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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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Human Nature
post Sep 29 2016, 08:03 PM

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QUOTE(cybpsych @ Sep 29 2016, 07:57 PM)
little uncertainty is the waiver fee pool, based on fcfs.
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My understanding is that, if the pool is depleted, our BT request will simply be rejected. So still okay as they won't approve and then charge the fee.

add: Opps, just read the previous posts, my understanding is wrong bangwall.gif


This post has been edited by Human Nature: Sep 29 2016, 08:10 PM
MGM
post Sep 29 2016, 08:28 PM

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QUOTE(Human Nature @ Sep 29 2016, 08:03 PM)
My understanding is that, if the pool is depleted, our BT request will simply be rejected. So still okay as they won't approve and then charge the fee.

add: Opps, just read the previous posts, my understanding is wrong  bangwall.gif
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If u want to play safe use their application form specifically for this promo but it will easier to use M2U.

This post has been edited by MGM: Sep 29 2016, 08:29 PM
gastacopz
post Sep 29 2016, 08:34 PM

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anyone tried to bt below 1k each card, but combined 1k++

as im still curious min 1k per card or per bt
cybpsych
post Sep 29 2016, 08:42 PM

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QUOTE(gastacopz @ Sep 29 2016, 08:34 PM)
anyone tried to bt below 1k each card, but combined 1k++

as im still curious min 1k per card or per bt
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faq/t&c stated min rm1k and max rm50k per transaction/bt application mah.
galaxynote259
post Sep 29 2016, 09:04 PM

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hi guys, havent done any BT at all.

if i want to apply, i can only start applying when my credit card statement is out?
screwedpeep
post Sep 29 2016, 10:06 PM

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QUOTE(wan7075 @ Sep 29 2016, 02:56 PM)
I clicked the apply BT on maybank2u but it keep show
System error.
Reject code [0C99]

anybody face the same issue?
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Have u tried again? Did mine at 5.50pm no hiccups. My caramel macchiato not yet finish drink, already approved. thumbup.gif Received confirmation email less than an hour after applied and approved in principle.
DarReNz
post Sep 30 2016, 12:20 AM

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QUOTE(tetsu @ Sep 29 2016, 11:40 AM)
Avoid all the drama by applying through m2u?

Way faster than a form via email/fax.
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i would but i can't as i haven't received my replacement pin/pay cards
wan7075
post Sep 30 2016, 10:57 AM

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QUOTE(screwedpeep @ Sep 29 2016, 10:06 PM)
Have u tried again? Did mine at 5.50pm no hiccups. My caramel macchiato not yet finish drink, already approved.  thumbup.gif Received confirmation email less than an hour after applied and approved in principle.
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today show like this..

Balance Transfer

Step 1 of 3

Select your Maybank Credit Card for Balance Transfer

You do not have any record in this list.

why my card no appeared? I have mayaank2 card amex + visa since 2 years ago.
WTF? vmad.gif

This post has been edited by wan7075: Sep 30 2016, 10:59 AM
MGM
post Sep 30 2016, 11:28 AM

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QUOTE(wan7075 @ Sep 30 2016, 10:57 AM)
today show like this..

Balance Transfer

Step 1 of 3 

Select your Maybank Credit Card for Balance Transfer

You do not have any record in this list.

why my card no appeared? I have mayaank2 card amex + visa since 2 years ago.
WTF? vmad.gif
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Probably MBB is changing your cards to pin&pay type n is pending for activation, see this on M2U.
wan7075
post Sep 30 2016, 11:37 AM

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QUOTE(MGM @ Sep 30 2016, 11:28 AM)
Probably MBB is changing your cards to pin&pay type n is pending for activation, see this on M2U.
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no.. I didn't see any new card no on my m2u sweat.gif
mitodna
post Sep 30 2016, 12:10 PM

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Not new card no, but there is a footer on the note, pending new activation,

Hmm, Maybank will send SMS when they send the money to the other bank, interesting
triple c
post Sep 30 2016, 01:27 PM

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Need help here...I did balance transfer from Ambank to MBB cc....now MBB request transfer receipt in order to process the $ from MBB cc to my SA...how to get this? she said Ambank statement not acceptable coz only show monthly instalment...
MGM
post Sep 30 2016, 01:33 PM

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QUOTE(triple c @ Sep 30 2016, 01:27 PM)
Need help here...I did balance transfer from Ambank to MBB cc....now MBB request transfer receipt in order to process the $ from MBB cc to my SA...how to get this? she said Ambank statement not acceptable coz only show monthly instalment...
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Must be a big sum. Did u receive any email on the success of your application?
laymank
post Sep 30 2016, 01:34 PM

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QUOTE(triple c @ Sep 30 2016, 01:27 PM)
Need help here...I did balance transfer from Ambank to MBB cc....now MBB request transfer receipt in order to process the $ from MBB cc to my SA...how to get this? she said Ambank statement not acceptable coz only show monthly instalment...
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what is Transfer Receipt?
Is there even such a thing?
MGM
post Sep 30 2016, 01:37 PM

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QUOTE(laymank @ Sep 30 2016, 01:34 PM)
what is Transfer Receipt?
Is there even such a thing?
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I suppose it is something like the receipt u get when applying BT thru M2U.
triple c
post Sep 30 2016, 01:40 PM

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QUOTE(MGM @ Sep 30 2016, 01:33 PM)
Must be a big sum. Did u receive any email on the success of your application?
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no email confirmation...all thru phone only...
thought earning some interest fd...but stucked bangwall.gif

lilsunflower
post Sep 30 2016, 01:59 PM

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QUOTE(triple c @ Sep 30 2016, 01:40 PM)
no email confirmation...all thru phone only...
thought earning some interest fd...but stucked  bangwall.gif
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Oh man, now I see your problem. Because AMB don't even have an application form to indicate total BT sum, so there's actually no way of proving to MBB.

Usually my transaction from MBB CC to SA for less than RM10k are approved without documentation. Above RM10k, show BT application form and written e-mail.

OK. In this situation, I would not give up and I would try my best to get the money back. My suggestion:

1. E-mail mbb CS a proper e-mail explaining the situation saying you inadvertently BT too much from AMB to MBB of XX amount.

2. Explain that AMB BT was applied for and auto approved on the phone, and that the 1st instalment is shown in your unbilled transaction list (attach this). Do a calculation saying that 12 month instalment x 1st instalment = RMXX (i.e. the total BT amount). For completeness, attach any AMB written document which shows the 0% BT promo (i.e. 12 months?).

3. Then end with, I trust that this is sufficient for MBB to transfer the excess funds to your SA.

Just be as factual and detailed as possible. Ultimately, the transfer request is at the discretion of the bank. If they are satisfied with your explanation and documents, anything is possible.

This post has been edited by lilsunflower: Sep 30 2016, 02:00 PM
MGM
post Sep 30 2016, 02:10 PM

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QUOTE(triple c @ Sep 30 2016, 01:40 PM)
no email confirmation...all thru phone only...
thought earning some interest fd...but stucked  bangwall.gif
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Have u consulted AMB CS?
triple c
post Sep 30 2016, 02:32 PM

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QUOTE(MGM @ Sep 30 2016, 02:10 PM)
Have u consulted AMB CS?
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Yes, AM bank cs help to put a request to get the payment receipt /BT approved letter from related department...or else, will use lilsunflower suggestion...
ytan053
post Sep 30 2016, 02:44 PM

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QUOTE(gastacopz @ Sep 29 2016, 08:34 PM)
anyone tried to bt below 1k each card, but combined 1k++

as im still curious min 1k per card or per bt
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Me.

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