.1%
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dEviLs
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Aug 3 2016, 04:23 PM
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QUOTE(David3700 @ Aug 3 2016, 03:30 PM) Still got 4.1, not bad.... If got huge sum, worth the effort to travel down ya i think its the best rate with pidm for now.. but for new to bank customer the account opening is really slow..
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dEviLs
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Aug 3 2016, 04:43 PM
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QUOTE(LNYC @ Aug 3 2016, 04:28 PM) i guess they are not used to have so many customers influx at once... this is glory time for bangkok bank now~~ i think it's not about coping with high number of new clients..when i was there opening new account I am the only customer in entire banking hall so i guess it's more about their internal process..
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dEviLs
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Aug 3 2016, 05:02 PM
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QUOTE(5p3ak @ Aug 3 2016, 04:53 PM) tell us more about the pain of Bangkok bank account opening for my case it took two days for my account to be opened, and thus collecting the cert..meaning you need to make another trip to the bank which is troublesome if the location is inconvenient to you
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dEviLs
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Aug 3 2016, 05:19 PM
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QUOTE(bbgoat @ Aug 3 2016, 05:06 PM) Their branches also limited. For Penang, only 1 branch in the mainland side, not a single one on the island. they only have 5 branches in total http://bangkokbank.com.my/contact.php
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dEviLs
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Aug 4 2016, 09:17 AM
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QUOTE(bbgoat @ Aug 3 2016, 05:21 PM) Even Johor has 2 branches, Penang only one.  In fact, never heard of them until read from here.  cant fault you cos not kl boy typical kl boy who grown up taking buses will know this place as it is like a hub for many bus lines
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dEviLs
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Aug 4 2016, 12:14 PM
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QUOTE(LNYC @ Aug 4 2016, 11:27 AM) I do noticed some banks procedure are troublesome..or should say is their system. like hong leong and maybank forever slow in everything. Public bank need customer to fill up forms at customer servce first; but at least they are fast. edited: ah~i read through the comments and only i understand. Bangkok bank is the best la~took days to open account is unbeatable.  yes safe to say that most of the taikors here experienced account opening with all banks but none beats bangkok bank lol
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dEviLs
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Aug 4 2016, 02:05 PM
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QUOTE(yygo @ Aug 4 2016, 12:26 PM) tis is funny.  6 days lost on interest.  but thats only when you open account for the very first time..subsequent placement is acceptable ady
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