Fixed Deposit Rates In Malaysia V. No.13, Strictly for FD Discussion Only
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 Jun 10 2016, 08:57 PM
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All Stars
24,339 posts Joined: Feb 2011  
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QUOTE(szejz123 @ Jun 10 2016, 08:33 PM) Had a pretty bad experience with Bangkok Bank (KL Branch). To open an account, you will need to wait for a few days for verification and approval. The weird part is that they will even run a CTOS check on you for FD Placement... Tell them you keep your interest, I keep my money.    |
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Jun 10 2016, 10:37 PM
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All Stars
48,441 posts Joined: Sep 2014 From: REality
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QUOTE(szejz123 @ Jun 10 2016, 08:33 PM) Had a pretty bad experience with Bangkok Bank (KL Branch). To open an account, you will need to wait for a few days for verification and approval. The weird part is that they will even run a CTOS check on you for FD Placement... why the bank so strict one  if like that better put FD or open acc at others banks  |
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Jun 10 2016, 10:44 PM
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Senior Member
817 posts Joined: Mar 2014
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QUOTE(szejz123 @ Jun 10 2016, 08:33 PM) Had a pretty bad experience with Bangkok Bank (KL Branch). To open an account, you will need to wait for a few days for verification and approval. The weird part is that they will even run a CTOS check on you for FD Placement... so few branch yet act so tough. |
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Jun 11 2016, 05:29 AM
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Junior Member
340 posts Joined: Jun 2011
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Alliance Bank, 4% for 3 months, Minimum RM 100k
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Jun 11 2016, 09:02 AM
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Senior Member
2,145 posts Joined: Mar 2009 From: 1BORNEO
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QUOTE(Nauts @ Jun 11 2016, 05:29 AM) Alliance Bank, 4% for 3 months, Minimum RM 100k do you have a link? I can't find it on their website. |
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Jun 11 2016, 09:44 AM
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All Stars
11,954 posts Joined: May 2007  
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QUOTE(szejz123 @ Jun 10 2016, 08:33 PM) Had a pretty bad experience with Bangkok Bank (KL Branch). To open an account, you will need to wait for a few days for verification and approval. The weird part is that they will even run a CTOS check on you for FD Placement... How much is their FD rate? |
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Jun 11 2016, 09:55 AM
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Senior Member
817 posts Joined: Mar 2014
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QUOTE(MNet @ Jun 11 2016, 09:44 AM) How much is their FD rate? 4.35% 12 month |
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Jun 11 2016, 10:09 AM
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Newbie
2 posts Joined: Jun 2016
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QUOTE(Deal Hunter @ Jun 10 2016, 07:25 PM) For the extra good stuff, need to put in some effort. Currently only 2 meets your request. Thanks. 4.5% for 12 months at a few Affin Bank branches. Telephone the various branches (not the general call line) and see whether the branch still have it and any minimum conditions. This is rather unusual as promos usually are for all branches.. 4.35% for 12 months minimum 10k at Bangkok Bank. There are only a few branches in Malaysia. Both pay interest on maturity. Looks like most folks here are trying shorter periods at 4.3% and below hoping to catch a possible increase in FD interest promo rates.  Will check with Affin next Monday. Bangkok Bank has no branch here. I went into PBB yesterday to check their promo rate offer @ 4.30% pa (4.1 for 6M + 4.5 for 6M) , go staright to customer service counter and spoken to one of the staff for 5 mins, intended to go for my 1st palcement with PBB (withdraw from my CASA) and got a queue no. for calling to speak to customer service. Again ??  Other bank i did it at cashier counter for 1st placement. Waited for 10 mins, pretty slow in calling CS queue no. and noticed only the cashier queue no. was called non stop. Walked off, can't wait too long as need to return to office.  What is the current eFD rate for PBB? |
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Jun 11 2016, 10:19 AM
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All Stars
24,219 posts Joined: Mar 2007 From: Kuala Lumpur
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QUOTE(szejz123 @ Jun 10 2016, 08:33 PM) Had a pretty bad experience with Bangkok Bank (KL Branch). To open an account, you will need to wait for a few days for verification and approval. The weird part is that they will even run a CTOS check on you for FD Placement... Its pretty common that banks will do a credit check on you even for fd placement. Try to check the contents of the forms they ask you to sign when you open an account/ place an fd with them. But seriously, few days just to open an account is a bit too much.This post has been edited by TOMEI-R: Jun 11 2016, 10:19 AM |
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Jun 11 2016, 10:54 AM
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Senior Member
743 posts Joined: May 2014
