ok...i plan to BT around 10K for the period of 6 to 12 months. which is the best? AEON? BSN? others?

Hpw you guys normally apply for BT ?

Fax or manually mail through pos office ?

After a quick read about the Maybank BT T&C, have some question about it.

I'm interested with either the 6 months plan with 0.5%pm or 12 months plan with 0% interest(but 3% one time fee)

My questions are as below:

- for 6 months plan, new account will be open, does it mean that if we swipe the card within the 6 months, no interest will be impose(mean we will have the same 20 days interest free cycle like normally?)

- reducing balance BT? Said we do a 5K BT, so if we pay 0.5% interest monthly(reducing balance method), the interest will be less than the one time 3% fee on 12 months plan. right?

- according to the T&C, we need to pay min 5% monthly. so can we like pay 5% for the 1st 5 months, then settle the rest on the last month? or need to pay equally every month?

Anyone tried Maybank BT before please shed some light

Tq

Actually dont have any cards from those banks. I have standard chartered but it i think its high interest. So either way i need to apply the card first right? i am looking for just a BT card.

Hello sifus, credit card and balance transfer is new to me, just wondering how does this work?

So, I have two credit cards from two different banks, can I transfer both debts to one bank only and enjoy lowered interest rates? 6 months is a bit hefty IMO albeit the 0% interest, 1 year should be good. Any suggestions for the best solution will be very much appreciated!

I just noticed my PBB BT installment plans has been posted earlier than normal.
Usually it's posted on Statement Date.

Now it's posted right after passed the previous Statement Date

If they are posted at end of statement (say 20th) and if u request to change the next statement to a earlier date (say 16th), u effectively delay the BT by ~ 1 month, cos the BT transactions will still be dated on 20th n will appear on the next statement. I hope u all understand my explanation.

Any HSBC balance transfer, they don't split the monthly by month? Thanks

0.5%? What card is that? Even MBB2Amex can earn you 1.25% equivalent cash back.

New Ambank CC holder. They said they have 0% BT.

Anyone used it?

Just so happens I have a big bill and claim coming in from an overseas trip that I charged to my other CC. Thinking of taking advantage of this. 😀

Yeah, just called them up to do it. Quite worth it.

Money can be dumped into FD for a year.

How long did the process take? Been 2-3 days now but they haven't transferred it over yet.

1. Can i BT more then amount i need? eg: debt 7999, BT 10000
2. Can i BT even i dont have debt in cc?

target Aeon and Pbb.

Hai all,

Can I transfer the outstanding amount from 1 BT into another BT, from different banks.

For example, Hong Leong is having Reducing BT, so I can still see my total outstanding balance. Since I am opt for apply new Ambank Card with 0% interest (fixed payment every mth for 12 mths), I wish to transfer the remaining balance to the zero interest one. Will tat ever worked?

P.S As far as I know, Hong Leong will separate the BT account (giving 16 numbers, starting with 8) and not included in cc statment.

Thanks in advance.

Anybody did BT from Ambank before? I called in last friday to apply and was told by the CR that their BT officer will call me within a few days and it'll take 14 working days for the funds to be transferred over to the other card. Oh man, I should have applied earlier, my OCBC card payment due date is on 1st Aug.

if wan BT for 2 years any recommendations? Furthermore need higher limit to transfer more

Any Bank offer 0% BT at the moment?

Sorry another question, can Maybank BT transfer to AEON since someone mention Aeon is not a bank

I wanna ask about 2nd option.  How to show MBB via outstanding balance? Print screen the outstanding balance, and email it to them?