UOB (effective 15th July until 31st July 2016)
7 months - 3.85%
12 months - 3.95%

Minimum RM10k. Maximum RM5m. Fresh funds.

Principal amount - nope.
But the recent OPR drop affected the interest earned by a bit.

Just received today

OCBC Bank (20th July - 31st Aug 2016)

1. Fixed Deposit Deal
8-m @ 3.80%pa
12-m @ 3.90%pa

2. Fixed Deposit Deal Islamic
8-m @ 3.85%pa
12-m @ 3.95%pa
* T&C applied
* Fresh Fund Required
* Min 10k
* Max 10mil

3. Premier Wealth Deal
3-m @ 5.30%pa
* T&C applied
* Min 10k

4. New-to-Premier Deal
3-m @ 5.50%pa

I dunno. This is what I received. You can ask OCBC for more info I guess. Those premier deal usually got more T&C, sometimes tie with investment products, which I don't really wanna bother

Haha. They earn more commission selling those investment link plans.

Yea, the 3rd one usually is tied with their investment product. Maximum amount is half (or was it double) the investment amount or something like that.

Just note the first and second FD promo can edi hahah.

I'm not sure also. Later will be going to OCBC to possibly place into Islamic or transfer to other banks I'll update later if no one else answered yet.

Okay the T&C for item 2 is that now if you wanna uplift your FD earlier than the placed tenure for other investment purposes, you will not get any interest at all. In the past, whenever we wanna uplift our FDs before its due to buy their investment products, the interest earned up to date will be credited to our account without any penalty. Everything else the same as their usual Islamic FD.

For item 3, as usual, tied with their investment product.

Add minimum 10k of fresh fund then whole thing considered fresh funds.

If the FD is not due yet, and you uplift it before its due, there will most likely be no interest given to you.

Just received this today.

Maybank FD promotion for July - Aug 2016:
--------------------------------------------
1) 3 mths- 3.65% ( Fresh Fund)
3 mths - 3.50% (Non Fresh Fund)

2) 6 mths- 3.85% ( Fresh Fund)
6 mths- 3.65% (Non Fresh Fund)

3) GIA- 3.75% interest calculate on daily.

Haha. Thanks thanks

Yea, rates all decrease already. But 3.75% GIA still okay la because of its convenience.

Yes bbgoat, will try to post more often.

Any duration. You can withdraw it anytime.
But I think if you put 1 month then minimum placement is RM5k, otherwise any duration is fine.

Most likely made via the branch.

If I recall correctly, have to go back to the branch where you put the FD.

Sometimes because they know you already ma.

Doesn't matter. GIA can be placed online and can withdraw anytime. For that rate, it's a pretty good deal already.

You can choose to go with conventional FD if you are worried about PIDM coverage. There's a maximum limit that PIDM covers anyway.

Yea I prefer to have interest on maturity also. Easier to track what funds plus interest went where. Monthly interest won't do much since I don't survive on that.

Maybank GIA is now 3.58%.

Apparently effective yesterday. Just receive news from the bank staffs.

And I went in to check Maybank website: http://www.maybank2u.com.my/mbb_info/m2u/p...al/ACC-Accounts
And it states 3.58% now.

I think their website forgot to update the dates.