Any idea if 6 figures can nego to 4% pa?

Anymore good deals better the following ?
Merdeka is round the corner already....

OCBC/UOB/HLB : 3.95 %
Affin : 4.05/4.15/4.25 %
Bangkok Bank : 4.1 %

For 6 months tenure, the promotional FD rate is as follows: -

Public Bank - 3.88% with monthly interest
RHB - 3.70%
Affin - 3.60%

So, how can you claim that they win over Public Bank? In fact, their rates are lower for the same tenure. It is not fair to compare to other tenures like 12 or 13 months. Usually, the rate is higher if you place for a longer period of time.

Affin : 4.05/4.15/4.25 %

Just placed 15mths 4.15% with free first year debit card application. Second year need to pay RM21.20 annual fee. Staff told me can't cancel dr card before FD maturity but I doubt Affin's system can track this type of non compliance.

For 4.25%, just need to buy minimum RM1000 unit trust to qualify for it.

Bro I am talking historically, affin will win over PB. Also I am referring to their 12 months FD (affin vs PB). Next time I will have to put note: this applies to 12 months FD.

This post has been edited by Ramjade: Aug 16 2016, 07:06 PM

Don't think so, unless your 6 figures is RM 999,999. Which is still a peanut amount to CIMB.

Hi, thank you for the infor. May i know what unit trust ya?prs?

-deleted-

double post

This post has been edited by LNYC: Aug 16 2016, 07:59 PM

Are you talking about 1-year lock in? If yes, then NO, you cannot because 3.95% is the max they give out.
Here's the max for "special" rate to this date.
1mth:3.8%
3mth:4.05%
6mth:4.0%
12mth:3.95%

Betul ke 3&6 months higher than 12months?

Placement via otc or online?

I'm still awaiting for gud news too

Wait for next week..
I guess then where new promo will be out..

Affin 4.25% is for 12 mths? Ok wor.

Maybank GIA is now 3.58%.

Yet its still the best rate in town

last time 4.0%

then opr reduce they reduce it to 3.75%

now become 3.58%? any links?

Apparently effective yesterday. Just receive news from the bank staffs.

And I went in to check Maybank website: http://www.maybank2u.com.my/mbb_info/m2u/p...al/ACC-Accounts
And it states 3.58% now.

from 4 to 3.58 thats a whooping 0.42% cut from mbb .. any idea why?

guess should move out my funds liao

I think that's for 15 mths....even better.