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> OCBC 360 Savings Account - Up to 4.1% Interest !, Get higher interest on your savings acct

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Sumofwhich
post Dec 27 2017, 09:58 PM

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QUOTE(lil_flank @ Jul 16 2017, 11:43 PM)
I tried paying bill of Rm5 but cannot. Min is Rm10 for each bill if i remembered correctly.
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I think RM5 is the minimum for all bills payment via OCBC Online Banking, tried Maxis and TNB, unless it's JomPay where RM1 might be possible

This post has been edited by Sumofwhich: Dec 27 2017, 10:04 PM
Sumofwhich
post Jan 2 2018, 04:32 PM

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QUOTE(David_Yang @ Dec 31 2017, 08:27 PM)
Hi there, any idea how I can meet the 3 bills criteria?

The only bills I have to pay is TNB and Indah Water (every 2 months).
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According to earlier posts, IBG to 3 other bank accounts works too right?
Sumofwhich
post Aug 2 2018, 11:00 AM

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This post has been edited by Sumofwhich: Aug 4 2018, 10:51 AM
Sumofwhich
post Aug 10 2018, 02:45 PM

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OCBC Android app required update, some new features added
Sumofwhich
post Oct 5 2018, 09:56 AM

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QUOTE(LostAndFound @ Oct 4 2018, 04:55 PM)
Can someone verify a few things:-

1. Does the date you fulfil the conditions matter?
2. The transaction "INTEREST CREDIT" on the last day of the month, does that include the bonus interest?

My scenario (new OCBC 360 account) looks like this:-

28-Sep Deposit 500.00
28-Sep Deposit 6300.00
28-Sep IBG out -1.00
28-Sep IBG out -1.00
28-Sep IBG out -1.00
28-Sep charged for Debit card -8.00
30-Sep Deposit 3702.90
30-Sep Interest Credit 0.33

I've been trying to figure out how the 0.33 comes about. As I understand it the daily average interest would be 452.60, which would give (assuming 0.5% interest) RM0.186 per day, or RM0.372 for the two days 28/29 Sep. Also at the very least should be getting the 1.2% bonus from depositing 500 ringgit minimum (as well as 1.2% from the IBG)?
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Interest credit which is debited earlier should be the 0.5%,
whereas the (1-3x) 1.2% will be 2 days later.
And it matters when your posting date takes place, if it gets posted in the following month, it's counted for following month's interest

This post has been edited by Sumofwhich: Oct 5 2018, 09:57 AM
Sumofwhich
post Oct 5 2018, 12:00 PM

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QUOTE(LostAndFound @ Oct 5 2018, 10:41 AM)
Posting date is for CC transactions not bank transfers right? I always use instant transfer since its free, understand that IBG will only count the following day.
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Yes correct, did they not include the 3x bank transfers (1.2%) on Oct 2nd?
Could it be because it's a new account hence not counted last month?
Prolly need to ask CS
Sumofwhich
post Nov 30 2018, 08:39 AM

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QUOTE(crusher @ Nov 29 2018, 02:47 PM)
Guys what about Joint Name for OCBC360? Can I link my own personal name titanium cc and use it in order to earn the requirement 3) which is swipe at least RM500?

Thanks
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I believe so, best to call helpline for an official answer smile.gif
Sumofwhich
post Dec 21 2018, 07:14 PM

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QUOTE(graphidz @ Dec 17 2018, 06:25 PM)
Is there a special procedure opening an account with OCBC? Went to their Puchong branch to open a savings account but they denied because I live in Cheras and wanted to see my tenancy agreement. I went to Puchong one because I stay at Cyberjaya on weekdays for study and work. I did show my IC but it was my hometown address in Sarawak.

Will try again on Saturday at another branch see if still got issue or not. But just want to be sure if I really need this document next time
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or present your university/work letter so you can sign up in Puchong,
but better to go to Cheras with documents mentioned above
Sumofwhich
post Dec 23 2018, 12:21 AM

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QUOTE(graphidz @ Dec 21 2018, 10:14 PM)
I do have some questions. Is the method of transferring money 3 times still work? I'd assume to the same account will count as one time as per T&C. Extra question, anybody tried to transfer money to CIMB and CIMB KWIK? Does that consider as one or two transfers?

Then paying for bills, some said that splitting one bill to 3 helps fulfill the 3 bills criteria. Did you guys mean the same bill split into 3? Like pay TNB 3 times? I thought that would consider as one time because same receiver just like the account one
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My OCBC 360 is my main account and I have alot of saving accounts with minimal balance RM20, RM1 etc.
I would normally perform instant transfers to savings account or to credit cards, each transfer to a unique account would count as 1 I believe.

Not sure about non-unique bills, 3 times can be either transfers/pay bills/pay credit cards.
RM500 spending is another different category for additional 1.2%
Sumofwhich
post Feb 2 2019, 03:50 PM

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I have not tried scheduled transfer before, is it using IBG or Instant Transfer?
Please and thanks!
Sumofwhich
post Feb 2 2019, 04:57 PM

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QUOTE(cklimm @ Feb 2 2019, 04:42 PM)
ibg
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Thanks, guess I'll just set a reminder and use instant, thanks!
Sumofwhich
post Feb 4 2019, 11:39 AM

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QUOTE(Grevade @ Feb 4 2019, 11:09 AM)
So am I right to say paying bills wont count towards this spending?
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Utility bills yes,
credit card bills no as they are considered as fund transfer.
Sumofwhich
post Feb 28 2019, 08:28 AM

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QUOTE(vrek @ Feb 27 2019, 10:45 PM)
OCBC recently introduced the SoftToken.
The "OTP" in the soft token works fine, but when I try to do fund transfer, the challenge code / "Transaction code" crashes. So I'm unable to transfer fund via the OCBC website.
Anyone having problem with "Transaction code"?
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I'm using existing favourite accounts, so no code required. Only occasion where I use the SoftToken is during login. Only tried on app
Sumofwhich
post Mar 17 2019, 12:56 PM

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QUOTE(hakkai0810 @ Mar 17 2019, 11:47 AM)
any1 know if reload boost RM500 with the debit card consider spending as well? thanks
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If there's OTP sms then it should qualify
Sumofwhich
post May 8 2019, 06:03 PM

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QUOTE(David83 @ May 8 2019, 05:43 PM)
UOB has revised down their interest rate of Conditional High Yield SA in anticipation of OPR cut.

e-Account is reduced form 3.5% to 3.4%.
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Cut benefits damn fast, cut loan interest rate need to wait long long lol
Sumofwhich
post May 10 2019, 06:01 PM

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Ocbc the best!
Sumofwhich
post May 28 2019, 07:28 PM

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QUOTE(kaiskarnz @ May 28 2019, 04:43 PM)
anyway to avoid annual fee & instant transfer fees?
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No fees for instant transfers, unable to avoid annual debit card fee but worthwhile if your returns are much higher than the debit card fee
Sumofwhich
post May 28 2019, 09:06 PM

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QUOTE(AskarPerang @ May 28 2019, 08:59 PM)
Apply for lifetime free credit card such as titanium mastercard. Then cancel off the debit card.
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Debit card = atm card no?
Can cancel 1 meh and request for no annual fee version of ocbc 360?
Sumofwhich
post Jun 7 2019, 01:49 AM

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QUOTE(daimon @ Jun 5 2019, 09:08 PM)
hahaha

is insurance consider bill or spending(rm500)

why you wanna transfer so much money to bigpay? got more points?  blink.gif
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Insurance payment should be considered spending



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