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QUOTE(Micajoda @ Jun 11 2016, 10:09 AM) Thanks. My experience with PBB was 1st placement have to go through CS. Subsequent placements just did it at counter. Will check with Affin next Monday. Bangkok Bank has no branch here. I went into PBB yesterday to check their promo rate offer @ 4.30% pa (4.1 for 6M + 4.5 for 6M) , go staright to customer service counter and spoken to one of the staff for 5 mins, intended to go for my 1st palcement with PBB (withdraw from my CASA) and got a queue no. for calling to speak to customer service. Again ?? :confused: Other bank i did it at cashier counter for 1st placement. Waited for 10 mins, pretty slow in calling CS queue no. and noticed only the cashier queue no. was called non stop. Walked off, can't wait too long as need to return to office. What is the current eFD rate for PBB? |
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Jun 11 2016, 02:41 PM
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Junior Member
192 posts Joined: Dec 2013 From: KL
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QUOTE(TOMEI-R @ Jun 11 2016, 10:19 AM) Its pretty common that banks will do a credit check on you even for fd placement. Try to check the contents of the forms they ask you to sign when you open an account/ place an fd with them. But seriously, few days just to open an account is a bit too much. yup, took about 4 business days for them to open the account and clear the cheque.  |
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Jun 11 2016, 04:04 PM
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Junior Member
102 posts Joined: Jan 2007
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Hello!
Fairly new to getting serious in FD investment. Want to ask all sifus here regarding the maybank eflexi. I know that it is a step up FD investment but here's something I don't understand, According to maybank the effective rate is 4.3 percent. but in iMoney there is a comparison and it seems that the return is way higher than 4.3? is this a mistake in calculation from iMoney?  I also know that this campaign does not entitle you to reinvest the money earn from interest back to the FD. Let's say the amount put in is Rm10,000 the return after 12 months should be RM430 right? but why is iMoney calculate as 568 |
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Jun 11 2016, 05:38 PM
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Senior Member
817 posts Joined: Mar 2014
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QUOTE(szejz123 @ Jun 11 2016, 02:41 PM) yup, took about 4 business days for them to open the account and clear the cheque. fd start date not day you went there, start date 4 days later? |
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Jun 11 2016, 05:41 PM
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All Stars
48,441 posts Joined: Sep 2014 From: REality
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QUOTE(szejz123 @ Jun 11 2016, 02:41 PM) yup, took about 4 business days for them to open the account and clear the cheque. it's too much leh.. freaking 4 days |
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Jun 11 2016, 05:41 PM
Show posts by this member only | IPv6 | Post
#235
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Senior Member
10,001 posts Joined: May 2013
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QUOTE(szejz123 @ Jun 10 2016, 08:33 PM) Had a pretty bad experience with Bangkok Bank (KL Branch). To open an account, you will need to wait for a few days for verification and approval. The weird part is that they will even run a CTOS check on you for FD Placement... Now only I know |
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Jun 11 2016, 05:43 PM
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Senior Member
817 posts Joined: Mar 2014
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QUOTE(nexona88 @ Jun 11 2016, 05:41 PM) it's too much leh.. freaking 4 days freaking inefficient!   |
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Jun 11 2016, 06:44 PM
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All Stars
48,441 posts Joined: Sep 2014 From: REality
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QUOTE(sandkoh @ Jun 11 2016, 05:43 PM) freaking inefficient! better deposit the money some other banks  really surprise foreign bank can sucks like tis  |
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Jun 11 2016, 09:19 PM
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Senior Member
817 posts Joined: Mar 2014
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QUOTE(nexona88 @ Jun 11 2016, 06:44 PM) better deposit the money some other banks not all foreign banks are alike. really surprise foreign bank can sucks like tis |
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Jun 12 2016, 06:35 AM
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Junior Member
340 posts Joined: Jun 2011
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QUOTE(TSOM @ Jun 11 2016, 09:02 AM) do you have a link? I can't find it on their website. Not sure of the link but it was sent to me by my Alliance Bank PFC.Until end of June only i think. |
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Jun 12 2016, 10:41 AM
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Junior Member
192 posts Joined: Dec 2013 From: KL
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QUOTE(sandkoh @ Jun 11 2016, 05:38 PM) fd start date not day you went there, start date 4 days later? basically, 13 May (friday) wrote down details and passed the cheque.19 May (thursday) - they called to collect the FD cert. SMS came saying "Cheque amount debited from account". 20 May (friday) - collected the FD cert, cert stated FD starts on 19 May.  |
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